{"url":"https://nivawealth.com/firms/comprehensive-planning-associates-115932","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/115932","regulatoryAum":138440661,"crd":"115932","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4860725","suffix":null,"lastName":"BELL","firstName":"STEVEN","middleName":"ROBERT"},{"crd":"1123401","suffix":null,"lastName":"HUTCHINS","firstName":"JOHN","middleName":"JAY"},{"crd":"5898101","suffix":"III","lastName":"JOHNSON","firstName":"DANIEL","middleName":"CALHOUN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-04-09","regulatoryAum":117386664,"clients":116,"employees":4,"offices":4},{"filedOn":"2026-03-23","regulatoryAum":138440661,"clients":124,"employees":4,"offices":4}],"secFileNumber":"801-132219","legalName":"Comprehensive Planning Associates, Inc.","displayName":"Comprehensive Planning 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2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1129523.7190082644,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":138440661,"discretionary":138440661,"discretionaryAccounts":359,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":7},"clientTypes":[{"label":"Individuals (other than HNW)","clients":63,"regulatoryAum":21397705},{"label":"High-net-worth individuals","clients":58,"regulatoryAum":115274665},{"label":"Charitable organizations","clients":3,"fewerThan5":true,"regulatoryAum":1768291}],"feePrograms":[{"role":"other","program":"General financial planning and consulting","summary":"Fixed fees generally range up to $15,000 and/or hourly fees up to $300, depending on the level and scope of services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023331","versionId":1023331,"submittedOn":"2026-03-23","documentName":"DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T12:21:33.168951+00:00","documents":[{"name":"DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023331","versionId":1023331,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":132034966}],"custodyNote":"Comprehensive Planning Associates does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"John Hutchins","title":"President","crd":"1123401"},{"name":"Daniel Johnson","title":"Chief Compliance Officer","crd":"5898101"}],"ownership":[{"label":"John Hutchins","detail":"President in the 75% or more ownership band and a control person, since September 1994."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":1},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2300 First Street","city":"Livermore"}]},{"state":"New Hampshire","offices":1,"addresses":[{"street":"29 School Street","city":"Lebanon","headquarters":true}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"50 Cemetery Street","city":"Winston Salem"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"800-472-1844","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":94},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"23 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/115932/PDF/115932.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023331","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Comprehensive Planning Associates have?","answer":"Comprehensive Planning Associates has 124 clients and manages $138 million for them, as of March 2026. They include 63 individual clients, 58 high-net-worth individuals and 3 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Comprehensive Planning Associates offer?","answer":"Comprehensive Planning Associates provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Comprehensive Planning Associates use?","answer":"Comprehensive Planning Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $132M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Comprehensive Planning Associates have?","answer":"Comprehensive Planning Associates has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Comprehensive Planning Associates invest in?","answer":"At the end of its last fiscal year, Comprehensive Planning Associates’ separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 3% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Comprehensive Planning Associates?","answer":"Comprehensive Planning Associates’ direct owner is John Hutchins (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Comprehensive Planning Associates get paid?","answer":"Comprehensive Planning Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Comprehensive Planning Associates?","answer":"Comprehensive Planning Associates’ main office is at 29 School Street, Lebanon, NH 03766. Its phone number is 800-472-1844. Its website is wealthconservatory.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}