{"url":"https://nivawealth.com/firms/harlow-wealth-management-148315","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/148315","regulatoryAum":419374657,"crd":"148315","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7660492","suffix":null,"lastName":"Aarhus","firstName":"John","middleName":"Michael"},{"crd":"6728970","suffix":null,"lastName":"ARGISO","firstName":"AARON","middleName":"MICHAEL"},{"crd":"6126700","suffix":null,"lastName":"DIAZ","firstName":"ALEX","middleName":"ANTONIO"},{"crd":"8078526","suffix":null,"lastName":"DOBBERFUHL","firstName":"ANTHONY","middleName":null},{"crd":"6258055","suffix":null,"lastName":"ERICKSON","firstName":"DANIEL","middleName":"LEON"},{"crd":"6057956","suffix":null,"lastName":"HARLOW","firstName":"CHRISTOPHER","middleName":"DEAN"},{"crd":"7981766","suffix":null,"lastName":"Snyder","firstName":"Thomas","middleName":null}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-15","regulatoryAum":245418359,"clients":710,"employees":10,"offices":1},{"filedOn":"2022-05-02","regulatoryAum":301990650,"clients":700,"employees":11,"offices":1},{"filedOn":"2023-07-09","regulatoryAum":254194839,"clients":696,"employees":16,"offices":1},{"filedOn":"2024-03-22","regulatoryAum":315949895,"clients":708,"employees":14,"offices":1},{"filedOn":"2025-06-30","regulatoryAum":374825972,"clients":673,"employees":14,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":419374657,"clients":656,"employees":16,"offices":1}],"secFileNumber":"801-112275","legalName":"Harlow 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planning","summary":"Stand-alone planning is a fixed fee generally ranging from $5,000 to $50,000, typically billed in advance and prorated if ended early.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030867","versionId":1030867,"submittedOn":"2026-03-30","documentName":"HARLOW WEALTH MANAGEMENT ADV 2A 03122025"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:21:48.63373+00:00","documents":[{"name":"HARLOW WEALTH MANAGEMENT ADV 2A 03122025","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030867","versionId":1030867,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":193827370},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":225547287}],"custodyNote":"Harlow Wealth Management has custody of $72.5M in client assets for 780 clients.","otherCustodians":[],"leadership":[{"name":"Christopher Harlow","title":"President","crd":"6057956"},{"name":"Lejeana Love","title":"Chief Compliance Officer","crd":"6312685"}],"ownership":[{"label":"Christopher Harlow","detail":"President in the 75% or more ownership band and a control person, since January 2025."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Washington","offices":1,"addresses":[{"street":"400 East Mill Plain BLVD., Suite 200","city":"Vancouver","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"360-573-2522","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)","Publication of periodicals or newsletters","Educational seminars/workshops"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":55},{"label":"U.S. government/agency bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":42},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/148315/PDF/148315.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030867","iapdCompiledDate":null,"retrievedDate":"15 October 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They include 553 individual clients, 96 high-net-worth individuals, and 6 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Harlow Wealth Management offer?","answer":"Harlow Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Harlow Wealth Management charge?","answer":"Harlow Wealth Management charges up to 1.55% a year for its Investment Management Fees. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.","source":"HARLOW WEALTH MANAGEMENT ADV 2A 03122025, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Harlow Wealth Management use?","answer":"Harlow Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $226M and Fidelity Brokerage Services LLC (Smithfield, RI), with $194M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Harlow Wealth Management have?","answer":"Harlow Wealth Management has 6 investment adviser representatives registered with state securities authorities, out of 16 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Harlow Wealth Management invest in?","answer":"At the end of its last fiscal year, Harlow Wealth Management’s separately managed accounts held 55% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Harlow Wealth Management have a minimum investment?","answer":"Yes, Harlow Wealth Management’s minimum account size for its Investment Management Fees is $500K.","source":"HARLOW WEALTH MANAGEMENT ADV 2A 03122025, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Harlow Wealth Management?","answer":"Harlow Wealth Management’s direct owner is Christopher Harlow (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Harlow Wealth Management get paid?","answer":"Harlow Wealth Management is paid through a percentage of assets under management, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Harlow Wealth Management?","answer":"Harlow Wealth Management’s main office is at 400 East Mill Plain BLVD., Suite 200, Vancouver, WA 98660. Its phone number is 360-573-2522. Its website is harlowwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}