DHJJ Financial Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 26–50 clients last fiscal year.
DHJJ Financial Advisors reports 431 clients. They include 216 high-net-worth individuals, 183 individual clients, and 32 pension and profit-sharing plans. Of its assets, 96.0% ($598M across 1,349 accounts) are managed with discretion; $25M across 64 accounts are not. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 42% | 7% |
| High-net-worth individuals | 50% | 87% |
| Pension and profit-sharing plans | 7% | 5% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 183 | $42.5M | 6.8% | $232K |
| High-net-worth individuals | 216 | $544M | 87.2% | $2.52M |
| Pension and profit-sharing plans | 32 | $34.1M | 5.5% | $1.06M |
| Corporations and other businesses | Fewer than 5 | $2.94M | 0.5% | — |
| Total | 431 | $623M | 100% | — |
- Clients
- 183
- Regulatory AUM
- $42.5M
- AUM share
- 6.8%
- Avg. per client
- $232K
- Clients
- 216
- Regulatory AUM
- $544M
- AUM share
- 87.2%
- Avg. per client
- $2.52M
- Clients
- 32
- Regulatory AUM
- $34.1M
- AUM share
- 5.5%
- Avg. per client
- $1.06M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.94M
- AUM share
- 0.5%
- Avg. per client
- —
Total
- Clients
- 431
- Regulatory AUM
- $623M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
DHJJ Financial Advisors charges 0.50%–1.75% a year for its Individual supervisory services. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$250K | 1.75% |
| $250K–$500K | 1.50% |
| $500K–$1M | 1.25% |
| $1M–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M–$10M | 0.65% |
| $10M and above | 0.50% |
Fee details and sources
Other fees
- Financial planning
- Financial planning is billed hourly at $150 to $495 per hour, depending on the complexity of the plan and the advisor, with an estimate of hours given up front.
- Retirement plan services
- Plan fees are $5,000 a year up to $1 million of plan assets, then 0.50% falling to 0.23% above $20 million; a $5,000 minimum applies to 401(k) plans.
The leadership team of DHJJ Financial Advisors includes President Katherine Byrne and Chief Compliance Officer Camilla Corso. It has 11 employees, 8 of them in advisory roles.
Leadership
- Katherine ByrneVice President
- Terrence CiceroVice President
- Patrick KolzowVice President
- Rebecca MaquetPresident
- Paul MintaVice President
- Richard OchenkowskiVice President
- Colin ShawVice President
- Camilla CorsoChief Compliance Officer
- Kevin MulliganTreasurer
- Edwin BrooksVice
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
Staff
- 11 employees
- 8 in advisory functions
- 7 state-registered reps
- 1 insurance agent
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Paul Minta
Control person · since January 2025
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Edwin Brooks
Control person · since September 1997
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Rebecca Maquet
Control person · since July 2021
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Terrence Cicero
Control person · since July 2012
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Patrick Kolzow
Control person · since January 2025
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Camilla Corso
Control person · since June 2023
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Kevin Mulligan
Control person · since January 2025
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Colin Shaw
Control person · since July 2020
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Richard Ochenkowski
Control person · since July 2021
- Owns 10% to 25% of DHJJ Financial Advisors, LTD.
Katherine Byrne
Control person · since July 2022
DHJJ Financial Advisors’ regulatory assets grew 1.6× from $396M (March 2021) to $623M (July 2026); clients rose from 366 to 431 and employees from 10 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $623M | 431 | 11 | 9 |
| July 2025 | $544M | 390 | 10 | 4 |
| February 2024 | $464M | 365 | 10 | 4 |
| August 2023 | $402M | 383 | 12 | 2 |
| July 2022 | $471M | 383 | 11 | 2 |
| March 2021 | $396M | 366 | 10 | 2 |
Besides its headquarters, DHJJ Financial Advisors has 8 offices (7 private residences, listed without an address), with 2 listed addresses in Illinois.
Illinois · 2 listed addresses
- 184 Shuman Boulevard, Suite 200, NapervilleHQ
- 2560 Foxfield RD., St. Charles
Other business names
DHJJ Financial Advisors has reported 1 other business name to the SEC.
