Fort Henry Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting. Financial planning was provided to 251–500 clients last fiscal year.
Fort Henry Capital reports 476 clients. They include 380 individual clients, 86 high-net-worth individuals, and 7 corporations and other businesses. Of its assets, 98.4% ($274M across 475 accounts) are managed with discretion; $4.47M across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 80% | 32% |
| High-net-worth individuals | 18% | 61% |
| Charitable organizations | <1% | 1% |
| Corporations and other businesses | 1% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 380 | $89.1M | 32.0% | $235K |
| High-net-worth individuals | 86 | $170M | 61.0% | $1.98M |
| Charitable organizations | Fewer than 5 | $3.82M | 1.4% | $1.27M |
| Corporations and other businesses | 7 | $15.6M | 5.6% | $2.23M |
| Total | 476 | $278M | 100% | — |
- Clients
- 380
- Regulatory AUM
- $89.1M
- AUM share
- 32.0%
- Avg. per client
- $235K
- Clients
- 86
- Regulatory AUM
- $170M
- AUM share
- 61.0%
- Avg. per client
- $1.98M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.82M
- AUM share
- 1.4%
- Avg. per client
- $1.27M
- Clients
- 7
- Regulatory AUM
- $15.6M
- AUM share
- 5.6%
- Avg. per client
- $2.23M
Total
- Clients
- 476
- Regulatory AUM
- $278M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Fort Henry Capital is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Retirement Plan Account Management
- Management of assets in a client's retirement plan accounts is 0.75% on the first $500,000, 0.50% on additional assets up to $2,000,000 and 0.25% above that.
- Retirement Plan Consulting
- Retirement plan consulting is an annual fee of 0.25% to 1.00% of plan assets, depending on the services requested and the size of the plan.
- Stand-Alone Financial Planning and Consulting
- Stand-alone planning and consulting is a non-negotiable fixed fee of generally $500 to $5,000, or $150 to $400 per hour, depending on scope.
Jeremy Lowe owns 50% to 75% of Fort Henry Capital. The leadership team of Fort Henry Capital includes Chief Compliance Officer Jeremy Lowe. It has 2 employees.
Leadership
- Jeremy LoweMember / Chief Compliance Officer
- Russell DunkinMember
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Russell Wayne Dunkin
- Jeremy Justin Lowe
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Fort Henry Capital, LLC
Jeremy Lowe
Control person · since January 2014
- Owns 50% to 75% of Fort Henry Capital, LLC
Russell Dunkin
Control person · since January 2014
Fort Henry Capital’s regulatory assets grew 1.5× from $184M (March 2021) to $278M (February 2026); clients rose from 373 to 476 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $278M | 476 | 2 | 1 |
| February 2025 | $240M | 453 | 2 | 1 |
| February 2024 | $222M | 437 | 2 | 1 |
| March 2023 | $195M | 415 | 2 | 1 |
| February 2022 | $212M | 396 | 2 | 1 |
| March 2021 | $184M | 373 | 2 | 1 |
Besides its headquarters, Fort Henry Capital has 0 offices, with 1 listed address in West Virginia.
West Virginia · 1 listed address
- 48 Fourteenth Street, WheelingHQ
Contact and registration details
- Legal name
- Fort Henry Capital, LLC
- Headquarters
- 48 Fourteenth Street, Wheeling, WV 26003
- Website
- Not reported
- Phone
- 304-232-0422
- SEC file
- 801-108626
- Structure
- West Virginia LLC
- Fiscal year end
- December
Fort Henry Capital uses Charles Schwab ($268M) as custodian for its separately managed accounts. Fort Henry Capital has custody of $99M in client assets for 176 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $268M100%
At year end, Fort Henry Capital’s separately managed accounts were mostly in funds (92%). Its reported 13F holdings for the quarter ended 30 June 2026 total $182M across 17 positions; the largest are iShares TR (25.1%), iShares TR (17.1%) and iShares TR (13.9%).
What the accounts hold
- Stocks3%
- Funds92%
- Bonds2%
- Cash3%
Reported 13F holdings
- $182M
- Reported 13F value
- 17
- Positions
- 94.8%
- In the 10 largest
- +9.8%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF25.1%
- iShares TR · Core US Aggbd ET17.1%
- iShares TR · Core S&P Scp ETF13.9%
- Vanguard BD Index Fds · Short Trm Bond10.7%
- Vanguard Index Fds · Real Estate ETF8.9%
- Dimensional ETF Trust · Intl Core EQT MK6.5%
- Vanguard Index Fds · Total Stk Mkt3.9%
- Dimensional ETF Trust · Emgr Cre EQT Mng3.7%
- iShares TR · Core 80 20 ETF2.7%
- iShares TR · Core 60 Bala ETF2.3%
Together, the ten largest are 94.8% of reported value.
How many clients does Fort Henry Capital have?
Fort Henry Capital has 476 clients and manages $278 million for them, as of February 2026. They include 380 individual clients, 86 high-net-worth individuals, and 7 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026
What services does Fort Henry Capital offer?
Fort Henry Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Fort Henry Capital use?
Fort Henry Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $268M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026
How many financial advisors does Fort Henry Capital have?
Fort Henry Capital has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Fort Henry Capital invest in?
At the end of its last fiscal year, Fort Henry Capital’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities, 3% cash and equivalents and 2% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Fort Henry Capital?
Fort Henry Capital’s direct owners are Jeremy Lowe (50% to 75%) and Russell Dunkin (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 February 2026
How does Fort Henry Capital get paid?
Fort Henry Capital is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Fort Henry Capital registered with the SEC?
Yes, Fort Henry Capital has been registered with the SEC as an investment adviser since 18 November 2016. Its CRD number is 168695 and its SEC file number is 801-108626.
Source: Form ADV Part 1A, Item 1, filed 17 February 2026; IAPD firm record
How do I contact Fort Henry Capital?
Fort Henry Capital’s main office is at 48 Fourteenth Street, Wheeling, WV 26003. Its phone number is 304-232-0422.