Clarity Wealth Development provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Clarity Wealth Development reports 226 clients. They include 145 individual clients and 81 high-net-worth individuals. Of its assets, 100.0% ($209M across 712 accounts) are managed with discretion. It advised 7 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 27% |
| High-net-worth individuals | 36% | 73% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 145 | $55.5M | 26.6% | $383K |
| High-net-worth individuals | 81 | $153M | 73.4% | $1.89M |
| Total | 226 | $209M | 100% | $923K |
- Clients
- 145
- Regulatory AUM
- $55.5M
- AUM share
- 26.6%
- Avg. per client
- $383K
- Clients
- 81
- Regulatory AUM
- $153M
- AUM share
- 73.4%
- Avg. per client
- $1.89M
Total
- Clients
- 226
- Regulatory AUM
- $209M
- AUM share
- 100%
- Avg. per client
- $923K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 7
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Clarity Wealth Development is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Comprehensive financial planning
- One-time planning fee of up to $10,000 based on complexity and time, or an hourly rate not to exceed $400 per hour; included in the advisory fee for clients with over $500,000 under management.
Kay Cole owns 50% to 75% of Clarity Wealth Development. Kay Cole is CEO; the leadership team includes Chief Operating Officer Kim Hall. It has 5 employees.
Leadership
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 50% to 75% of Clarity Wealth Development, LLC
Kay Cole
Control person · since September 2010
- Owns 25% to 50% of Clarity Wealth Development, LLC
Kim Hall
Control person · since January 2020
Clarity Wealth Development’s regulatory assets grew 1.9× from $112M (May 2021) to $209M (March 2026); clients were 226 in both filings and employees rose from 3 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $209M | 226 | 5 | 1 |
| March 2025 | $171M | 235 | 4 | 1 |
| March 2024 | $141M | 221 | 5 | 1 |
| April 2023 | $126M | 326 | 3 | 1 |
| July 2022 | $133M | 331 | 3 | 1 |
| May 2021 | $112M | 221 | 3 | 1 |
Besides its headquarters, Clarity Wealth Development has 0 offices, with 1 listed address in Oregon.
Oregon · 1 listed address
- 262 NW Polk Ave, CorvallisHQ
Contact and registration details
- Legal name
- Clarity Wealth Development, LLC
- Headquarters
- 262 NW Polk Ave, Corvallis, OR 97330
- Website
- claritywealthdevelopment.com
- Phone
- 541-753-1898
- @clarity-wealth-development
- SEC file
- 801-121546
- Founded
- 2010
- Structure
- Oregon LLC
- Fiscal year end
- December
Clarity Wealth Development uses Charles Schwab ($207M) as custodian for its separately managed accounts. Clarity Wealth Development has custody of $109M in client assets for 141 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $207M100%
At year end, Clarity Wealth Development’s separately managed accounts were mostly in funds (89%). Its reported 13F holdings for the quarter ended 30 June 2026 total $180M across 59 positions; the largest are Vanguard Index Fds (15.3%), Dimensional ETF Trust (11.0%) and Vanguard Tax-managed Fds (8.6%).
What the accounts hold
- Stocks8%
- Funds89%
- Cash3%
Reported 13F holdings
- $180M
- Reported 13F value
- 59
- Positions
- 70.5%
- In the 10 largest
- +47.1%
- Value vs. prior quarter
- Vanguard Index Fds · Total Stk Mkt15.3%
- Dimensional ETF Trust · US Small Cap ETF11.0%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt8.6%
- Schwab Strategic TR · Int-trm U.s Tres6.9%
- Dimensional ETF Trust · Intl Cor Fix ETF6.5%
- Dimensional ETF Trust · Emerging Mkts CO5.9%
- Schwab Strategic TR · Sht TM US Tres4.5%
- Dimensional ETF Trust · US Sustainabilty4.0%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD3.9%
- Dimensional ETF Trust · Intl Small Cap V3.7%
Together, the ten largest are 70.5% of reported value.
How many clients does Clarity Wealth Development have?
Clarity Wealth Development has 226 clients and manages $209 million for them, as of March 2026. They include 145 individual clients and 81 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Clarity Wealth Development offer?
Clarity Wealth Development provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Clarity Wealth Development use?
Clarity Wealth Development’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $207M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Clarity Wealth Development have?
Clarity Wealth Development has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Clarity Wealth Development invest in?
At the end of its last fiscal year, Clarity Wealth Development’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Clarity Wealth Development?
Clarity Wealth Development’s direct owners are Kay Cole (50% to 75%) and Kim Hall (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Clarity Wealth Development get paid?
Clarity Wealth Development is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Clarity Wealth Development registered with the SEC?
Yes, Clarity Wealth Development has been registered with the SEC as an investment adviser since 21 June 2021. Its CRD number is 155103 and its SEC file number is 801-121546.
Source: Form ADV Part 1A, Item 1, filed 11 March 2026; IAPD firm record
How do I contact Clarity Wealth Development?
Clarity Wealth Development’s main office is at 262 NW Polk Ave, Corvallis, OR 97330. Its phone number is 541-753-1898. Its website is claritywealthdevelopment.com.