{"url":"https://nivawealth.com/firms/core-wealth-management-162870","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/162870","regulatoryAum":404712669,"crd":"162870","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7438241","suffix":null,"lastName":"Fernandez-Rubio","firstName":"Jonathon","middleName":"Justin"},{"crd":"2934836","suffix":null,"lastName":"GOLDSTICK","firstName":"JACQUELYN","middleName":"ADLER"},{"crd":"4731679","suffix":null,"lastName":"SCHANEL","firstName":"TODD","middleName":"M"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":214638348,"clients":194,"employees":4,"offices":1},{"filedOn":"2022-03-09","regulatoryAum":271306891,"clients":209,"employees":4,"offices":1},{"filedOn":"2023-03-15","regulatoryAum":247105004,"clients":336,"employees":5,"offices":1},{"filedOn":"2024-02-26","regulatoryAum":287955997,"clients":235,"employees":4,"offices":1},{"filedOn":"2025-07-24","regulatoryAum":345478379,"clients":276,"employees":4,"offices":1},{"filedOn":"2026-03-02","regulatoryAum":404712669,"clients":291,"employees":4,"offices":1}],"secFileNumber":"801-113827","legalName":"Core Wealth Management, Inc.","displayName":"Core Wealth Management","slug":"core-wealth-management-162870","website":"https://core-wm.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/162870/42d3671dc0e9e5a6-r1.webp","tone":"light","width":568,"height":200,"sourceUrl":"https://www.core-wm.com/","sourceLabel":"Core Wealth Management, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/core-wm","xUrl":"https://twitter.com/core_wm","founded":null,"organization":"Florida corporation","fiscalYearEnd":"December","headquarters":{"street":"4600 Military Trail, Suite 215","city":"Jupiter","state":"FL","stateName":"Florida","country":"United States","postalCode":"33458"},"tradeNames":[],"registration":{"secApproved":"13 August 2018","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1404272.1294964028,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":404712669,"discretionary":404712669,"discretionaryAccounts":999,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":147,"regulatoryAum":67376310},{"label":"High-net-worth individuals","clients":131,"regulatoryAum":323011342},{"label":"Charitable organizations","clients":4,"fewerThan5":true,"regulatoryAum":842418},{"label":"Corporations and other businesses","clients":9,"regulatoryAum":13482599}],"feePrograms":[{"role":"main","program":"Portfolio management fee","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.25,"from":0},{"to":2000000,"pct":0.75,"from":500000},{"to":4000000,"pct":0.5,"from":2000000},{"to":null,"pct":0.25,"from":4000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","versionId":1013428,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-02","documentName":"DISCLOSURE BROCHURE","fee_rate_low":0.25,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"quarterly","fee_minimum_annual":6000},{"role":"other","program":"Annual review fee","summary":"When the firm does not manage the client's investments, the annual review retainer generally ranges from 25% to 50% of the first-year planning fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","versionId":1013428,"submittedOn":"2026-03-02","documentName":"DISCLOSURE BROCHURE"},{"role":"other","program":"Comprehensive financial planning","summary":"Comprehensive planning is billed at an hourly rate not to exceed $350, with a maximum fixed fee not to exceed $10,000 for the initial engagement; one-half is due at signing.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","versionId":1013428,"submittedOn":"2026-03-02","documentName":"DISCLOSURE BROCHURE"},{"role":"other","program":"Targeted financial planning","summary":"Targeted planning is billed at the hourly rate, not to exceed $350, and itemized in a billing statement or set in a proposal or retainer.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","versionId":1013428,"submittedOn":"2026-03-02","documentName":"DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:43:07.42067+00:00","documents":[{"name":"DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","versionId":1013428,"submittedOn":"2026-03-02"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":402166852}],"custodyNote":"Core Wealth Management has custody of $331M in client assets for 252 clients.","leadership":[{"name":"Jacquelyn Goldstick","title":"Vice President & Shareholder","crd":"2934836"},{"name":"Todd Schanel","title":"President & Chief Compliance Officer","crd":"4731679"}],"ownership":[{"label":"Todd Schanel","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since June 2012."},{"label":"Jacquelyn Goldstick","detail":"Vice president & shareholder in the 25% to 50% ownership band and a control person, since January 2022."