Conifer Investments provides portfolio management for individuals and small businesses and selecting other managers.
Conifer Investments reports 41 clients. They include 24 high-net-worth individuals and 17 individual clients. Of its assets, 27.0% ($141M across 56 accounts) are managed with discretion; $383M across 27 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 41% | 68% |
| High-net-worth individuals | 59% | 29% |
| Charitable organizations | Fewer than 5 | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 17 | $354M | 67.6% | $20.8M |
| High-net-worth individuals | 24 | $151M | 28.8% | $6.29M |
| Charitable organizations | Fewer than 5 | $19M | 3.6% | — |
| Total | 41 | $524M | 100% | — |
- Clients
- 17
- Regulatory AUM
- $354M
- AUM share
- 67.6%
- Avg. per client
- $20.8M
- Clients
- 24
- Regulatory AUM
- $151M
- AUM share
- 28.8%
- Avg. per client
- $6.29M
- Clients
- Fewer than 5
- Regulatory AUM
- $19M
- AUM share
- 3.6%
- Avg. per client
- —
Total
- Clients
- 41
- Regulatory AUM
- $524M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Conifer Investments charges 0.60%–1.00% for its Investment Advisory Services. The brochure does not state whether the rate is annual. The fee has a $3,000 annual minimum. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Investment Consultation
- Investment consultation services are on a fixed fee basis, negotiated in advance with the client.
Carolyn Paldino owns 75% or more of Conifer Investments. The leadership team of Conifer Investments includes President Carolyn Paldino. It has 3 employees.
Leadership
- Carolyn PaldinoPresident/Chief Compliance Officer
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Conifer Investments LTD
Carolyn Paldino
Control person · since November 2008
Conifer Investments’ regulatory assets grew from $366M (April 2021) to $524M (March 2026); clients fell from 52 to 41 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $524M | 41 | 3 | 1 |
| March 2025 | $466M | 43 | 3 | 1 |
| March 2024 | $413M | 46 | 3 | 1 |
| March 2023 | $358M | 32 | 3 | 1 |
| March 2022 | $417M | 55 | 3 | 1 |
| April 2021 | $366M | 52 | 3 | 1 |
Besides its headquarters, Conifer Investments has 0 offices, with 1 listed address in Connecticut.
Connecticut · 1 listed address
- 65 Lasalle Road, Suite 402, West HartfordHQ
Contact and registration details
- Legal name
- Conifer Investments LTD
- Headquarters
- 65 Lasalle Road, Suite 402, West Hartford, CT 06107
- Website
- Not reported
- Phone
- 860-761-1041
- SEC file
- 801-47009
- Structure
- Connecticut corporation
- Fiscal year end
- December
Conifer Investments uses Charles Schwab ($192M) as custodian for its separately managed accounts. Conifer Investments has custody of $397M in client assets for 24 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Lone Tree, CO · $192M100%
At year end, Conifer Investments’ separately managed accounts were mostly in stocks (65%) and bonds (30%).
What the accounts hold
- Stocks65%
- Bonds30%
- U.S. government and agency bonds10%
- State and local bonds10%
- Investment grade corporate bonds10%
- Cash5%
How many clients does Conifer Investments have?
Conifer Investments has 41 clients and manages $524 million for them, as of March 2026. They include 24 high-net-worth individuals and 17 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does Conifer Investments offer?
Conifer Investments provides portfolio management for individuals and small businesses and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Conifer Investments charge?
Conifer Investments charges 0.60%–1.00% for its Investment Advisory Services. The brochure does not state whether the rate is annual. The fee has a $3,000 annual minimum.
Which custodians does Conifer Investments use?
Conifer Investments’ separately managed account assets are held at Charles Schwab & Co., Inc. (Lone Tree, CO), with $192M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does Conifer Investments have?
Conifer Investments has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Conifer Investments invest in?
At the end of its last fiscal year, Conifer Investments’ separately managed accounts held 65% exchange-traded equities, 10% U.S. government and agency bonds, 10% state and local bonds, 10% investment grade corporate bonds and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Conifer Investments?
Conifer Investments’ direct owner is Carolyn Paldino (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does Conifer Investments get paid?
Conifer Investments is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Conifer Investments registered with the SEC?
Yes, Conifer Investments has been registered with the SEC as an investment adviser since 21 July 1994. Its CRD number is 106159 and its SEC file number is 801-47009.
Source: Form ADV Part 1A, Item 1, filed 31 March 2026; IAPD firm record
How do I contact Conifer Investments?
Conifer Investments’ main office is at 65 Lasalle Road, Suite 402, West Hartford, CT 06107. Its phone number is 860-761-1041.