{"url":"https://nivawealth.com/firms/fort-henry-capital-168695","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/168695","regulatoryAum":278481087,"crd":"168695","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3105301","suffix":null,"lastName":"DUNKIN","firstName":"RUSSELL","middleName":"WAYNE"},{"crd":"4088772","suffix":null,"lastName":"LOWE","firstName":"JEREMY","middleName":"JUSTIN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-08","regulatoryAum":184257936,"clients":373,"employees":2,"offices":1},{"filedOn":"2022-02-23","regulatoryAum":211533839,"clients":396,"employees":2,"offices":1},{"filedOn":"2023-03-10","regulatoryAum":194699562,"clients":415,"employees":2,"offices":1},{"filedOn":"2024-02-15","regulatoryAum":222342331,"clients":437,"employees":2,"offices":1},{"filedOn":"2025-02-10","regulatoryAum":240303428,"clients":453,"employees":2,"offices":1},{"filedOn":"2026-02-17","regulatoryAum":278481087,"clients":476,"employees":2,"offices":1}],"secFileNumber":"801-108626","legalName":"Fort Henry Capital, LLC","displayName":"Fort Henry Capital","slug":"fort-henry-capital-168695","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"West Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"48 Fourteenth Street","city":"Wheeling","state":"WV","stateName":"West Virginia","country":"United States","postalCode":"26003"},"tradeNames":[],"registration":{"secApproved":"18 November 2016","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":555940.0150214592,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":278481087,"discretionary":274011841,"discretionaryAccounts":475,"nonDiscretionary":4469246,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other 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plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009418","versionId":1009418,"submittedOn":"2026-02-17","documentName":"ADV PART 2A, FIRM BROCHURE"},{"role":"other","program":"Stand-Alone Financial Planning and Consulting","summary":"Stand-alone planning and consulting is a non-negotiable fixed fee of generally $500 to $5,000, or $150 to $400 per hour, depending on scope.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009418","versionId":1009418,"submittedOn":"2026-02-17","documentName":"ADV PART 2A, FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T14:46:52.285954+00:00","documents":[{"name":"ADV PART 2A, FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009418","versionId":1009418,"submittedOn":"2026-02-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":267953586}],"custodyNote":"Fort Henry Capital has custody of $99M in client assets for 176 clients.","leadership":[{"name":"Jeremy Lowe","title":"Member / Chief Compliance Officer","crd":"4088772"},{"name":"Russell Dunkin","title":"Member","crd":"3105301"}],"ownership":[{"label":"Jeremy Lowe","detail":"Member / chief compliance officer in the 50% to 75% ownership band and a control person, since January 2014."},{"label":"Russell Dunkin","detail":"Member in the 50% to 75% ownership band and a control person, since January 2014."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"West Virginia","offices":1,"addresses":[{"street":"48 Fourteenth Street","city":"Wheeling","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"304-232-0422","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":92},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"17 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/168695/PDF/168695.pdf","brochureDate":"17 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009418","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Fort Henry Capital have?","answer":"Fort Henry Capital has 476 clients and manages $278 million for them, as of February 2026. They include 380 individual clients, 86 high-net-worth individuals, and 7 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Fort Henry Capital offer?","answer":"Fort Henry Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Fort Henry Capital use?","answer":"Fort Henry Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $268M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Fort Henry Capital have?","answer":"Fort Henry Capital has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Fort Henry Capital invest in?","answer":"At the end of its last fiscal year, Fort Henry Capital’s separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities, 3% cash and equivalents and 2% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Fort Henry Capital?","answer":"Fort Henry Capital’s direct owners are Jeremy Lowe (50% to 75%) and Russell Dunkin (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Fort Henry Capital get paid?","answer":"Fort Henry Capital is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Fort Henry Capital registered with the SEC?","answer":"Yes, Fort Henry Capital has been registered with the SEC as an investment adviser since 18 November 2016. Its CRD number is 168695 and its SEC file number is 801-108626.","source":"Form ADV Part 1A, Item 1, filed 17 February 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Fort Henry Capital?","answer":"Fort Henry Capital’s main office is at 48 Fourteenth Street, Wheeling, WV 26003. Its phone number is 304-232-0422.","source":"Form ADV Part 1A, Item 1.F, filed 17 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/fort-henry-capital-168695/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-15","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1843536/000208585326000735/0002085853-26-000735-index.html","totalValue":181519103,"positionCount":17,"top10Share":0.9478041107331827,"top10":[{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":45602948,"shares":60894,"shareType":"SH","priorValue":40299826,"priorShares":61695},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":31003522,"shares":313230,"shareType":"SH","priorValue":30253649,"priorShares":304761},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}