Certior Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, estate planning, and insurance. Financial planning was provided to 251–500 clients last fiscal year.
Certior Financial Group reports 478 clients. They include 311 individual clients, 165 high-net-worth individuals and 1 pension or profit-sharing plan. Of its assets, 90.5% ($409M across 1,528 accounts) are managed with discretion; $43.1M across 170 accounts are not. It advised 36 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 23% |
| High-net-worth individuals | 35% | 77% |
| Pension and profit-sharing plans | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 311 | $103M | 22.7% | $330K |
| High-net-worth individuals | 165 | $346M | 76.6% | $2.1M |
| Pension and profit-sharing plans | Fewer than 5 | $3.16M | 0.7% | $3.16M |
| Corporations and other businesses | Fewer than 5 | $192K | 0.0% | $192K |
| Total | 478 | $452M | 100% | — |
- Clients
- 311
- Regulatory AUM
- $103M
- AUM share
- 22.7%
- Avg. per client
- $330K
- Clients
- 165
- Regulatory AUM
- $346M
- AUM share
- 76.6%
- Avg. per client
- $2.1M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.16M
- AUM share
- 0.7%
- Avg. per client
- $3.16M
- Clients
- Fewer than 5
- Regulatory AUM
- $192K
- AUM share
- 0.0%
- Avg. per client
- $192K
Total
- Clients
- 478
- Regulatory AUM
- $452M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 36
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Certior Financial Group charges up to 1.20% a year for its Asset Management. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Financial planning and consulting fixed fees generally range from $1,000 to $15,000 per project, negotiable; ongoing planning is a fixed monthly or quarterly fee.
Avi Kantor owns 75% or more of Certior Financial Group. The leadership team of Certior Financial Group includes Chief Compliance Officer Gery Sadzewicz. It has 9 employees, 7 of them in advisory roles.
Staff
- 9 employees
- 7 in advisory functions
- 7 state-registered reps
- 5 insurance agents
- 1 soliciting firm
- Owns 75% or more of Certior Financial Group, LLC
Avi Kantor
Control person · since November 2016
Certior Financial Group’s regulatory assets grew 2.0× from $232M (April 2021) to $452M (March 2026); clients rose from 374 to 478 and employees fell from 10 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $452M | 478 | 9 | 3 |
| Jul 2025July 2025 | $388M | 491 | 10 | 3 |
| Mar 2024March 2024 | $364M | 464 | 10 | 2 |
| Mar 2023March 2023 | $240M | 413 | 10 | 2 |
| Mar 2022March 2022 | $233M | 387 | 10 | 4 |
| Apr 2021April 2021 | $232M | 374 | 10 | 3 |
Besides its headquarters, Certior Financial Group has 2 offices (1 private residence, listed without an address), with 2 listed addresses in 1 state.
Pennsylvania · 2 listed addresses
- 20104 Valley Forge Circle, King of PrussiaHQ
- 2006 Dekalb Pike, East Norriton
Contact and registration details
- Legal name
- Certior Financial Group, LLC
- Headquarters
- 20104 Valley Forge Circle, King of Prussia, PA 19406
- Website
- certiorfinancial.com
- Phone
- 610-783-7010
- @certior-financial-group-llc
- SEC file
- 801-108506
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Certior Financial Group’s named custodian for separately managed accounts is Charles Schwab ($382M). Certior Financial Group has custody of $104M for 187 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $382M100%
At year end, Certior Financial Group’s separately managed accounts were mostly in funds (77%) and stocks (12%). Its reported 13F holdings for the quarter ended 30 June 2026 total $183M across 146 positions; the largest are Schwab Strategic TR (7.4%), Schwab Strategic TR (6.3%) and T Rowe Price Exchange-traded (5.8%).
What the accounts hold
- Stocks12%
- Funds77%
- Registered funds75%
- Pooled vehicles2%
- Cash11%
How many clients does Certior Financial Group have?
Certior Financial Group has 478 clients and manages $452 million for them, as of March 2026. They include 311 individual clients, 165 high-net-worth individuals and 1 pension or profit-sharing plan.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Certior Financial Group offer?
Certior Financial Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Certior Financial Group charge?
Certior Financial Group charges up to 1.20% a year for its Asset Management. The fee is billed in advance and is negotiable.
Source: CERTIOR FINANCIAL GROUP FORM ADV PART 2A, filed 11 March 2026
Which custodians does Certior Financial Group use?
Certior Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $382M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Certior Financial Group have?
Certior Financial Group has 7 investment adviser representatives registered with state securities authorities, out of 9 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Certior Financial Group invest in?
At the end of its last fiscal year, Certior Financial Group’s separately managed accounts held 75% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities, 11% cash and equivalents and 2% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Certior Financial Group?
Certior Financial Group’s direct owner is Avi Kantor (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Certior Financial Group get paid?
Certior Financial Group is paid through a percentage of assets under management, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Certior Financial Group?
Certior Financial Group’s main office is at 20104 Valley Forge Circle, King of Prussia, PA 19406. Its phone number is 610-783-7010. Its website is certiorfinancial.com.