Charter Research & Investment Group provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
Charter Research & Investment Group reports 158 clients. They include 83 individual clients and 75 high-net-worth individuals. Of its assets, 100.0% ($275M across 355 accounts) are managed with discretion. It advised 161 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 53% | 14% |
| High-net-worth individuals | 47% | 84% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | 2% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 83 | $38.6M | 14.0% | $466K |
| High-net-worth individuals | 75 | $230M | 83.7% | $3.07M |
| Pension and profit-sharing plans | Fewer than 5 | $1.25M | 0.5% | — |
| Charitable organizations | Fewer than 5 | $4.61M | 1.7% | — |
| Corporations and other businesses | Fewer than 5 | $327K | 0.1% | — |
| Total | 158 | $275M | 100% | — |
- Clients
- 83
- Regulatory AUM
- $38.6M
- AUM share
- 14.0%
- Avg. per client
- $466K
- Clients
- 75
- Regulatory AUM
- $230M
- AUM share
- 83.7%
- Avg. per client
- $3.07M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.25M
- AUM share
- 0.5%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $4.61M
- AUM share
- 1.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $327K
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 158
- Regulatory AUM
- $275M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 161
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Charter Research & Investment Group charges 0.25%–1.00% for its Fee Schedule. The brochure does not state whether the rate is annual. The fee is billed in arrears, is negotiable and requires an account of at least $750,000.
Fee details and sources
Patrick Clark owns 75% or more of Charter Research & Investment Group. The leadership team of Charter Research & Investment Group includes President Patrick Clark. It has 3 employees.
Leadership
- Patrick ClarkPresident, Chief Compliance Officer, Treasurer
- Michael GrennanVice President and Secretary
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Patrick John Clark
- William Hinchliffe Dunn
- Michael James Grennan
- Paula Mastroni Luciani
Staff
- 3 employees
- 3 in advisory functions
- Owns 75% or more of Charter Research & Investment Group Inc
Patrick Clark
Control person · since March 2021
Charter Research & Investment Group’s regulatory assets grew from $229M (April 2021) to $275M (March 2026); clients were 158 in both filings and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $275M | 158 | 3 | 1 |
| March 2025 | $254M | 155 | 3 | 1 |
| March 2024 | $244M | 155 | 3 | 1 |
| March 2023 | $216M | 153 | 3 | 1 |
| March 2022 | $250M | 159 | 3 | 1 |
| April 2021 | $229M | 163 | 3 | 1 |
Besides its headquarters, Charter Research & Investment Group has 0 offices, with 1 listed address in Connecticut.
Connecticut · 1 listed address
- 2507 Post Road, SouthportHQ
Contact and registration details
- Legal name
- Charter Research & Investment Group Inc
- Headquarters
- 2507 Post Road, Southport, CT 06890
- Website
- charterinvestmentgroup.com
- Phone
- 203-259-4004
- SEC file
- 801-37458
- Founded
- 1988
- Structure
- Connecticut corporation
- Fiscal year end
- December
Charter Research & Investment Group uses Charles Schwab ($275M) as custodian for its separately managed accounts. Charter Research & Investment Group has custody of $85M in client assets for 80 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $275M100%
At year end, Charter Research & Investment Group’s separately managed accounts were mostly in stocks (66%) and bonds (21%). Its reported 13F holdings for the quarter ended 30 June 2026 total $165M across 92 positions; the largest are Apple Inc. (11.4%), Alphabet Inc. CL A (9.1%) and Johnson & Johnson (4.8%).
What the accounts hold
- Stocks66%
- Bonds21%
- State and local bonds13%
- Investment grade corporate bonds6%
- U.S. government and agency bonds2%
- Cash11%
- Other2%
- Primarily preferred stocks2%
Reported 13F holdings
- $165M
- Reported 13F value
- 92
- Positions
- 47.2%
- In the 10 largest
- +9.7%
- Value vs. prior quarter
- Apple Inc.11.4%
- Alphabet Inc. CL A · Cap Stk CL A9.1%
- Johnson & Johnson4.8%
- Rtx Corporation4.2%
- Applied Matls Inc.3.7%
- International Business Machs3.2%
- Caterpillar Inc.2.8%
- SPDR S&P 500 ETF TR · TR Unit2.7%
- SPDR S&P Midcap 400 ETF TR · Utser1 S&P Dcrp2.7%
- Alphabet Inc. CL C · Cap Stk CL C2.6%
Together, the ten largest are 47.2% of reported value.
How many clients does Charter Research & Investment Group have?
Charter Research & Investment Group has 158 clients and manages $275 million for them, as of March 2026. They include 83 individual clients and 75 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Charter Research & Investment Group offer?
Charter Research & Investment Group provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Charter Research & Investment Group charge?
Charter Research & Investment Group charges 0.25%–1.00% for its Fee Schedule. The brochure does not state whether the rate is annual. The fee is billed in arrears, is negotiable and requires an account of at least $750,000.
Source: CHARTER RESEARCH & INVESTMENT GROUP ADV PART II, filed 30 March 2026
Which custodians does Charter Research & Investment Group use?
Charter Research & Investment Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $275M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Charter Research & Investment Group have?
Charter Research & Investment Group has 0 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Charter Research & Investment Group invest in?
At the end of its last fiscal year, Charter Research & Investment Group’s separately managed accounts held 66% exchange-traded equities, 13% state and local bonds, 11% cash and equivalents, 6% investment grade corporate bonds, 2% U.S. government and agency bonds and 2% other. The 2% other category is described as: Primarily Preferred Stocks.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Charter Research & Investment Group have a minimum investment?
Yes, Charter Research & Investment Group’s minimum account size for its Fee Schedule is $750K.
Source: CHARTER RESEARCH & INVESTMENT GROUP ADV PART II, filed 30 March 2026
Who owns Charter Research & Investment Group?
Charter Research & Investment Group’s direct owner is Patrick Clark (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Charter Research & Investment Group get paid?
Charter Research & Investment Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Charter Research & Investment Group registered with the SEC?
Yes, Charter Research & Investment Group has been registered with the SEC as an investment adviser since 28 September 1990. Its CRD number is 106452 and its SEC file number is 801-37458.
Source: Form ADV Part 1A, Item 1, filed 30 March 2026; IAPD firm record
How do I contact Charter Research & Investment Group?
Charter Research & Investment Group’s main office is at 2507 Post Road, Southport, CT 06890. Its phone number is 203-259-4004. Its website is charterinvestmentgroup.com.