Individual Asset Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Individual Asset Management reports 190 clients. They include 133 individual clients, 55 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 100.0% ($173M across 424 accounts) are managed with discretion. Of its clients, 77% are outside the U.S. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 70% | 38% |
| High-net-worth individuals | 29% | 61% |
| Corporations and other businesses | 1% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 133 | $65.4M | 37.8% | $492K |
| High-net-worth individuals | 55 | $106M | 61.1% | $1.92M |
| Corporations and other businesses | Fewer than 5 | $1.92M | 1.1% | $958K |
| Total | 190 | $173M | 100% | — |
- Clients
- 133
- Regulatory AUM
- $65.4M
- AUM share
- 37.8%
- Avg. per client
- $492K
- Clients
- 55
- Regulatory AUM
- $106M
- AUM share
- 61.1%
- Avg. per client
- $1.92M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.92M
- AUM share
- 1.1%
- Avg. per client
- $958K
Total
- Clients
- 190
- Regulatory AUM
- $173M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 77%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Individual Asset Management is paid through a percentage of assets under management, fixed fees (other than subscription fees) and performance-based fees. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Standalone financial planning is a flat fee of $1,500 to $3,000 by complexity and mutual agreement, with a 50% retainer; yearly plan updates cost $500.
Dusan Zachystal owns 75% or more of Individual Asset Management. It has 5 employees.
Leadership
- Dusan ZachystalCEO/CCO
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- 1 insurance agent
- Owns 75% or more of Individual Asset Management, Inc
Dusan Zachystal
Control person · since September 2002
Individual Asset Management’s regulatory assets grew 1.6× from $106M (March 2025) to $173M (March 2026); clients rose from 149 to 190 and employees were 5 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $173M | 190 | 5 | 1 |
| March 2025 | $106M | 149 | 5 | 1 |
Besides its headquarters, Individual Asset Management has 0 offices, with 1 listed address in California.
California · 1 listed address
- 411 Borel Avenue, Suite 502, San MateoHQ
Other business names
Individual Asset Management has reported 1 other business name to the SEC.
- International Asset Management
Contact and registration details
- Legal name
- Individual Asset Management, Inc
- Headquarters
- 411 Borel Avenue, Suite 502, San Mateo, CA 94402
- Website
- Not reported
- Phone
- 415-358-0138
- SEC file
- 801-132369
- Structure
- California corporation
- Fiscal year end
- December
Individual Asset Management uses Charles Schwab ($110M, 63%) and Interactive Brokers ($64.2M, 37%) as custodians for its separately managed accounts. Individual Asset Management does not have custody of client assets.
The filed custodian amounts total more than regulatory assets under management. Each amount is shown as filed.
- Interactive BrokersInteractive Brokers Corp. · Greenwich, CT · $64.2M37%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $110M63%
At year end, Individual Asset Management’s separately managed accounts were largely in funds (49%) and stocks (38%).
What the accounts hold
- Stocks38%
- Funds49%
- Bonds1%
- Cash12%
How many clients does Individual Asset Management have?
Individual Asset Management has 190 clients and manages $173 million for them, as of March 2026. They include 133 individual clients, 55 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Individual Asset Management offer?
Individual Asset Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Individual Asset Management use?
Individual Asset Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $110M and Interactive Brokers Corp. (Greenwich, CT), with $64.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Individual Asset Management have?
Individual Asset Management has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Individual Asset Management invest in?
At the end of its last fiscal year, Individual Asset Management’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 12% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Individual Asset Management?
Individual Asset Management’s direct owner is Dusan Zachystal (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Individual Asset Management get paid?
Individual Asset Management is paid through a percentage of assets under management, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Individual Asset Management?
Individual Asset Management’s main office is at 411 Borel Avenue, Suite 502, San Mateo, CA 94402. Its phone number is 415-358-0138.