DeDora Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, family office services, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
DeDora Capital reports 467 clients. They include 356 individual clients, 104 high-net-worth individuals and 7 charitable organizations. Of its assets, 99.6% ($549M across 1,307 accounts) are managed with discretion; $2.18M across 2 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 25% |
| High-net-worth individuals | 22% | 74% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | 1% | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 356 | $140M | 25.3% | $392K |
| High-net-worth individuals | 104 | $406M | 73.7% | $3.9M |
| Pension and profit-sharing plans | Fewer than 5 | $3.76M | 0.7% | — |
| Charitable organizations | 7 | $579K | 0.1% | $82.7K |
| Corporations and other businesses | Fewer than 5 | $849K | 0.2% | — |
| Total | 467 | $551M | 100% | — |
- Clients
- 356
- Regulatory AUM
- $140M
- AUM share
- 25.3%
- Avg. per client
- $392K
- Clients
- 104
- Regulatory AUM
- $406M
- AUM share
- 73.7%
- Avg. per client
- $3.9M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.76M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- 7
- Regulatory AUM
- $579K
- AUM share
- 0.1%
- Avg. per client
- $82.7K
- Clients
- Fewer than 5
- Regulatory AUM
- $849K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 467
- Regulatory AUM
- $551M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
DeDora Capital charges 0.70%–1.20% a year for its Comprehensive Portfolio Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Billed hourly at $250 for a Certified Financial Planner or $150 for a financial advisor, or as a flat fee generally from $1,500 to $10,000.
- Retirement Plan Services
- Hourly at $250, or a flat fee generally from $750 to $10,000 charged annually; any percentage-of-assets fee will not exceed 1.00%.
- Ultra High Net Worth Services
- Multi-family office services billed hourly, typically $1,500 per hour, with the fee set in the signed agreement.
Paul Dedora owns 75% or more of DeDora Capital. The leadership team of DeDora Capital includes President William Becker. It has 12 employees, 4 of them in advisory roles.
Leadership
- William BeckerVice President/Chief Operating Officer/Chief Chief Compliance Officer
Paul DedoraPresident
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 12 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Dedora Capital, Inc.
Paul Dedora
Control person · since May 2015
- Owns 5% to 10% of Dedora Capital, Inc.
William Becker
Control person · since May 2015
DeDora Capital’s regulatory assets grew 1.7× from $323M (April 2021) to $551M (March 2026); clients rose from 413 to 467 and employees from 4 to 12.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $551M | 467 | 12 | 1 |
| March 2025 | $487M | 462 | 11 | 1 |
| February 2024 | $425M | 452 | 11 | 1 |
| February 2023 | $340M | 461 | 10 | 1 |
| February 2022 | $406M | 442 | 9 | 1 |
| April 2021 | $323M | 413 | 4 | 1 |
Besides its headquarters, DeDora Capital has 0 offices, with 1 listed address in California.
California · 1 listed address
- 1600 Main Street, NapaHQ
Other business names
DeDora Capital has reported 1 other business name to the SEC.
- Carneros Capital Management
Contact and registration details
- Legal name
- Dedora Capital, Inc.
- Headquarters
- 1600 Main Street, Napa, CA 94559
- Website
- dedoracapital.com
- Phone
- 707-253-0681
- @dedora-capital-inc
- SEC file
- 801-96227
- Founded
- 2015
- Structure
- California corporation
- Fiscal year end
- December
DeDora Capital uses Charles Schwab ($545M) as custodian for its separately managed accounts. DeDora Capital has custody of $186M in client assets for 858 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $545M100%
At year end, DeDora Capital’s separately managed accounts were mostly in funds (56%) and stocks (32%). Its reported 13F holdings for the quarter ended 30 June 2026 total $460M across 129 positions; the largest are Vanguard Index Fds (6.6%), Vanguard Whitehall Fds (6.4%) and iShares TR (6.1%).
What the accounts hold
- Stocks32%
- Funds56%
- Registered funds55%
- Pooled vehicles1%
- Cash12%
Reported 13F holdings
- $460M
- Reported 13F value
- 129
- Positions
- 47.0%
- In the 10 largest
- +12.8%
- Value vs. prior quarter
- Vanguard Index Fds · Growth ETF6.6%
- Vanguard Whitehall Fds · High Div Yld6.4%
- iShares TR · Core S&P500 ETF6.1%
- Fidelity Merrimack Str TR · Total BD ETF5.7%
- Vanguard Index Fds · Small CP ETF5.7%
- Capital Group Intl Focus EQT · Shs Creat Unit4.9%
- Vanguard Index Fds · S&P 500 ETF Shs3.6%
- Apple Inc.3.4%
- Vanguard World FD · Esg US Corp. BD2.4%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt2.1%
Together, the ten largest are 47.0% of reported value.
How many clients does DeDora Capital have?
DeDora Capital has 467 clients and manages $551 million for them, as of March 2026. They include 356 individual clients, 104 high-net-worth individuals and 7 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does DeDora Capital offer?
DeDora Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, family office services, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does DeDora Capital charge?
DeDora Capital charges 0.70%–1.20% a year for its Comprehensive Portfolio Management. The fee is billed in arrears and is negotiable.
Which custodians does DeDora Capital use?
DeDora Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $545M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does DeDora Capital have?
DeDora Capital has 4 investment adviser representatives registered with state securities authorities, out of 12 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does DeDora Capital invest in?
At the end of its last fiscal year, DeDora Capital’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 12% cash and equivalents and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns DeDora Capital?
DeDora Capital’s direct owners are William Becker (5% to 10%) and Paul Dedora (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does DeDora Capital get paid?
DeDora Capital is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is DeDora Capital registered with the SEC?
Yes, DeDora Capital has been registered with the SEC as an investment adviser since 22 May 2015. Its CRD number is 177523 and its SEC file number is 801-96227.
Source: Form ADV Part 1A, Item 1, filed 25 March 2026; IAPD firm record
How do I contact DeDora Capital?
DeDora Capital’s main office is at 1600 Main Street, Napa, CA 94559. Its phone number is 707-253-0681. Its website is dedoracapital.com.