Galvin, Gaustad & Stein provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, estate planning, insurance, and philanthropic planning.
Galvin, Gaustad & Stein reports 856 clients. They include 440 high-net-worth individuals, 391 individual clients, and 16 corporations and other businesses. Of its assets, 98.8% ($1.34B across 1,928 accounts) are managed with discretion; $16.8M across 20 accounts are not. A wrap fee program the firm both sponsors and manages holds $1.35B. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 46% | 14% |
| High-net-worth individuals | 51% | 83% |
| Pension and profit-sharing plans | 1% | <1% |
| Corporations and other businesses | 2% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 391 | $190M | 14.0% | $486K |
| High-net-worth individuals | 440 | $1.13B | 83.1% | $2.56M |
| Pension and profit-sharing plans | 9 | $3.99M | 0.3% | $443K |
| Corporations and other businesses | 16 | $35.4M | 2.6% | $2.21M |
| Total | 856 | $1.35B | 100% | $1.58M |
- Clients
- 391
- Regulatory AUM
- $190M
- AUM share
- 14.0%
- Avg. per client
- $486K
- Clients
- 440
- Regulatory AUM
- $1.13B
- AUM share
- 83.1%
- Avg. per client
- $2.56M
- Clients
- 9
- Regulatory AUM
- $3.99M
- AUM share
- 0.3%
- Avg. per client
- $443K
- Clients
- 16
- Regulatory AUM
- $35.4M
- AUM share
- 2.6%
- Avg. per client
- $2.21M
Total
- Clients
- 856
- Regulatory AUM
- $1.35B
- AUM share
- 100%
- Avg. per client
- $1.58M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Galvin, Gaustad & Stein is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Stand-alone Financial Planning
- Stand-alone financial planning is negotiable, charged hourly at generally $300 or as a fixed fee of up to $10,000.
MP Stein, LLC owns 25% to 50% of Galvin, Gaustad & Stein and is in turn owned by Mark Stein (75% or more). It has 17 employees.
Leadership
- Kim JamiesonCCO
Investment adviser representatives
8 representatives listed in the SEC register as of 9 October 2026.
- Hunter James Davis
- Jordan M Galvin
- Stephen Richard Galvin
- Stephen Lee Gaustad
- David Gene Millet
- Jessica Galvin Pariser
- Eric Bradley Stein
- Mark Paul Stein
Staff
- 17 employees
- 17 in advisory functions
- 7 state-registered reps
- 1 soliciting firm
- Owns 25% to 50% of Galvin, Gaustad & Stein, LLC
MP Stein, LLC
Control person · since January 2019
- Owns 75% or more of MP Stein, LLC
Mark Stein
Control person · since November 2018
- Owns 25% to 50% of Galvin, Gaustad & Stein, LLC
Stephen R Galvin Asset Management, LLC
Control person · since January 2020
- Owns 75% or more of Stephen R Galvin Asset Management, LLC
Stephen Galvin
Control person · since November 2019
- Owns 25% to 50% of Galvin, Gaustad & Stein, LLC
SLG82, LLC
Control person · since January 2021
- Owns 75% or more of SLG82, LLC
Stephen Gaustad
Control person · since August 2020
Galvin, Gaustad & Stein’s regulatory assets grew from $1.13B (April 2021) to $1.35B (September 2026); clients fell from 2,009 to 856 and employees rose from 13 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $1.35B | 856 | 17 | 11 |
| April 2025 | $1.22B | 881 | 16 | 9 |
| March 2024 | $1.19B | 902 | 14 | 9 |
| March 2023 | $1.11B | 914 | 13 | 9 |
| March 2022 | $1.3B | 882 | 13 | 7 |
| April 2021 | $1.13B | 2,009 | 13 | 6 |
Besides its headquarters, Galvin, Gaustad & Stein has 10 offices (2 private residences, listed without an address), with 9 listed addresses across 8 states.
