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The fee is billed in arrears, is negotiable and requires an account of at least $750,000.","source":"CHARTER RESEARCH & INVESTMENT GROUP ADV PART II, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Charter Research & Investment Group use?","answer":"Charter Research & Investment Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $275M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Charter Research & Investment Group have?","answer":"Charter Research & Investment Group has 0 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Charter Research & Investment Group invest in?","answer":"At the end of its last fiscal year, Charter Research & Investment Group’s separately managed accounts held 66% exchange-traded equities, 13% state and local bonds, 11% cash and equivalents, 6% investment grade corporate bonds, 2% U.S. government and agency bonds and 2% other. 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