{"url":"https://nivawealth.com/firms/elite-financial-286667","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/286667","regulatoryAum":274230878,"crd":"286667","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4466041","suffix":null,"lastName":"SKINNER","firstName":"RYAN","middleName":"LEE"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-10","regulatoryAum":126218702,"clients":368,"employees":1,"offices":1},{"filedOn":"2022-04-18","regulatoryAum":154085439,"clients":318,"employees":1,"offices":1},{"filedOn":"2023-03-06","regulatoryAum":156303759,"clients":405,"employees":1,"offices":1},{"filedOn":"2024-02-14","regulatoryAum":171205402,"clients":334,"employees":1,"offices":1},{"filedOn":"2025-04-21","regulatoryAum":239816615,"clients":422,"employees":1,"offices":1},{"filedOn":"2026-04-21","regulatoryAum":274230878,"clients":439,"employees":1,"offices":1}],"secFileNumber":"801-119574","legalName":"Elite 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They include 365 individual clients and 74 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Elite Financial offer?","answer":"Elite Financial provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Elite Financial charge?","answer":"Elite Financial charges 1.50% a year for its Discretionary Investment Advisory Services. The fee is billed in advance and is negotiable.","source":"ADV PART 2A & 2B, filed 10 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Elite Financial use?","answer":"Elite Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $239M and Capital Client Group, Inc. (Los Angeles, CA), with $25.8M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Elite Financial have?","answer":"Elite Financial has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Elite Financial invest in?","answer":"At the end of its last fiscal year, Elite Financial’s separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Elite Financial?","answer":"Elite Financial’s direct owner is Ryan Skinner (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 21 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Elite Financial get paid?","answer":"Elite Financial is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Elite Financial?","answer":"Elite Financial’s main office is at 739 Bryden, Suite B, Lewiston, ID 83501. Its phone number is 208-746-2007. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}