Colorado · 2 listed addresses
- 11001 West 120th Ave, Broomfield
- 2850 E Harmony Road, Fort Collins
Arizona · 1 listed address
- 7377 E. Doubletree Ranch Road, Suite 250, ScottsdaleHQ
California · 1 listed address
- 9595 Wilshire BLVD., Beverly Hills
Idaho · 1 listed address
- 800 W. Main St, Boise
Michigan · 1 listed address
- 455 E Eisenhower Pkwy Suite 300, Ann Arbor
Ohio · 1 listed address
- 8920 Canyon Falls BLVD., Townsburg
Pennsylvania · 1 listed address
- 606 Liberty Avenue, Pittsburgh
Washington · 1 listed address
- 14205 Se 36th Street, Bellevue
Other business names
Galvin, Gaustad & Stein has reported 1 other business name to the SEC.
- GGS Advisors
Contact and registration details
- Legal name
- Galvin, Gaustad & Stein, LLC
- Headquarters
- 7377 E. Doubletree Ranch Road, Suite 250, Scottsdale, AZ 85258
- Website
- ggsadvisors.com
- Phone
- 480-776-1445
- SEC file
- 801-71464
- Founded
- 2010
- Structure
- Arizona LLC
- Fiscal year end
- December
Galvin, Gaustad & Stein uses Fidelity ($1.35B) as custodian for its separately managed accounts. Galvin, Gaustad & Stein does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $1.35B100%
At year end, Galvin, Gaustad & Stein’s separately managed accounts were mostly in stocks (94%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.36B across 262 positions; the largest are Select Sector SPDR TR (7.4%), iShares TR (3.5%) and Vanguard Tax-managed Fds (3.4%).
What the accounts hold
- Stocks94%
- Bonds1%
- Cash5%
Reported 13F holdings
- $1.36B
- Reported 13F value
- 262
- Positions
- 28.9%
- In the 10 largest
- +8.4%
- Value vs. prior quarter
- Select Sector SPDR TR · ST Str Techn ETF7.4%
- iShares TR · Core MSCI Eafe3.5%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt3.4%
- Nvidia Corporation2.4%
- GE Aerospace2.3%
- Amazon Com Inc.2.1%
- Schwab Strategic TR · Int-trm U.s Tres2.0%
- Microsoft Corp.2.0%
- Vanguard Intl Equity Index F · FTSE Smcap ETF1.9%
- Select Sector SPDR TR · ST Str Svc ETF1.9%
Together, the ten largest are 28.9% of reported value.
How many clients does Galvin, Gaustad & Stein have?
Galvin, Gaustad & Stein has 856 clients and manages $1.35 billion for them, as of September 2026. They include 440 high-net-worth individuals, 391 individual clients, and 16 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 September 2026
What services does Galvin, Gaustad & Stein offer?
Galvin, Gaustad & Stein provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, estate planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Galvin, Gaustad & Stein use?
Galvin, Gaustad & Stein’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.35B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 September 2026
How many financial advisors does Galvin, Gaustad & Stein have?
Galvin, Gaustad & Stein has 7 investment adviser representatives registered with state securities authorities, out of 17 employees, and 17 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Galvin, Gaustad & Stein invest in?
At the end of its last fiscal year, Galvin, Gaustad & Stein’s separately managed accounts held 94% exchange-traded equities, 5% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Galvin, Gaustad & Stein?
Galvin, Gaustad & Stein is owned through holding companies by Mark Stein, Stephen Gaustad and Stephen Galvin. Its direct owners are MP Stein, LLC, Stephen R Galvin Asset Management, LLC and SLG82, LLC, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 3 September 2026
How does Galvin, Gaustad & Stein get paid?
Galvin, Gaustad & Stein is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Galvin, Gaustad & Stein registered with the SEC?
Yes, Galvin, Gaustad & Stein has been registered with the SEC as an investment adviser since 7 June 2010. Its CRD number is 153410 and its SEC file number is 801-71464.
Source: Form ADV Part 1A, Item 1, filed 3 September 2026; IAPD firm record
How do I contact Galvin, Gaustad & Stein?
Galvin, Gaustad & Stein’s main office is at 7377 E. Doubletree Ranch Road, Suite 250, Scottsdale, AZ 85258. Its phone number is 480-776-1445. Its website is ggsadvisors.com.