- DHJJ Financial Advisors
Contact and registration details
- Legal name
- DHJJ Financial Advisors, LTD.
- Headquarters
- 184 Shuman Boulevard, Suite 200, Naperville, IL 60563
- Website
- dhjjfinancial.com
- Phone
- 630-420-1360
- @15216168
- SEC file
- 801-42639
- Founded
- 1988
- Structure
- Illinois corporation
- Fiscal year end
- December
DHJJ Financial Advisors uses Charles Schwab ($602M) as custodian for its separately managed accounts. DHJJ Financial Advisors has custody of $589M in client assets for 358 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $602M100%
At year end, DHJJ Financial Advisors’ separately managed accounts were mostly in funds (86%). Its reported 13F holdings for the quarter ended 30 June 2026 total $347M across 1,082 positions; the largest are Invesco Qqq TR (11.8%), iShares TR (6.4%) and Schwab Strategic TR (3.7%).
What the accounts hold
- Stocks5%
- Funds86%
- Bonds1%
- Cash4%
- Other4%
- Structured notes4%
Reported 13F holdings
- $347M
- Reported 13F value
- 1,082
- Positions
- 39.8%
- In the 10 largest
- +15.0%
- Value vs. prior quarter
- Invesco Qqq TR · Unit Ser 111.8%
- iShares TR · Core S&P Mcp ETF6.4%
- Schwab Strategic TR · US Dividend EQ3.7%
- Schwab Strategic TR · US Lcap GR ETF3.3%
- J P Morgan Exchange Traded F · Ultra Shrt ETF3.1%
- iShares TR · Russell 2000 ETF2.7%
- Invesco Exchange Traded FD T · S&P Mdcp Quality2.4%
- Schwab Strategic TR · US Mid-cap ETF2.2%
- Vanguard Specialized Funds · Div App ETF2.2%
- iShares TR · Rus 1000 Grw ETF2.1%
Together, the ten largest are 39.8% of reported value.
How many clients does DHJJ Financial Advisors have?
DHJJ Financial Advisors has 431 clients and manages $623 million for them, as of July 2026. They include 216 high-net-worth individuals, 183 individual clients, and 32 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 July 2026
What services does DHJJ Financial Advisors offer?
DHJJ Financial Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does DHJJ Financial Advisors charge?
DHJJ Financial Advisors charges 0.50%–1.75% a year for its Individual supervisory services. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable.
Source: PART 2A OF FORM ADV: FIRM BROCHURE FOR DHJJ FINANCIAL ADVISORS, filed 22 March 2026
Which custodians does DHJJ Financial Advisors use?
DHJJ Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $602M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 July 2026
How many financial advisors does DHJJ Financial Advisors have?
DHJJ Financial Advisors has 7 investment adviser representatives registered with state securities authorities, out of 11 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does DHJJ Financial Advisors invest in?
At the end of its last fiscal year, DHJJ Financial Advisors’ separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 4% cash and equivalents, 4% other and 1% U.S. government and agency bonds. The 4% other category is described as: Structured Notes.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns DHJJ Financial Advisors?
DHJJ Financial Advisors’ direct owners are Paul Minta, Edwin Brooks, Rebecca Maquet, Terrence Cicero, Patrick Kolzow, Camilla Corso, Kevin Mulligan, Colin Shaw, Richard Ochenkowski and Katherine Byrne, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 13 July 2026
How does DHJJ Financial Advisors get paid?
DHJJ Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is DHJJ Financial Advisors registered with the SEC?
Yes, DHJJ Financial Advisors has been registered with the SEC as an investment adviser since 13 November 1992. Its CRD number is 107034 and its SEC file number is 801-42639.
Source: Form ADV Part 1A, Item 1, filed 13 July 2026; IAPD firm record
How do I contact DHJJ Financial Advisors?
DHJJ Financial Advisors’ main office is at 184 Shuman Boulevard, Suite 200, Naperville, IL 60563. Its phone number is 630-420-1360. Its website is dhjjfinancial.com.