Elite Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 1–10 clients last fiscal year.
Elite Financial reports 439 clients. They include 365 individual clients and 74 high-net-worth individuals. Of its assets, 100.0% ($274M across 1,149 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 41% |
| High-net-worth individuals | 17% | 59% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 365 | $113M | 41.2% | $310K |
| High-net-worth individuals | 74 | $161M | 58.8% | $2.18M |
| Total | 439 | $274M | 100% | $625K |
- Clients
- 365
- Regulatory AUM
- $113M
- AUM share
- 41.2%
- Avg. per client
- $310K
- Clients
- 74
- Regulatory AUM
- $161M
- AUM share
- 58.8%
- Avg. per client
- $2.18M
Total
- Clients
- 439
- Regulatory AUM
- $274M
- AUM share
- 100%
- Avg. per client
- $625K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Elite Financial charges 1.50% a year for its Discretionary Investment Advisory Services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly financial planning and consulting
- Hourly financial planning and consulting is charged at up to $250 per hour, billed in arrears and negotiable or discountable.
Ryan Skinner owns 75% or more of Elite Financial. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- 1 insurance agent
- Owns 75% or more of Elite Financial, Inc.
Ryan Skinner
Control person · since January 2009
Elite Financial’s regulatory assets grew 2.2× from $126M (March 2021) to $274M (April 2026); clients rose from 368 to 439 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $274M | 439 | 1 | 1 |
| Apr 2025April 2025 | $240M | 422 | 1 | 1 |
| Feb 2024February 2024 | $171M | 334 | 1 | 1 |
| Mar 2023March 2023 | $156M | 405 | 1 | 1 |
| Apr 2022April 2022 | $154M | 318 | 1 | 1 |
| Mar 2021March 2021 | $126M | 368 | 1 | 1 |
Besides its headquarters, Elite Financial has 0 offices, with 1 listed address in 1 state.
Idaho · 1 listed address
- 739 Bryden, Suite B, LewistonHQ
Contact and registration details
- Legal name
- Elite Financial, Inc.
- Headquarters
- 739 Bryden, Suite B, Lewiston, ID 83501
- Website
- elitefinancialinc.net
- Phone
- 208-746-2007
- SEC file
- 801-119574
- Structure
- Idaho corporation
- Fiscal year end
- December
Elite Financial’s named custodians for separately managed accounts are Charles Schwab ($239M, 90%) and Capital Client Group ($25.8M, 10%). Elite Financial has custody of $72.9M for 131 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $239M90%
- Capital Client GroupCapital Client Group, Inc. · Los Angeles, CA · $25.8M10%
At year end, Elite Financial’s separately managed accounts were mostly in funds (95%). Its reported 13F holdings for the quarter ended 30 June 2026 total $248K across 55 positions; the largest are Vngrd Morn Value (10.2%), Vngrd Russell 1000 Growth (9.9%) and Sch US Div Eqy (9.6%).
What the accounts hold
- Stocks3%
- Funds95%
- Cash2%
How many clients does Elite Financial have?
Elite Financial has 439 clients and manages $274 million for them, as of April 2026. They include 365 individual clients and 74 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 21 April 2026
What services does Elite Financial offer?
Elite Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Elite Financial charge?
Elite Financial charges 1.50% a year for its Discretionary Investment Advisory Services. The fee is billed in advance and is negotiable.
Which custodians does Elite Financial use?
Elite Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $239M and Capital Client Group, Inc. (Los Angeles, CA), with $25.8M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 April 2026
How many financial advisors does Elite Financial have?
Elite Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Elite Financial invest in?
At the end of its last fiscal year, Elite Financial’s separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Elite Financial?
Elite Financial’s direct owner is Ryan Skinner (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 21 April 2026
How does Elite Financial get paid?
Elite Financial is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Elite Financial?
Elite Financial’s main office is at 739 Bryden, Suite B, Lewiston, ID 83501. Its phone number is 208-746-2007. Its website is elitefinancialinc.net.