Core Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Core Wealth Management reports 291 clients. They include 147 individual clients, 131 high-net-worth individuals, and 9 corporations and other businesses. Of its assets, 100.0% ($405M across 999 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 51% | 17% |
| High-net-worth individuals | 45% | 80% |
| Charitable organizations | 1% | <1% |
| Corporations and other businesses | 3% | 3% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 147 | $67.4M | 16.6% | $458K |
| High-net-worth individuals | 131 | $323M | 79.8% | $2.47M |
| Charitable organizations | Fewer than 5 | $842K | 0.2% | $211K |
| Corporations and other businesses | 9 | $13.5M | 3.3% | $1.5M |
| Total | 291 | $405M | 100% | — |
- Clients
- 147
- Regulatory AUM
- $67.4M
- AUM share
- 16.6%
- Avg. per client
- $458K
- Clients
- 131
- Regulatory AUM
- $323M
- AUM share
- 79.8%
- Avg. per client
- $2.47M
- Clients
- Fewer than 5
- Regulatory AUM
- $842K
- AUM share
- 0.2%
- Avg. per client
- $211K
- Clients
- 9
- Regulatory AUM
- $13.5M
- AUM share
- 3.3%
- Avg. per client
- $1.5M
Total
- Clients
- 291
- Regulatory AUM
- $405M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Core Wealth Management charges 0.25%–1.25% a year for its Portfolio management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $6,000 annual minimum. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.25% |
| $500K–$2M | 0.75% |
| $2M–$4M | 0.50% |
| $4M and above | 0.25% |
Fee details and sources
Other fees
- Annual review fee
- When the firm does not manage the client's investments, the annual review retainer generally ranges from 25% to 50% of the first-year planning fee.
- Comprehensive financial planning
- Comprehensive planning is billed at an hourly rate not to exceed $350, with a maximum fixed fee not to exceed $10,000 for the initial engagement; one-half is due at signing.
- Targeted financial planning
- Targeted planning is billed at the hourly rate, not to exceed $350, and itemized in a billing statement or set in a proposal or retainer.
Todd Schanel owns 75% or more of Core Wealth Management. The leadership team of Core Wealth Management includes President Jacquelyn Goldstick and Chief Compliance Officer Todd Schanel. It has 4 employees, 3 of them in advisory roles.
Leadership
- Jacquelyn GoldstickVice President & Shareholder
- Todd SchanelPresident & Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Jonathon Justin Fernandez-Rubio
- Jacquelyn Adler Goldstick
- Todd M Schanel
Staff
- 4 employees
- 3 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Core Wealth Management, Inc.
Todd Schanel
Control person · since June 2012
- Owns 25% to 50% of Core Wealth Management, Inc.
Jacquelyn Goldstick
Control person · since January 2022
Core Wealth Management’s regulatory assets grew 1.9× from $215M (March 2021) to $405M (March 2026); clients rose from 194 to 291 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $405M | 291 | 4 | 1 |
| July 2025 | $345M | 276 | 4 | 1 |
| February 2024 | $288M | 235 | 4 | 1 |
| March 2023 | $247M | 336 | 5 | 1 |
| March 2022 | $271M | 209 | 4 | 1 |
| March 2021 | $215M | 194 | 4 | 1 |
Besides its headquarters, Core Wealth Management has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 4600 Military Trail, Suite 215, JupiterHQ
Contact and registration details
- Legal name
- Core Wealth Management, Inc.
- Headquarters
- 4600 Military Trail, Suite 215, Jupiter, FL 33458
- Website
- core-wm.com
- Phone
- 561-491-0231
- @core-wm
- SEC file
- 801-113827
- Structure
- Florida corporation
- Fiscal year end
- December
Core Wealth Management uses Charles Schwab ($402M) as custodian for its separately managed accounts. Core Wealth Management has custody of $331M in client assets for 252 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $402M100%
At year end, Core Wealth Management’s separately managed accounts were mostly in funds (98%). Its reported 13F holdings for the quarter ended 30 June 2026 total $356M across 42 positions; the largest are Dimensional ETF Trust (37.3%), Dimensional ETF Trust (24.0%) and Dimensional ETF Trust (22.4%).
What the accounts hold
- Funds98%
- Registered funds97%
- Pooled vehicles1%
- Cash2%
Reported 13F holdings
- $356M
- Reported 13F value
- 42
- Positions
- 95.7%
- In the 10 largest
- +9.0%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF37.3%
- Dimensional ETF Trust · World EX US Core24.0%
- Dimensional ETF Trust · Core Fixe IN ETF22.4%
- Dimensional ETF Trust · US Real Esta ETF3.7%
- Dimensional ETF Trust · Inflation Prote3.7%
- Dimensional ETF Trust · Natl Mun BD ETF2.0%
- Nextera Energy Inc.0.8%
- Dimensional ETF Trust · Ultr Fix Inc. ETF0.7%
- iShares TR · Core US Aggbd ET0.7%
- Dimensional ETF Trust · Emerging Mkts CO0.5%
Together, the ten largest are 95.7% of reported value.
How many clients does Core Wealth Management have?
Core Wealth Management has 291 clients and manages $405 million for them, as of March 2026. They include 147 individual clients, 131 high-net-worth individuals, and 9 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026
What services does Core Wealth Management offer?
Core Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Core Wealth Management charge?
Core Wealth Management charges 0.25%–1.25% a year for its Portfolio management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $6,000 annual minimum.
Which custodians does Core Wealth Management use?
Core Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $402M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026
How many financial advisors does Core Wealth Management have?
Core Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Core Wealth Management invest in?
At the end of its last fiscal year, Core Wealth Management’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Core Wealth Management?
Core Wealth Management’s direct owners are Todd Schanel (75% or more) and Jacquelyn Goldstick (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 2 March 2026
How does Core Wealth Management get paid?
Core Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Core Wealth Management registered with the SEC?
Yes, Core Wealth Management has been registered with the SEC as an investment adviser since 13 August 2018. Its CRD number is 162870 and its SEC file number is 801-113827.
Source: Form ADV Part 1A, Item 1, filed 2 March 2026; IAPD firm record
How do I contact Core Wealth Management?
Core Wealth Management’s main office is at 4600 Military Trail, Suite 215, Jupiter, FL 33458. Its phone number is 561-491-0231. Its website is core-wm.com.