Harlow Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 251–500 clients last fiscal year.
Harlow Wealth Management reports 656 clients. They include 553 individual clients, 96 high-net-worth individuals, and 6 pension and profit-sharing plans. Of its assets, 100.0% ($419M across 1,670 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 51% |
| High-net-worth individuals | 15% | 48% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 553 | $215M | 51.2% | $388K |
| High-net-worth individuals | 96 | $200M | 47.7% | $2.08M |
| Pension and profit-sharing plans | 6 | $3.74M | 0.9% | $624K |
| Corporations and other businesses | Fewer than 5 | $1.01M | 0.2% | $1.01M |
| Total | 656 | $419M | 100% | — |
- Clients
- 553
- Regulatory AUM
- $215M
- AUM share
- 51.2%
- Avg. per client
- $388K
- Clients
- 96
- Regulatory AUM
- $200M
- AUM share
- 47.7%
- Avg. per client
- $2.08M
- Clients
- 6
- Regulatory AUM
- $3.74M
- AUM share
- 0.9%
- Avg. per client
- $624K
- Clients
- Fewer than 5
- Regulatory AUM
- $1.01M
- AUM share
- 0.2%
- Avg. per client
- $1.01M
Total
- Clients
- 656
- Regulatory AUM
- $419M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Harlow Wealth Management charges up to 1.55% a year for its Investment Management Fees. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- 401(k) participant fees
- Participants in 401(k) plans are charged on their assets: 1.00% up to $1 million, 0.75% from $1 million to $4 million, 0.60% from $4 million to $8 million, 0.35% from $10 million to $20 million.
- Stand-alone financial planning
- Stand-alone planning is a fixed fee generally ranging from $5,000 to $50,000, typically billed in advance and prorated if ended early.
Christopher Harlow owns 75% or more of Harlow Wealth Management. The leadership team of Harlow Wealth Management includes President Christopher Harlow and Chief Compliance Officer Lejeana Love. It has 16 employees, 6 of them in advisory roles.
Leadership
Christopher HarlowPresident- Lejeana LoveChief Compliance Officer
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
Staff
- 16 employees
- 6 in advisory functions
- 6 state-registered reps
- 6 insurance agents
- Owns 75% or more of Harlow Wealth Management, Inc.
Christopher Harlow
Control person · since January 2025
Harlow Wealth Management’s regulatory assets grew 1.7× from $245M (June 2021) to $419M (March 2026); clients fell from 710 to 656 and employees rose from 10 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $419M | 656 | 16 | 1 |
| Jun 2025June 2025 | $375M | 673 | 14 | 1 |
| Mar 2024March 2024 | $316M | 708 | 14 | 1 |
| Jul 2023July 2023 | $254M | 696 | 16 | 1 |
| May 2022May 2022 | $302M | 700 | 11 | 1 |
| Jun 2021June 2021 | $245M | 710 | 10 | 1 |
Besides its headquarters, Harlow Wealth Management has 0 offices, with 1 listed address in 1 state.
Washington · 1 listed address
- 400 East Mill Plain BLVD., Suite 200, VancouverHQ
Contact and registration details
- Legal name
- Harlow Wealth Management, Inc.
- Headquarters
- 400 East Mill Plain BLVD., Suite 200, Vancouver, WA 98660
- Website
- harlowwealth.com
- Phone
- 360-573-2522
- @harlow-wealth-management-inc
- SEC file
- 801-112275
- Structure
- Washington corporation
- Fiscal year end
- December
Harlow Wealth Management’s named custodians for separately managed accounts are Charles Schwab ($226M, 54%) and Fidelity ($194M, 46%). Harlow Wealth Management has custody of $72.5M for 780 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $194M46%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $226M54%
At year end, Harlow Wealth Management’s separately managed accounts were mostly in stocks (55%) and funds (42%).
What the accounts hold
- Stocks55%
- Funds42%
- Bonds1%
- Cash2%
How many clients does Harlow Wealth Management have?
Harlow Wealth Management has 656 clients and manages $419 million for them, as of March 2026. They include 553 individual clients, 96 high-net-worth individuals, and 6 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Harlow Wealth Management offer?
Harlow Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Harlow Wealth Management charge?
Harlow Wealth Management charges up to 1.55% a year for its Investment Management Fees. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Source: HARLOW WEALTH MANAGEMENT ADV 2A 03122025, filed 30 March 2026
Which custodians does Harlow Wealth Management use?
Harlow Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $226M and Fidelity Brokerage Services LLC (Smithfield, RI), with $194M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Harlow Wealth Management have?
Harlow Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 16 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Harlow Wealth Management invest in?
At the end of its last fiscal year, Harlow Wealth Management’s separately managed accounts held 55% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Harlow Wealth Management have a minimum investment?
Yes, Harlow Wealth Management’s minimum account size for its Investment Management Fees is $500K.
Source: HARLOW WEALTH MANAGEMENT ADV 2A 03122025, filed 30 March 2026
Who owns Harlow Wealth Management?
Harlow Wealth Management’s direct owner is Christopher Harlow (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Harlow Wealth Management get paid?
Harlow Wealth Management is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Harlow Wealth Management?
Harlow Wealth Management’s main office is at 400 East Mill Plain BLVD., Suite 200, Vancouver, WA 98660. Its phone number is 360-573-2522. Its website is harlowwealth.com.