{"url":"https://nivawealth.com/firms/clarity-wealth-development-155103","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155103","regulatoryAum":208615945,"crd":"155103","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4997570","suffix":null,"lastName":"COLE","firstName":"KAY","middleName":"DEE"},{"crd":"7012215","suffix":null,"lastName":"Hall","firstName":"Kim","middleName":"Meyer"},{"crd":"8048055","suffix":null,"lastName":"LITTLETON","firstName":"SHANE","middleName":"FRANCIS"},{"crd":"7842658","suffix":null,"lastName":"ONAKA","firstName":"MICHELLE","middleName":"WILLIAMS"},{"crd":"7637964","suffix":null,"lastName":"Zaffery","firstName":"Alena","middleName":"Kalleope"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-19","regulatoryAum":112099738,"clients":221,"employees":3,"offices":1},{"filedOn":"2022-07-11","regulatoryAum":132759112,"clients":331,"employees":3,"offices":1},{"filedOn":"2023-04-25","regulatoryAum":125573337,"clients":326,"employees":3,"offices":1},{"filedOn":"2024-03-20","regulatoryAum":140635576,"clients":221,"employees":5,"offices":1},{"filedOn":"2025-03-19","regulatoryAum":170550860,"clients":235,"employees":4,"offices":1},{"filedOn":"2026-03-11","regulatoryAum":208615945,"clients":226,"employees":5,"offices":1}],"secFileNumber":"801-121546","legalName":"Clarity Wealth Development, LLC","displayName":"Clarity Wealth Development","slug":"clarity-wealth-development-155103","website":"https://claritywealthdevelopment.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/155103/b3b01dd12527dd91-r1.webp","tone":"light","width":1005,"height":200,"sourceUrl":"https://claritywealthdevelopment.com/","sourceLabel":"Clarity Wealth Development, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://linkedin.com/company/clarity-wealth-development/","founded":"2010","organization":"Oregon limited liability company","fiscalYearEnd":"December","headquarters":{"street":"262 NW Polk Ave","city":"Corvallis","state":"OR","stateName":"Oregon","country":"United States","postalCode":"97330"},"tradeNames":[],"registration":{"secApproved":"21 June 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":923079.4026548673,"staff":{"employees":5,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":208615945,"discretionary":208615945,"discretionaryAccounts":712,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":7},"clientTypes":[{"label":"Individuals (other than HNW)","clients":145,"regulatoryAum":55520137},{"label":"High-net-worth individuals","clients":81,"regulatoryAum":153095808}],"feePrograms":[{"role":"other","program":"Comprehensive financial planning","summary":"One-time planning fee of up to $10,000 based on complexity and time, or an hourly rate not to exceed $400 per hour; 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They include 145 individual clients and 81 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Clarity Wealth Development offer?","answer":"Clarity Wealth Development provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Clarity Wealth Development use?","answer":"Clarity Wealth Development’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $207M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Clarity Wealth Development have?","answer":"Clarity Wealth Development has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Clarity Wealth Development invest in?","answer":"At the end of its last fiscal year, Clarity Wealth Development’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Clarity Wealth Development?","answer":"Clarity Wealth Development’s direct owners are Kay Cole (50% to 75%) and Kim Hall (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 11 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Clarity Wealth Development get paid?","answer":"Clarity Wealth Development is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}