{"url":"https://nivawealth.com/firms/cross-border-wealth-288330","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/288330","regulatoryAum":221885239,"crd":"288330","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4160645","suffix":null,"lastName":"Glassbrenner","firstName":"Eric","middleName":"James"},{"crd":"7367186","suffix":null,"lastName":"JONES","firstName":"SCOTT","middleName":"MICHAEL"},{"crd":"3116765","suffix":null,"lastName":"McKay","firstName":"Andrew","middleName":"Graham"},{"crd":"6640917","suffix":null,"lastName":"Mercier","firstName":"Fabrice","middleName":null},{"crd":"8245253","suffix":null,"lastName":"SANTOS","firstName":"ARDEN 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band and a control person, since February 2017."},{"label":"Fabrice Mercier","detail":"Managing partner in the 50% to 75% ownership band and a control person, since July 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[{"city":"ALABANG MUNTINLUPA","country":"Philippines","postalCode":"1781","street":"10TH FL. ONE GRIFFINSTONE BLDG. 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They include 531 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Cross Border Wealth offer?","answer":"Cross Border Wealth provides portfolio management for individuals and small businesses and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Cross Border Wealth charge?","answer":"Cross Border Wealth charges 0.25%–1.25% a year for its Portfolio Management Services. The fee is billed in advance or in arrears and is negotiable.","source":"ADV PART 2A, filed 12 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Cross Border Wealth use?","answer":"Cross Border Wealth’s separately managed account assets are held at Novia Global Limited (Bath), with $86.4M, Charles Schwab & Co., Inc. (Westlake, TX), with $75.6M and Interactive Brokers LLC (Greenwich, CT), with $41.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Cross Border Wealth have?","answer":"Cross Border Wealth has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Cross Border Wealth invest in?","answer":"At the end of its last fiscal year, Cross Border Wealth’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 5% exchange-traded equities and 5% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Cross Border Wealth?","answer":"Cross Border Wealth’s direct owners are Andoni Yturralde (50% to 75%) and Fabrice Mercier (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Cross Border Wealth get paid?","answer":"Cross Border Wealth is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Cross Border Wealth?","answer":"Cross Border Wealth’s main office is at 230 Park Avenue, 4th Floor West, New York, NY 10169. Its phone number is 646-688-5333. Its website is crossborder-wealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}