Diligent Investors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Diligent Investors reports 884 clients. They include 573 individual clients, 188 high-net-worth individuals, and 94 pension and profit-sharing plans. Of its assets, 100.0% ($663M across 2,110 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $663M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 19% |
| High-net-worth individuals | 21% | 58% |
| Pension and profit-sharing plans | 11% | 13% |
| Charitable organizations | 1% | 5% |
| Corporations and other businesses | 2% | 6% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 573 | $123M | 18.5% | $214K |
| High-net-worth individuals | 188 | $386M | 58.3% | $2.06M |
| Pension and profit-sharing plans | 94 | $84.8M | 12.8% | $902K |
| Charitable organizations | 11 | $30.3M | 4.6% | $2.76M |
| Corporations and other businesses | 18 | $38.6M | 5.8% | $2.15M |
| Total | 884 | $663M | 100% | $750K |
- Clients
- 573
- Regulatory AUM
- $123M
- AUM share
- 18.5%
- Avg. per client
- $214K
- Clients
- 188
- Regulatory AUM
- $386M
- AUM share
- 58.3%
- Avg. per client
- $2.06M
- Clients
- 94
- Regulatory AUM
- $84.8M
- AUM share
- 12.8%
- Avg. per client
- $902K
- Clients
- 11
- Regulatory AUM
- $30.3M
- AUM share
- 4.6%
- Avg. per client
- $2.76M
- Clients
- 18
- Regulatory AUM
- $38.6M
- AUM share
- 5.8%
- Avg. per client
- $2.15M
Total
- Clients
- 884
- Regulatory AUM
- $663M
- AUM share
- 100%
- Avg. per client
- $750K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Diligent Investors charges 1.00%–1.50% a year for its Wrap Comprehensive Portfolio Management. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning & Consulting
- Financial planning and consulting are billed hourly, at no more than $250 an hour, or as a flat fee of no more than $5,000, based on scope.
Henk Fischer owns 50% to 75% of Diligent Investors. The leadership team of Diligent Investors includes Chief Compliance Officer Henk Fischer. It has 3 employees.
Leadership
- Henk FischerManaging Member and Chief Compliance Officer
- James WilsonManaging Member
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 50% to 75% of Diligent Investors, LLC
Henk Fischer
since June 2017
- Owns 50% to 75% of Diligent Investors, LLC
James Wilson
since June 2017
Diligent Investors’ regulatory assets grew from $452M (March 2021) to $663M (February 2026); clients rose from 600 to 884 and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $663M | 884 | 3 | 1 |
| February 2025 | $665M | 729 | 3 | 1 |
| February 2024 | $617M | 684 | 4 | 1 |
| February 2023 | $506M | 663 | 4 | 1 |
| February 2022 | $581M | 649 | 4 | 1 |
| March 2021 | $452M | 600 | 4 | 1 |
Besides its headquarters, Diligent Investors has 0 offices, with 1 listed address in California.
California · 1 listed address
- 1447 Ford Street, Suite 200, RedlandsHQ
Contact and registration details
- Legal name
- Diligent Investors, LLC
- Headquarters
- 1447 Ford Street, Suite 200, Redlands, CA 92374
- Website
- Not reported
- Phone
- 909-792-2894
- SEC file
- 801-72643
- Structure
- California LLC
- Fiscal year end
- December
Diligent Investors uses Charles Schwab ($663M) as custodian for its separately managed accounts. Diligent Investors has custody of $179M in client assets for 274 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $663M100%
At year end, Diligent Investors’ separately managed accounts were largely in stocks (35%) and funds (34%). Its reported 13F holdings for the quarter ended 30 June 2026 total $449M across 357 positions; the largest are SPDR Series Trust (4.4%), Apple Inc. (4.2%) and SPDR Series Trust (2.9%).
What the accounts hold
- Stocks35%
- Exchange-traded equities34%
- Non-exchange-traded equities1%
- Funds34%
- Bonds8%
- U.S. government and agency bonds5%
- State and local bonds3%
- Cash23%
Reported 13F holdings
- $449M
- Reported 13F value
- 357
- Positions
- 22.4%
- In the 10 largest
- +11.2%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500grw4.4%
- Apple Inc.4.2%
- SPDR Series Trust · ST Str P500val2.9%
- Nvidia Corporation1.8%
- Microsoft Corp.1.8%
- SPDR Index Shs Fds · ST Str PO EX ETF1.8%
- SPDR Series Trust · ST Str Sp400grw1.5%
- Corning Inc.1.4%
- Berkshire Hathaway Inc. Del · CL B New1.4%
- SPDR Series Trust · ST Str Sp400val1.3%
Together, the ten largest are 22.4% of reported value.
How many clients does Diligent Investors have?
Diligent Investors has 884 clients and manages $663 million for them, as of February 2026. They include 573 individual clients, 188 high-net-worth individuals, and 94 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 February 2026
What services does Diligent Investors offer?
Diligent Investors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Diligent Investors charge?
Diligent Investors charges 1.00%–1.50% a year for its Wrap Comprehensive Portfolio Management. The fee is billed in advance.
Source: DI - ADV PART 2A APPENDIX 1: WRAP BROCHURE, filed 25 February 2026
Which custodians does Diligent Investors use?
Diligent Investors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $663M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 February 2026
How many financial advisors does Diligent Investors have?
Diligent Investors has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Diligent Investors invest in?
At the end of its last fiscal year, Diligent Investors’ separately managed accounts held 34% exchange-traded equities, 34% registered funds (mutual funds, ETFs, BDCs), 23% cash and equivalents, 5% U.S. government and agency bonds, 3% state and local bonds and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Diligent Investors?
Diligent Investors’ direct owners are Henk Fischer (50% to 75%) and James Wilson (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 25 February 2026
How does Diligent Investors get paid?
Diligent Investors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Diligent Investors registered with the SEC?
Yes, Diligent Investors has been registered with the SEC as an investment adviser since 19 August 2011. Its CRD number is 158708 and its SEC file number is 801-72643.
Source: Form ADV Part 1A, Item 1, filed 25 February 2026; IAPD firm record
How do I contact Diligent Investors?
Diligent Investors’ main office is at 1447 Ford Street, Suite 200, Redlands, CA 92374. Its phone number is 909-792-2894.