{"url":"https://nivawealth.com/firms/invest-capital-partners-287987","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/287987","regulatoryAum":271883275,"crd":"287987","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5436710","suffix":"JR","lastName":"BACH","firstName":"JOHN","middleName":"WILLIAM"},{"crd":"1543855","suffix":null,"lastName":"DIPIETRO","firstName":"VINCENT","middleName":"PAUL"},{"crd":"6783930","suffix":null,"lastName":"DRUMMOND","firstName":"MICHAEL","middleName":"WILLIAM"},{"crd":"8154758","suffix":null,"lastName":"Frazier","firstName":"Lucas","middleName":null},{"crd":"2074166","suffix":null,"lastName":"LUTZ","firstName":"JEFFREY","middleName":"ALLEN"},{"crd":"8138601","suffix":null,"lastName":"Merten","firstName":"Aaron","middleName":"R"},{"crd":"4218324","suffix":null,"lastName":"MERTEN","firstName":"MARK","middleName":"ROBERT"},{"crd":"7024134","suffix":null,"lastName":"Mitakides","firstName":"Katherine","middleName":"Wynn"},{"crd":"7210326","suffix":"II","lastName":"RILEY","firstName":"CURTIS","middleName":"MICHAEL"},{"crd":"5896207","suffix":null,"lastName":"WALTERS","firstName":"MARK","middleName":"A"}],"total":10,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":145325488,"clients":459,"employees":10,"offices":4},{"filedOn":"2022-03-31","regulatoryAum":177512570,"clients":451,"employees":10,"offices":6},{"filedOn":"2023-01-18","regulatoryAum":130233012,"clients":378,"employees":7,"offices":5},{"filedOn":"2024-07-10","regulatoryAum":144477332,"clients":437,"employees":9,"offices":5},{"filedOn":"2025-01-07","regulatoryAum":229325324,"clients":609,"employees":11,"offices":6},{"filedOn":"2026-01-05","regulatoryAum":271883275,"clients":661,"employees":13,"offices":6}],"secFileNumber":"801-110218","legalName":"Invest Capital Partners, Co.","displayName":"Invest Capital Partners","slug":"invest-capital-partners-287987","website":"https://mwm.financial/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Ohio corporation","fiscalYearEnd":"December","headquarters":{"street":"550 S. Main Street","city":"Springboro","state":"OH","stateName":"Ohio","country":"United States","postalCode":"45066"},"tradeNames":["Inertia Wealth Management","Merten Capital","Midwestern Wealth Management","Riverview Accounting & Advisory, Co."],"registration":{"secApproved":"4 April 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":387278.3307573416,"staff":{"employees":13,"advisory":9,"brokerDealerReps":0,"insuranceAgents":5,"promoters":0},"aum":{"regulatory":271883275,"discretionary":247308023,"discretionaryAccounts":1170,"nonDiscretionary":24575252,"nonDiscretionaryAccounts":113,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":554,"regulatoryAum":110975451},{"label":"High-net-worth individuals","clients":93,"regulatoryAum":139593629},{"label":"Charitable organizations","clients":4,"fewerThan5":true,"regulatoryAum":4532513},{"label":"Corporations and other businesses","clients":10,"regulatoryAum":16781682}],"feePrograms":[{"role":"main","program":"Portfolio Management Services","feeBasis":"whole_balance","fee_tiers":[{"to":100000,"pct":2.5,"from":0},{"to":250000,"pct":2.25,"from":100000},{"to":1000000,"pct":2,"from":250000},{"to":null,"pct":1.75,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999923","versionId":999923,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-01-05","documentName":"INVEST CAPITAL PARTNERS BROCHURE DISCLOSURE","fee_rate_low":1.75,"fee_rate_high":2.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning Services","summary":"Hourly fees of up to $250, or fixed fees of up to $10,000 based on scope; 50% of a fixed fee is due in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999923","versionId":999923,"submittedOn":"2026-01-05","documentName":"INVEST CAPITAL PARTNERS BROCHURE DISCLOSURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:44:08.318374+00:00","documents":[{"name":"INVEST CAPITAL PARTNERS BROCHURE DISCLOSURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999923","versionId":999923,"submittedOn":"2026-01-05"}]},"custodians":[{"name":"Raymond James & Associates, Inc.","shortName":"Raymond James","location":"St Petersburg, FL","smaAssets":105199999},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":66731143}],"custodyNote":"Invest Capital Partners does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"John Bach","title":"CEO, CCO","crd":"5436710"}],"ownership":[{"label":"John Bach","detail":"Ceo, cco in the 75% or more ownership band and a control person, since May 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":5,"privateResidences":2},"listedOfficeAddresses":4,"foreignOffices":[],"officesByState":[{"state":"Ohio","offices":4,"addresses":[{"street":"550 S. Main Street","city":"Springboro","headquarters":true},{"street":"5335 Far Hills Ave.","city":"Dayton"},{"street":"230 E. Broadway","city":"Granville"},{"street":"7185 Liberty Centre DR.","city":"Liberty Township"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"937-557-3200","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Educational seminars/workshops"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":53},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":29},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":12},{"label":"Other","percent":3,"detail":"Fee Based Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"5 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/287987/PDF/287987.pdf","brochureDate":"5 January 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=999923","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Invest Capital Partners have?","answer":"Invest Capital Partners has 661 clients and manages $272 million for them, as of January 2026. They include 554 individual clients, 93 high-net-worth individuals, and 10 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Invest Capital Partners offer?","answer":"Invest Capital Partners provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Invest Capital Partners charge?","answer":"Invest Capital Partners charges 1.75%–2.50% a year for its Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable.","source":"INVEST CAPITAL PARTNERS BROCHURE DISCLOSURE, filed 5 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Invest Capital Partners use?","answer":"Invest Capital Partners’ separately managed account assets are held at Raymond James & Associates, Inc. (St Petersburg, FL), with $105M and Charles Schwab & Co., Inc. (San Francisco, CA), with $66.7M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Invest Capital Partners have?","answer":"Invest Capital Partners has 8 investment adviser representatives registered with state securities authorities, out of 13 employees, and 9 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Invest Capital Partners invest in?","answer":"At the end of its last fiscal year, Invest Capital Partners’ separately managed accounts held 53% exchange-traded equities, 29% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents, 3% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% pooled vehicles (private funds and similar). The 3% other category is described as: Fee Based Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Invest Capital Partners?","answer":"Invest Capital Partners’ direct owner is John Bach (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Invest Capital Partners get paid?","answer":"Invest Capital Partners is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Invest Capital Partners?","answer":"Invest Capital Partners’ main office is at 550 S. Main Street, Springboro, OH 45066. Its phone number is 937-557-3200. Its website is mwm.financial.","source":"Form ADV Part 1A, Item 1.F, filed 5 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}