Code Waechter provides financial planning, portfolio management for individuals and small businesses, and insurance. Financial planning was provided to 101–250 clients last fiscal year.
Code Waechter reports 324 clients. They include 189 individual clients, 133 high-net-worth individuals and 1 charitable organization. Of its assets, 100.0% ($409M across 1,168 accounts) are managed with discretion. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 58% | 14% |
| High-net-worth individuals | 41% | 85% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 189 | $56.8M | 13.9% | $300K |
| High-net-worth individuals | 133 | $350M | 85.5% | $2.63M |
| Charitable organizations | Fewer than 5 | $2.47M | 0.6% | $2.47M |
| Corporations and other businesses | 1 | $220K | 0.1% | $220K |
| Total | 324 | $409M | 100% | — |
- Clients
- 189
- Regulatory AUM
- $56.8M
- AUM share
- 13.9%
- Avg. per client
- $300K
- Clients
- 133
- Regulatory AUM
- $350M
- AUM share
- 85.5%
- Avg. per client
- $2.63M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.47M
- AUM share
- 0.6%
- Avg. per client
- $2.47M
- Clients
- 1
- Regulatory AUM
- $220K
- AUM share
- 0.1%
- Avg. per client
- $220K
Total
- Clients
- 324
- Regulatory AUM
- $409M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Code Waechter charges 0.35%–0.95% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.95% |
| $1M–$2M | 0.80% |
| $2M–$3M | 0.70% |
| $3M–$4M | 0.60% |
| $4M–$5M | 0.50% |
| $5M and above | 0.35% |
Fee details and sources
Other fees
- Financial Planning
- Stand-alone or sub-minimum financial planning, typically a fixed fee of $750 to $6,000; negotiable and sometimes waived at the firm's discretion.
Scott Waechter owns 50% to 75% of Code Waechter. It has 9 employees, 5 of them in advisory roles.
Staff
- 9 employees
- 5 in advisory functions
- 4 state-registered reps
- 5 insurance agents
- Owns 50% to 75% of Code Waechter LLC
Scott Waechter
Control person · since January 2018
- Owns 10% to 25% of Code Waechter LLC
Michael Stump
since April 2023
- Owns 10% to 25% of Code Waechter LLC
Brian Code
since January 2018
Code Waechter’s regulatory assets grew 3.7× from $111M (May 2021) to $409M (January 2026); clients rose from 207 to 324 and employees from 7 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $409M | 324 | 9 | 1 |
| Jul 2025July 2025 | $329M | 294 | 6 | 1 |
| Mar 2024March 2024 | $279M | 272 | 5 | 1 |
| Feb 2023February 2023 | $210M | 245 | 10 | 1 |
| Mar 2022March 2022 | $189M | 219 | 7 | 1 |
| May 2021May 2021 | $111M | 207 | 7 | 1 |
Besides its headquarters, Code Waechter has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 4890 W. Kennedy BLVD., Suite 680, TampaHQ
Contact and registration details
- Legal name
- Code Waechter LLC
- Headquarters
- 4890 W. Kennedy BLVD., Suite 680, Tampa, FL 33609
- Website
- codewaechter.com
- Phone
- 813-287-8775
- SEC file
- 801-119308
- Founded
- 2017
- Structure
- Florida LLC
- Fiscal year end
- December
Code Waechter’s named custodian for separately managed accounts is Charles Schwab ($283M). Code Waechter has custody of $81.5M for 127 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $283M100%
At year end, Code Waechter’s separately managed accounts were largely in funds (39%) and stocks (36%). Its reported 13F holdings for the quarter ended 30 June 2026 total $193M across 127 positions; the largest are Schwab Strategic TR (10.7%), Capital Group Dividend Value (8.8%) and Vanguard Index Fds (7.0%).
What the accounts hold
- Stocks36%
- Funds39%
- Bonds4%
- Cash8%
- Other13%
- Annuities13%
How many clients does Code Waechter have?
Code Waechter has 324 clients and manages $409 million for them, as of January 2026. They include 189 individual clients, 133 high-net-worth individuals and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 January 2026
What services does Code Waechter offer?
Code Waechter provides financial planning, portfolio management for individuals and small businesses, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Code Waechter charge?
Code Waechter charges 0.35%–0.95% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Which custodians does Code Waechter use?
Code Waechter’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $283M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 January 2026
How many financial advisors does Code Waechter have?
Code Waechter has 4 investment adviser representatives registered with state securities authorities, out of 9 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Code Waechter invest in?
At the end of its last fiscal year, Code Waechter’s separately managed accounts held 39% registered funds (mutual funds, ETFs, BDCs), 36% exchange-traded equities, 13% other, 8% cash and equivalents and 4% state and local bonds. The 13% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Code Waechter have a minimum investment?
Yes, Code Waechter’s minimum account size for its Asset Management is $500K.
Who owns Code Waechter?
Code Waechter’s direct owners are Scott Waechter (50% to 75%), Michael Stump (10% to 25%) and Brian Code (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 26 January 2026
How does Code Waechter get paid?
Code Waechter is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Code Waechter?
Code Waechter’s main office is at 4890 W. Kennedy BLVD., Suite 680, Tampa, FL 33609. Its phone number is 813-287-8775. Its website is codewaechter.com.