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"4600 Military Trail, Suite 215","city":"Jupiter","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"561-491-0231","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":97},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"2 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/162870/PDF/162870.pdf","brochureDate":"2 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1013428","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Core Wealth Management have?","answer":"Core Wealth Management has 291 clients and manages $405 million for them, as of March 2026. They include 147 individual clients, 131 high-net-worth individuals, and 9 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Core Wealth Management offer?","answer":"Core Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Core Wealth Management charge?","answer":"Core Wealth Management charges 0.25%–1.25% a year for its Portfolio management fee. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $6,000 annual minimum.","source":"DISCLOSURE BROCHURE, filed 2 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Core Wealth Management use?","answer":"Core Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $402M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Core Wealth Management have?","answer":"Core Wealth Management has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Core Wealth Management invest in?","answer":"At the end of its last fiscal year, Core Wealth Management’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Core Wealth Management?","answer":"Core Wealth Management’s direct owners are Todd Schanel (75% or more) and Jacquelyn Goldstick (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Core Wealth Management get paid?","answer":"Core Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Core Wealth Management registered with the SEC?","answer":"Yes, Core Wealth Management has been registered with the SEC as an investment adviser since 13 August 2018. Its CRD number is 162870 and its SEC file number is 801-113827.","source":"Form ADV Part 1A, Item 1, filed 2 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Core Wealth Management?","answer":"Core Wealth Management’s main office is at 4600 Military Trail, Suite 215, Jupiter, FL 33458. Its phone number is 561-491-0231. Its website is core-wm.com.","source":"Form ADV Part 1A, Item 1.F, filed 2 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/core-wealth-management-162870/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-29","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1965150/000196515026000007/0001965150-26-000007-index.html","totalValue":355752023,"positionCount":42,"top10Share":0.9571882490742716,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":132667667,"shares":2990705,"shareType":"SH","priorValue":118700875,"priorShares":3054577},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":85217374,"shares":2313175,"shareType":"SH","priorValue":81325647,"priorShares":2394043},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":79525547,"shares":1884045,"shareType":"SH","priorValue":74785117,"priorShares":1771320},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTA ETF","cusip":"25434V823","value":13199858,"shares":504582,"shareType":"SH","priorValue":11478545,"priorShares":485351},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INFLATION PROTE","cusip":"25434V856","value":13009432,"shares":315342,"shareType":"SH","priorValue":10585819,"priorShares":253735},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":7278911,"shares":150593,"shareType":"SH","priorValue":6630203,"priorShares":138331},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":2832830,"shares":32276,"shareType":"SH","priorValue":3007295,"priorShares":32378},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":2485681,"shares":48950,"shareType":"SH","priorValue":2372974,"priorShares":46795},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":2383141,"shares":24077,"shareType":"SH","priorValue":2390124,"priorShares":24077},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":1921215,"shares":47274,"shareType":"SH","priorValue":1679890,"priorShares":48622}],"positionsListed":42,"positions":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":132667667,"shares":2990705,"shareType":"SH","priorValue":118700875,"priorShares":3054577},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":85217374,"shares":2313175,"shareType":"SH","priorValue":81325647,"priorShares":2394043},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":79525547,"shares":1884045,"shareType":"SH","priorValue":74785117,"priorShares":1771320},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTA ETF","cusip":"25434V823","value":13199858,"shares":504582,"shareType":"SH","priorValue":11478545,"priorShares":485351},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INFLATION PROTE","cusip":"25434V856","value":13009432,"shares":315342,"shareType":"SH","priorValue":10585819,"priorShares":253735},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":7278911,"shares":150593,"shareType":"SH","priorValue":6630203,"priorShares":138331},{"issuer":"NEXTERA ENERGY