Investors Portfolio Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 1–10 clients last fiscal year.
Investors Portfolio Services reports 292 clients. They include 206 individual clients, 83 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 99.5% ($238M across 762 accounts) are managed with discretion; $1.27M across 68 accounts are not. It advised 8 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 71% | 33% |
| High-net-worth individuals | 28% | 66% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 206 | $78.8M | 33.0% | $382K |
| High-net-worth individuals | 83 | $158M | 66.3% | $1.91M |
| Charitable organizations | Fewer than 5 | $1.13M | 0.5% | $1.13M |
| Corporations and other businesses | Fewer than 5 | $576K | 0.2% | $288K |
| Total | 292 | $239M | 100% | — |
- Clients
- 206
- Regulatory AUM
- $78.8M
- AUM share
- 33.0%
- Avg. per client
- $382K
- Clients
- 83
- Regulatory AUM
- $158M
- AUM share
- 66.3%
- Avg. per client
- $1.91M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.13M
- AUM share
- 0.5%
- Avg. per client
- $1.13M
- Clients
- Fewer than 5
- Regulatory AUM
- $576K
- AUM share
- 0.2%
- Avg. per client
- $288K
Total
- Clients
- 292
- Regulatory AUM
- $239M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 8
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Investors Portfolio Services charges 0.50%–1.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.00% |
| $500K–$750K | 0.90% |
| $750K–$1M | 0.80% |
| $1M–$3M | 0.75% |
| $3M and above | 0.50% |
Fee details and sources
Other fees
- Financial Planning and Consulting
- Negotiable: generally $1,500 to $5,000 as a fixed fee (basic plan $1,500, advanced plan $2,500) or $200 to $500 an hour.
- Tax Preparation
- Tax preparation is billed at $100 to $400 an hour depending on the complexity of the return.
Cash Flow Analysis LLC owns 75% or more of Investors Portfolio Services and is in turn owned by Frank Gallo (75% or more). Frank Gallo is CEO. It has 3 employees.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Investors Portfolio Services LLC
Cash Flow Analysis LLC
Control person · since February 2025
- Owns 75% or more of Cash Flow Analysis LLC
Frank Gallo
Control person · since October 2024
- Owns 10% to 25% of Investors Portfolio Services LLC
TJB Advisory LLC
since January 2025
- Owns 75% or more of TJB Advisory LLC
Thomas Bowman
Control person · since October 2024
Investors Portfolio Services’ regulatory assets grew 2.0× from $119M (June 2021) to $239M (March 2026); clients rose from 251 to 292 and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $239M | 292 | 3 | 1 |
| Mar 2025March 2025 | $201M | 247 | 3 | 1 |
| Mar 2024March 2024 | $186M | 264 | 3 | 1 |
| Mar 2023March 2023 | $135M | 223 | 3 | 1 |
| Apr 2022April 2022 | $141M | 196 | 3 | 1 |
| Jun 2021June 2021 | $119M | 251 | 4 | 1 |
Besides its headquarters, Investors Portfolio Services has 0 offices, with 1 listed address in 1 state.
Washington · 1 listed address
- 2832 South Meridian, Suite 201, PuyallupHQ
Contact and registration details
- Legal name
- Investors Portfolio Services LLC
- Headquarters
- 2832 South Meridian, Suite 201, Puyallup, WA 98373
- Phone
- 253-770-8118
- @investors-portfolio-services
- SEC file
- 801-120692
- Structure
- Washington LLC
- Fiscal year end
- December
Investors Portfolio Services’ named custodians for separately managed accounts are Charles Schwab ($189M, 94%) and Altruist ($12.3M, 6%). Investors Portfolio Services does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · El Paso, TX · $189M94%
- AltruistAltruist Financial LLC · Culver City, CA · $12.3M6%
At year end, Investors Portfolio Services’ separately managed accounts were mostly in funds (82%). Its reported 13F holdings for the quarter ended 30 June 2026 total $131M across 674 positions; the largest are State Str SPDR S&P 500 ETF T (24.0%), First TR Exchng Traded FD VI (15.5%) and Goldman Sachs ETF TR (8.1%).
What the accounts hold
- Stocks8%
- Exchange-traded equities6%
- Non-exchange-traded equities2%
- Funds82%
- Registered funds81%
- Pooled vehicles1%
- Bonds2%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash3%
- Other5%
- Income structured notes4%
- Derivatives1%
How many clients does Investors Portfolio Services have?
Investors Portfolio Services has 292 clients and manages $239 million for them, as of March 2026. They include 206 individual clients, 83 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Investors Portfolio Services offer?
Investors Portfolio Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, educational seminars, education planning, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Investors Portfolio Services charge?
Investors Portfolio Services charges 0.50%–1.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Which custodians does Investors Portfolio Services use?
Investors Portfolio Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (El Paso, TX), with $189M and Altruist Financial LLC (Culver City, CA), with $12.3M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Investors Portfolio Services have?
Investors Portfolio Services has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Investors Portfolio Services invest in?
At the end of its last fiscal year, Investors Portfolio Services’ separately managed accounts held 81% registered funds (mutual funds, ETFs, BDCs), 6% exchange-traded equities, 4% other, 3% cash and equivalents, 2% non-exchange-traded equities, 1% state and local bonds, 1% investment grade corporate bonds, 1% derivatives and 1% pooled vehicles (private funds and similar). The 4% other category is described as: Income Structured Notes.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Investors Portfolio Services?
Investors Portfolio Services is owned through holding companies by Frank Gallo and Thomas Bowman. Its direct owners are Cash Flow Analysis LLC (75% or more) and TJB Advisory LLC (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Investors Portfolio Services get paid?
Investors Portfolio Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Investors Portfolio Services?
Investors Portfolio Services’ main office is at 2832 South Meridian, Suite 201, Puyallup, WA 98373. Its phone number is 253-770-8118. Its website is investorsportfolioservices.com.