Harbour Financial Resources provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
Harbour Financial Resources reports 124 clients. They include 58 individual clients, 54 high-net-worth individuals, and 12 pension and profit-sharing plans. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $190M across 362 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 47% | 11% |
| High-net-worth individuals | 44% | 83% |
| Pension and profit-sharing plans | 10% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 58 | $20.4M | 10.7% | $351K |
| High-net-worth individuals | 54 | $157M | 82.9% | $2.91M |
| Pension and profit-sharing plans | 12 | $12.1M | 6.4% | $1.01M |
| Total | 124 | $190M | 100% | $1.53M |
- Clients
- 58
- Regulatory AUM
- $20.4M
- AUM share
- 10.7%
- Avg. per client
- $351K
- Clients
- 54
- Regulatory AUM
- $157M
- AUM share
- 82.9%
- Avg. per client
- $2.91M
- Clients
- 12
- Regulatory AUM
- $12.1M
- AUM share
- 6.4%
- Avg. per client
- $1.01M
Total
- Clients
- 124
- Regulatory AUM
- $190M
- AUM share
- 100%
- Avg. per client
- $1.53M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Harbour Financial Resources is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and commissions. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Billed hourly at $40 to $500 per hour; the first module is $1,000, each later module $750, with a $500 minimum retainer.
Robert Leon owns 75% or more of Harbour Financial Resources. The leadership team of Harbour Financial Resources includes President Robert Leon. It has 3 employees, 2 of them in advisory roles.
Leadership
- Robert LeonPresident & Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 75% or more of Harbour Financial Resources, LTD
Robert Leon
Control person · since May 1994
Harbour Financial Resources’ regulatory assets grew from $152M (March 2021) to $190M (March 2026); clients fell from 178 to 124 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $190M | 124 | 3 | 1 |
| February 2025 | $180M | 144 | 3 | 1 |
| February 2024 | $156M | 162 | 3 | 1 |
| February 2023 | $142M | 170 | 3 | 1 |
| March 2022 | $168M | 181 | 3 | 1 |
| March 2021 | $152M | 178 | 3 | 1 |
Besides its headquarters, Harbour Financial Resources has 0 offices, with 1 listed address in Illinois.
Illinois · 1 listed address
- 9933 Lawler Ave., Suite 500, SkokieHQ
Contact and registration details
- Legal name
- Harbour Financial Resources, LTD
- Headquarters
- 9933 Lawler Ave., Suite 500, Skokie, IL 60077-4302
- Website
- Not reported
- Phone
- 847-675-6836
- SEC file
- 801-58020
- Structure
- Illinois corporation
- Fiscal year end
- December
Harbour Financial Resources uses Charles Schwab ($190M) as custodian for its separately managed accounts. Harbour Financial Resources has custody of $177M in client assets for 116 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $190M100%
At year end, Harbour Financial Resources’ separately managed accounts were largely in stocks (46%) and funds (42%).
What the accounts hold
- Stocks46%
- Funds42%
- Cash12%
How many clients does Harbour Financial Resources have?
Harbour Financial Resources has 124 clients and manages $190 million for them, as of March 2026. They include 58 individual clients, 54 high-net-worth individuals, and 12 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Harbour Financial Resources offer?
Harbour Financial Resources provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Harbour Financial Resources use?
Harbour Financial Resources’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $190M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Harbour Financial Resources have?
Harbour Financial Resources has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Harbour Financial Resources invest in?
At the end of its last fiscal year, Harbour Financial Resources’ separately managed accounts held 46% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs) and 12% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Harbour Financial Resources?
Harbour Financial Resources’ direct owner is Robert Leon (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Harbour Financial Resources get paid?
Harbour Financial Resources is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Harbour Financial Resources registered with the SEC?
Yes, Harbour Financial Resources has been registered with the SEC as an investment adviser since 17 October 2000. Its CRD number is 110261 and its SEC file number is 801-58020.
Source: Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record
How do I contact Harbour Financial Resources?
Harbour Financial Resources’ main office is at 9933 Lawler Ave., Suite 500, Skokie, IL 60077-4302. Its phone number is 847-675-6836.