INC","titleOfClass":"COM","cusip":"65339F101","value":2832830,"shares":32276,"shareType":"SH","priorValue":3007295,"priorShares":32378},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"ULTR FIX INC ETF","cusip":"25434V591","value":2485681,"shares":48950,"shareType":"SH","priorValue":2372974,"priorShares":46795},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":2383141,"shares":24077,"shareType":"SH","priorValue":2390124,"priorShares":24077},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMERGING MKTS CO","cusip":"25434V732","value":1921215,"shares":47274,"shareType":"SH","priorValue":1679890,"priorShares":48622},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":1282978,"shares":3590,"shareType":"SH","priorValue":1073765,"priorShares":3734},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":1216435,"shares":4204,"shareType":"SH","priorValue":1075210,"priorShares":4237},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":1036865,"shares":35791,"shareType":"SH","priorValue":933729,"priorShares":35129},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":868511,"shares":3644,"shareType":"SH","priorValue":749772,"priorShares":3600},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":823094,"shares":3045,"shareType":"SH","priorValue":946977,"priorShares":3047},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":750585,"shares":1500,"shareType":"SH","priorValue":719279,"priorShares":1501},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":748850,"shares":1,"shareType":"SH","priorValue":718140,"priorShares":1},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":608478,"shares":3041,"shareType":"SH","priorValue":533319,"priorShares":3058},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":534165,"shares":1432,"shareType":"SH","priorValue":564879,"priorShares":1526},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":506344,"shares":12275,"shareType":"SH","priorValue":412937,"priorShares":10599},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"SHOR DUR FIX ETF","cusip":"25434V864","value":474158,"shares":9930,"shareType":"SH","priorValue":503362,"priorShares":10513},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQUITY","cusip":"25434V799","value":457776,"shares":12286,"shareType":"SH","priorValue":436522,"priorShares":12286},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":414928,"shares":3017,"shareType":"SH","priorValue":341253,"priorShares":3017},{"issuer":"PALO ALTO NETWORKS INC","titleOfClass":"COM","cusip":"697435105","value":410588,"shares":1204,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR PR SP1500","cusip":"78464A805","value":354626,"shares":3906,"shareType":"SH","priorValue":308808,"priorShares":3906},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 3000 ETF","cusip":"464287689","value":327726,"shares":769,"shareType":"SH","priorValue":284901,"priorShares":769},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":325729,"shares":2221,"shareType":"SH","priorValue":314465,"priorShares":2177},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":318478,"shares":1254,"shareType":"SH","priorValue":306772,"priorShares":1255},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":316306,"shares":3672,"shareType":"SH","priorValue":269063,"priorShares":616},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":312621,"shares":6048,"shareType":"SH","priorValue":272886,"priorShares":6048},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":299076,"shares":2779,"shareType":"SH","priorValue":294991,"priorShares":2779},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":292898,"shares":1344,"shareType":"SH","priorValue":245642,"priorShares":1252},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":283653,"shares":413,"shareType":"SH","priorValue":239618,"priorShares":401},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":282166,"shares":755,"shareType":"SH","priorValue":213963,"priorShares":754},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US TARGETED VLU","cusip":"25434V609","value":281376,"shares":4025,"shareType":"SH","priorValue":251387,"priorShares":4025},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":258269,"shares":1177,"shareType":"SH","priorValue":225760,"priorShares":1177},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":252737,"shares":683,"shareType":"SH","priorValue":219113,"priorShares":683},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR PO EX ETF","cusip":"78463X889","value":252000,"shares":5001,"shareType":"SH","priorValue":228296,"priorShares":5001},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":246721,"shares":210,"shareType":"SH"},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP DIV","cusip":"78464A763","value":244401,"shares":1606,"shareType":"SH","priorValue":282686,"priorShares":1937},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":232489,"shares":3263,"shareType":"SH","priorValue":209093,"priorShares":3263},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":215340,"shares":1330,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}