CAVU Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 251–500 clients last fiscal year.
CAVU Wealth Management reports 378 clients. They include 289 individual clients, 58 high-net-worth individuals, and 16 pension and profit-sharing plans. Of its assets, 97.0% ($202M across 882 accounts) are managed with discretion; $6.37M across 21 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 31% |
| High-net-worth individuals | 15% | 64% |
| Pension and profit-sharing plans | 4% | 3% |
| Corporations and other businesses | 4% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 289 | $65.1M | 31.2% | $225K |
| High-net-worth individuals | 58 | $134M | 64.3% | $2.31M |
| Pension and profit-sharing plans | 16 | $6.36M | 3.0% | $398K |
| Corporations and other businesses | 15 | $3M | 1.4% | $200K |
| Total | 378 | $209M | 100% | $552K |
- Clients
- 289
- Regulatory AUM
- $65.1M
- AUM share
- 31.2%
- Avg. per client
- $225K
- Clients
- 58
- Regulatory AUM
- $134M
- AUM share
- 64.3%
- Avg. per client
- $2.31M
- Clients
- 16
- Regulatory AUM
- $6.36M
- AUM share
- 3.0%
- Avg. per client
- $398K
- Clients
- 15
- Regulatory AUM
- $3M
- AUM share
- 1.4%
- Avg. per client
- $200K
Total
- Clients
- 378
- Regulatory AUM
- $209M
- AUM share
- 100%
- Avg. per client
- $552K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
CAVU Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is a fixed fee of $2,500 to $5,000 for a broad-based or specific plan, depending on the client's circumstances.
- Hourly Financial Consultation
- Hourly financial consultation is billed at $200 per hour, with an estimate of total cost agreed at the start of the relationship.
- Participant Account Management (Held-Away)
- Directly managed held-away accounts, such as 401(k)s, are charged 1.00% on the first $500,000, 0.75% to $2,500,000 and 0.50% above, billed monthly.
- Retirement Plan Advisory
- Plan services are a fixed fee of $3,000 to $8,000, an hourly fee of $200, or an annual percentage of plan assets from 0.15% to 1.00%.
Michael Wynns owns 50% to 75% of CAVU Wealth Management. Michael Wynns is CEO; the leadership team includes Chief Compliance Officer Phillip Jones. It has 7 employees.
Staff
- 7 employees
- 7 in advisory functions
- 7 state-registered reps
- 2 broker-dealer reps
- 1 insurance agent
- 2 soliciting firms
- Owns 50% to 75% of Cavu Wealth Management Inc.
Michael Wynns
Control person · since September 2018
- Owns 25% to 50% of Cavu Wealth Management Inc.
Phillip Jones
Control person · since September 2018
CAVU Wealth Management’s regulatory assets grew 1.8× from $114M (April 2024) to $209M (August 2026); clients rose from 299 to 378 and employees fell from 9 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $209M | 378 | 7 | 5 |
| Jul 2025July 2025 | $175M | 367 | 8 | 5 |
| Apr 2024April 2024 | $114M | 299 | 9 | 4 |
Besides its headquarters, CAVU Wealth Management has 4 offices (2 private residences, listed without an address), with 3 listed addresses across 2 states.
California · 2 listed addresses
- 10001 Maine Ave, LakesideHQ
- 10085 Carroll Canyon RD, Ste 220, San Diego
Idaho · 1 listed address
- 8596 N. Wayne Drive, Suite 102, Hayden
Contact and registration details
- Legal name
- Cavu Wealth Management Inc.
- Headquarters
- 10001 Maine Ave, Lakeside, CA 92040
- Website
- cavuwm.com
- Phone
- 858-360-7800
- @cavu-wealth-management
- SEC file
- 801-129732
- Structure
- California corporation
- Fiscal year end
- December
CAVU Wealth Management’s named custodian for separately managed accounts is Charles Schwab ($207M). CAVU Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $207M100%
At year end, CAVU Wealth Management’s separately managed accounts were mostly in funds (68%) and stocks (23%).
What the accounts hold
- Stocks23%
- Funds68%
- Bonds7%
- U.S. government and agency bonds6%
- State and local bonds1%
- Cash2%
How many clients does CAVU Wealth Management have?
CAVU Wealth Management has 378 clients and manages $209 million for them, as of August 2026. They include 289 individual clients, 58 high-net-worth individuals, and 16 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 August 2026
What services does CAVU Wealth Management offer?
CAVU Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does CAVU Wealth Management use?
CAVU Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $207M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 August 2026
How many financial advisors does CAVU Wealth Management have?
CAVU Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does CAVU Wealth Management invest in?
At the end of its last fiscal year, CAVU Wealth Management’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 6% U.S. government and agency bonds, 2% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns CAVU Wealth Management?
CAVU Wealth Management’s direct owners are Michael Wynns (50% to 75%) and Phillip Jones (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 5 August 2026
How does CAVU Wealth Management get paid?
CAVU Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact CAVU Wealth Management?
CAVU Wealth Management’s main office is at 10001 Maine Ave, Lakeside, CA 92040. Its phone number is 858-360-7800. Its website is cavuwm.com.
