{"url":"https://nivawealth.com/firms/harbour-financial-resources-110261","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110261","regulatoryAum":189816445,"crd":"110261","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2104931","suffix":null,"lastName":"LEON","firstName":"ROBERT","middleName":"ALAN"},{"crd":"1436994","suffix":null,"lastName":"VIECELI","firstName":"MICHAEL","middleName":"GUY"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-16","regulatoryAum":152082859,"clients":178,"employees":3,"offices":1},{"filedOn":"2022-03-11","regulatoryAum":167985762,"clients":181,"employees":3,"offices":1},{"filedOn":"2023-02-22","regulatoryAum":141804886,"clients":170,"employees":3,"offices":1},{"filedOn":"2024-02-29","regulatoryAum":156025618,"clients":162,"employees":3,"offices":1},{"filedOn":"2025-02-25","regulatoryAum":180465357,"clients":144,"employees":3,"offices":1},{"filedOn":"2026-03-30","regulatoryAum":189816445,"clients":124,"employees":3,"offices":1}],"secFileNumber":"801-58020","legalName":"Harbour Financial Resources, LTD","displayName":"Harbour Financial Resources","slug":"harbour-financial-resources-110261","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Illinois corporation","fiscalYearEnd":"December","headquarters":{"street":"9933 Lawler Ave., Suite 500","city":"Skokie","state":"IL","stateName":"Illinois","country":"United States","postalCode":"60077-4302"},"tradeNames":[],"registration":{"secApproved":"17 October 2000","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1586979.517857143,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":189816445,"discretionary":0,"discretionaryAccounts":0,"nonDiscretionary":189816445,"nonDiscretionaryAccounts":362,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":58,"regulatoryAum":20354218},{"label":"High-net-worth individuals","clients":54,"regulatoryAum":157387488},{"label":"Pension and profit-sharing plans","clients":12,"regulatoryAum":12074739}],"feePrograms":[{"role":"other","program":"Financial planning","summary":"Billed hourly at $40 to $500 per hour; the first module is $1,000, each later module $750, with a $500 minimum retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030897","versionId":1030897,"submittedOn":"2026-03-30","documentName":"HARBOUR ADV 2A 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:05:48.877083+00:00","documents":[{"name":"HARBOUR ADV 2A 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030897","versionId":1030897,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":189816445}],"custodyNote":"Harbour Financial Resources has custody of $177M in client assets for 116 clients.","leadership":[{"name":"Robert Leon","title":"President & Chief Compliance Officer","crd":"2104931"}],"ownership":[{"label":"Robert Leon","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since May 1994."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Illinois","offices":1,"addresses":[{"street":"9933 Lawler Ave., Suite 500","city":"Skokie","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"847-675-6836","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":46},{"label":"Securities issued by registered investment companies or business development companies","percent":42},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110261/PDF/110261.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1030897","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Harbour Financial Resources have?","answer":"Harbour Financial Resources has 124 clients and manages $190 million for them, as of March 2026. They include 58 individual clients, 54 high-net-worth individuals, and 12 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Harbour Financial Resources offer?","answer":"Harbour Financial Resources provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Harbour Financial Resources use?","answer":"Harbour Financial Resources’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $190M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Harbour Financial Resources have?","answer":"Harbour Financial Resources has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Harbour Financial Resources invest in?","answer":"At the end of its last fiscal year, Harbour Financial Resources’ separately managed accounts held 46% exchange-traded equities, 42% registered funds (mutual funds, ETFs, BDCs) and 12% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Harbour Financial Resources?","answer":"Harbour Financial Resources’ direct owner is Robert Leon (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Harbour Financial Resources get paid?","answer":"Harbour Financial Resources is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Harbour Financial Resources registered with the SEC?","answer":"Yes, Harbour Financial Resources has been registered with the SEC as an investment adviser since 17 October 2000. Its CRD number is 110261 and its SEC file number is 801-58020.","source":"Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Harbour Financial Resources?","answer":"Harbour Financial Resources’ main office is at 9933 Lawler Ave., Suite 500, Skokie, IL 60077-4302. Its phone number is 847-675-6836.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}