Comprehensive Planning Associates provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 11–25 clients last fiscal year.
Comprehensive Planning Associates reports 124 clients. They include 63 individual clients, 58 high-net-worth individuals and 3 charitable organizations. Of its assets, 100.0% ($138M across 359 accounts) are managed with discretion. It advised 7 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 51% | 15% |
| High-net-worth individuals | 47% | 83% |
| Charitable organizations | 2% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 63 | $21.4M | 15.5% | $340K |
| High-net-worth individuals | 58 | $115M | 83.3% | $1.99M |
| Charitable organizations | Fewer than 5 | $1.77M | 1.3% | $589K |
| Total | 124 | $138M | 100% | — |
- Clients
- 63
- Regulatory AUM
- $21.4M
- AUM share
- 15.5%
- Avg. per client
- $340K
- Clients
- 58
- Regulatory AUM
- $115M
- AUM share
- 83.3%
- Avg. per client
- $1.99M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.77M
- AUM share
- 1.3%
- Avg. per client
- $589K
Total
- Clients
- 124
- Regulatory AUM
- $138M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 7
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Comprehensive Planning Associates is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- General financial planning and consulting
- Fixed fees generally range up to $15,000 and/or hourly fees up to $300, depending on the level and scope of services.
John Hutchins owns 75% or more of Comprehensive Planning Associates. The leadership team of Comprehensive Planning Associates includes President John Hutchins and Chief Compliance Officer Daniel Johnson. It has 4 employees, 3 of them in advisory roles.
Leadership
John HutchinsPresident- Daniel JohnsonChief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Comprehensive Planning Associates, Inc.
John Hutchins
Control person · since September 1994
Comprehensive Planning Associates’ regulatory assets grew from $117M (April 2025) to $138M (March 2026); clients rose from 116 to 124 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $138M | 124 | 4 | 4 |
| April 2025 | $117M | 116 | 4 | 4 |
Besides its headquarters, Comprehensive Planning Associates has 3 offices (1 private residence, listed without an address), with 3 listed addresses in California, New Hampshire and North Carolina.
California · 1 listed address
- 2300 First Street, Livermore
New Hampshire · 1 listed address
- 29 School Street, LebanonHQ
North Carolina · 1 listed address
- 50 Cemetery Street, Winston Salem
Contact and registration details
- Legal name
- Comprehensive Planning Associates, Inc.
- Headquarters
- 29 School Street, Lebanon, NH 03766
- Website
- wealthconservatory.com
- Phone
- 800-472-1844
- @the-wealth-conservatory
- SEC file
- 801-132219
- Structure
- New Hampshire corporation
- Fiscal year end
- December
Comprehensive Planning Associates uses Charles Schwab ($132M) as custodian for its separately managed accounts. Comprehensive Planning Associates does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $132M100%
At year end, Comprehensive Planning Associates’ separately managed accounts were mostly in funds (94%).
What the accounts hold
- Stocks3%
- Funds94%
- Cash2%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Comprehensive Planning Associates have?
Comprehensive Planning Associates has 124 clients and manages $138 million for them, as of March 2026. They include 63 individual clients, 58 high-net-worth individuals and 3 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Comprehensive Planning Associates offer?
Comprehensive Planning Associates provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Comprehensive Planning Associates use?
Comprehensive Planning Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $132M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Comprehensive Planning Associates have?
Comprehensive Planning Associates has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Comprehensive Planning Associates invest in?
At the end of its last fiscal year, Comprehensive Planning Associates’ separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Comprehensive Planning Associates?
Comprehensive Planning Associates’ direct owner is John Hutchins (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Comprehensive Planning Associates get paid?
Comprehensive Planning Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Comprehensive Planning Associates?
Comprehensive Planning Associates’ main office is at 29 School Street, Lebanon, NH 03766. Its phone number is 800-472-1844. Its website is wealthconservatory.com.