Invest Capital Partners provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Invest Capital Partners reports 661 clients. They include 554 individual clients, 93 high-net-worth individuals, and 10 corporations and other businesses. Of its assets, 91.0% ($247M across 1,170 accounts) are managed with discretion; $24.6M across 113 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 41% |
| High-net-worth individuals | 14% | 51% |
| Charitable organizations | <1% | 2% |
| Corporations and other businesses | 2% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 554 | $111M | 40.8% | $200K |
| High-net-worth individuals | 93 | $140M | 51.3% | $1.5M |
| Charitable organizations | Fewer than 5 | $4.53M | 1.7% | $1.13M |
| Corporations and other businesses | 10 | $16.8M | 6.2% | $1.68M |
| Total | 661 | $272M | 100% | — |
- Clients
- 554
- Regulatory AUM
- $111M
- AUM share
- 40.8%
- Avg. per client
- $200K
- Clients
- 93
- Regulatory AUM
- $140M
- AUM share
- 51.3%
- Avg. per client
- $1.5M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.53M
- AUM share
- 1.7%
- Avg. per client
- $1.13M
- Clients
- 10
- Regulatory AUM
- $16.8M
- AUM share
- 6.2%
- Avg. per client
- $1.68M
Total
- Clients
- 661
- Regulatory AUM
- $272M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Invest Capital Partners charges 1.75%–2.50% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$100K | 2.50% |
| $100K–$250K | 2.25% |
| $250K–$1M | 2.00% |
| $1M and above | 1.75% |
Fee details and sources
Other fees
- Financial Planning Services
- Hourly fees of up to $250, or fixed fees of up to $10,000 based on scope; 50% of a fixed fee is due in advance.
John Bach owns 75% or more of Invest Capital Partners. It has 13 employees, 9 of them in advisory roles.
Staff
- 13 employees
- 9 in advisory functions
- 8 state-registered reps
- 5 insurance agents
- Owns 75% or more of Invest Capital Partners, Co.
John Bach
Control person · since May 2019
Invest Capital Partners’ regulatory assets grew 1.9× from $145M (March 2021) to $272M (January 2026); clients rose from 459 to 661 and employees from 10 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $272M | 661 | 13 | 6 |
| Jan 2025January 2025 | $229M | 609 | 11 | 6 |
| Jul 2024July 2024 | $144M | 437 | 9 | 5 |
| Jan 2023January 2023 | $130M | 378 | 7 | 5 |
| Mar 2022March 2022 | $178M | 451 | 10 | 6 |
| Mar 2021March 2021 | $145M | 459 | 10 | 4 |
Besides its headquarters, Invest Capital Partners has 5 offices (2 private residences, listed without an address), with 4 listed addresses in 1 state.
Ohio · 4 listed addresses
- 550 S. Main Street, SpringboroHQ
- 5335 Far Hills Ave., Dayton
- 230 E. Broadway, Granville
- 7185 Liberty Centre DR., Liberty Township
Other business names
Invest Capital Partners has reported 4 other business names to the SEC.
- Inertia Wealth Management
- Merten Capital
- Midwestern Wealth Management
- Riverview Accounting & Advisory, Co.
Contact and registration details
- Legal name
- Invest Capital Partners, Co.
- Headquarters
- 550 S. Main Street, Springboro, OH 45066
- Website
- mwm.financial
- Phone
- 937-557-3200
- SEC file
- 801-110218
- Structure
- Ohio corporation
- Fiscal year end
- December
Invest Capital Partners’ named custodians for separately managed accounts are Raymond James ($105M, 61%) and Charles Schwab ($66.7M, 39%). Invest Capital Partners does not have custody of client assets.
- Raymond JamesRaymond James & Associates, Inc. · St Petersburg, FL · $105M61%
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $66.7M39%
At year end, Invest Capital Partners’ separately managed accounts were mostly in stocks (53%) and funds (30%).
What the accounts hold
- Stocks53%
- Funds30%
- Registered funds29%
- Pooled vehicles1%
- Bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash12%
- Other3%
- Fee based annuities3%
How many clients does Invest Capital Partners have?
Invest Capital Partners has 661 clients and manages $272 million for them, as of January 2026. They include 554 individual clients, 93 high-net-worth individuals, and 10 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 January 2026
What services does Invest Capital Partners offer?
Invest Capital Partners provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Invest Capital Partners charge?
Invest Capital Partners charges 1.75%–2.50% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable.
Source: INVEST CAPITAL PARTNERS BROCHURE DISCLOSURE, filed 5 January 2026
Which custodians does Invest Capital Partners use?
Invest Capital Partners’ separately managed account assets are held at Raymond James & Associates, Inc. (St Petersburg, FL), with $105M and Charles Schwab & Co., Inc. (San Francisco, CA), with $66.7M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 January 2026
How many financial advisors does Invest Capital Partners have?
Invest Capital Partners has 8 investment adviser representatives registered with state securities authorities, out of 13 employees, and 9 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Invest Capital Partners invest in?
At the end of its last fiscal year, Invest Capital Partners’ separately managed accounts held 53% exchange-traded equities, 29% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents, 3% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% pooled vehicles (private funds and similar). The 3% other category is described as: Fee Based Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Invest Capital Partners?
Invest Capital Partners’ direct owner is John Bach (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 5 January 2026
How does Invest Capital Partners get paid?
Invest Capital Partners is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Invest Capital Partners?
Invest Capital Partners’ main office is at 550 S. Main Street, Springboro, OH 45066. Its phone number is 937-557-3200. Its website is mwm.financial.