Cross Border Wealth provides portfolio management for individuals and small businesses and pension consulting.
Cross Border Wealth reports 531 high-net-worth individuals. Of its assets, 0.0% ($0 across 0 accounts) are managed with discretion; $222M across 672 accounts are not. Of its clients, 25% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| High-net-worth individuals | 100% | 100% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 531 | $222M | 100.0% | $418K |
| Total | 531 | $222M | 100% | $418K |
- Clients
- 531
- Regulatory AUM
- $222M
- AUM share
- 100.0%
- Avg. per client
- $418K
Total
- Clients
- 531
- Regulatory AUM
- $222M
- AUM share
- 100%
- Avg. per client
- $418K
- Clients outside the U.S.
- 25%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Cross Border Wealth charges 0.25%–1.25% a year for its Portfolio Management Services. The fee is billed in advance or in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- U.K. Pension Consulting Services
- A fixed consulting fee of up to 3% of the client’s assets held within a U.K. pension plan.
- U.S. Pension Consulting Services
- A fixed fee of up to 1% of the client’s assets held within a U.S. pension plan, subject to a minimum fee of USD 2,000.
Andoni Yturralde owns 50% to 75% of Cross Border Wealth. The leadership team of Cross Border Wealth includes Chief Compliance Officer Michelle Yvonne Basa. It has 7 employees.
Leadership
- Michelle Yvonne BasaChief Compliance Officer, HR & Operations, Audit & Finance
- Fabrice MercierManaging Partner
- Andoni YturraldeManaging Partner
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
Staff
- 7 employees
- 7 in advisory functions
- 7 state-registered reps
- 1 soliciting firm
- Owns 50% to 75% of Cross Border Wealth, LLC
Andoni Yturralde
Control person · since February 2017
- Owns 50% to 75% of Cross Border Wealth, LLC
Fabrice Mercier
Control person · since July 2017
Cross Border Wealth’s regulatory assets grew 3.2× from $70M (March 2021) to $222M (April 2026); clients rose from 162 to 531 and employees from 5 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $222M | 531 | 7 | 3 |
| March 2025 | $139M | 397 | 5 | 3 |
| June 2024 | $100M | 303 | 5 | 3 |
| August 2023 | $75.2M | 256 | 7 | 3 |
| July 2022 | $76.4M | 196 | 5 | 3 |
| March 2021 | $70M | 162 | 5 | 1 |
Besides its headquarters, Cross Border Wealth has 2 offices, with 3 listed addresses in the U.S. and abroad.
New York · 1 listed address
- 230 Park Avenue, 4th Floor West, New YorkHQ
Pennsylvania · 1 listed address
- 223 Fourth Avenue, 4th Floor, Pittsburgh
International offices
- 10TH FL. ONE GRIFFINSTONE BLDG. COMMERCE AVE., ALABANG MUNTINLUPA, 1781, Philippines
Other business names
Cross Border Wealth has reported 1 other business name to the SEC.
- Cross Border Wealth
Contact and registration details
- Legal name
- Cross Border Wealth, LLC
- Headquarters
- 230 Park Avenue, 4th Floor West, New York, NY 10169
- Website
- crossborder-wealth.com
- Phone
- 646-688-5333
- @cross-border-wealth
- SEC file
- 801-114158
- Structure
- Delaware LLC
- Fiscal year end
- December
Cross Border Wealth uses Novia Global Limited ($86.4M, 43%), Charles Schwab ($75.6M, 37%) and Interactive Brokers ($41.3M, 20%) as custodians for its separately managed accounts. Cross Border Wealth does not have custody of client assets.
- Interactive BrokersInteractive Brokers LLC · Greenwich, CT · $41.3M20%
- Novia Global LimitedNovia Global Limited · Bath · $86.4M43%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $75.6M37%
At year end, Cross Border Wealth’s separately managed accounts were mostly in funds (80%) and cash (10%).
What the accounts hold
- Stocks5%
- Funds80%
- Bonds5%
- Cash10%
How many clients does Cross Border Wealth have?
Cross Border Wealth has 531 clients and manages $222 million for them, as of April 2026. They include 531 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026
What services does Cross Border Wealth offer?
Cross Border Wealth provides portfolio management for individuals and small businesses and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cross Border Wealth charge?
Cross Border Wealth charges 0.25%–1.25% a year for its Portfolio Management Services. The fee is billed in advance or in arrears and is negotiable.
Source: ADV PART 2A, filed 12 March 2026
Which custodians does Cross Border Wealth use?
Cross Border Wealth’s separately managed account assets are held at Novia Global Limited (Bath), with $86.4M, Charles Schwab & Co., Inc. (Westlake, TX), with $75.6M and Interactive Brokers LLC (Greenwich, CT), with $41.3M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026
How many financial advisors does Cross Border Wealth have?
Cross Border Wealth has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cross Border Wealth invest in?
At the end of its last fiscal year, Cross Border Wealth’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 5% exchange-traded equities and 5% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cross Border Wealth?
Cross Border Wealth’s direct owners are Andoni Yturralde (50% to 75%) and Fabrice Mercier (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 24 April 2026
How does Cross Border Wealth get paid?
Cross Border Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cross Border Wealth?
Cross Border Wealth’s main office is at 230 Park Avenue, 4th Floor West, New York, NY 10169. Its phone number is 646-688-5333. Its website is crossborder-wealth.com.