{"url":"https://nivawealth.com/firms/cavu-wealth-management-299089","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/299089","regulatoryAum":208760964,"crd":"299089","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5455970","suffix":null,"lastName":"Clements","firstName":"Scott","middleName":"Christopher"},{"crd":"5506488","suffix":null,"lastName":"DENHERDER","firstName":"CHARLES","middleName":"BENJAMIN"},{"crd":"6783964","suffix":null,"lastName":"DenHerder","firstName":"Cory","middleName":"William"},{"crd":"4788541","suffix":null,"lastName":"JONES","firstName":"PHILLIP","middleName":"AL"},{"crd":"5570561","suffix":null,"lastName":"PEDRAZA","firstName":"JELVEH","middleName":null},{"crd":"2154701","suffix":null,"lastName":"SEIFERT","firstName":"CHERYL","middleName":"LYNN"},{"crd":"3072203","suffix":null,"lastName":"WYNNS","firstName":"MICHAEL","middleName":"SHAWN"}],"total":7,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-04-16","regulatoryAum":114497809,"clients":299,"employees":9,"offices":4},{"filedOn":"2025-07-31","regulatoryAum":174988843,"clients":367,"employees":8,"offices":5},{"filedOn":"2026-08-05","regulatoryAum":208760964,"clients":378,"employees":7,"offices":5}],"secFileNumber":"801-129732","legalName":"Cavu Wealth Management Inc.","displayName":"CAVU Wealth Management","slug":"cavu-wealth-management-299089","website":"https://cavuwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/cavu-wealth-management","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"10001 Maine Ave","city":"Lakeside","state":"CA","stateName":"California","country":"United States","postalCode":"92040"},"tradeNames":[],"registration":{"secApproved":"22 March 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circumstances.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","versionId":1054042,"submittedOn":"2026-08-05","documentName":"CAVU WEALTH MANAGEMENT BROCHURE"},{"role":"other","program":"Hourly Financial Consultation","summary":"Hourly financial consultation is billed at $200 per hour, with an estimate of total cost agreed at the start of the relationship.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","versionId":1054042,"submittedOn":"2026-08-05","documentName":"CAVU WEALTH MANAGEMENT BROCHURE"},{"role":"other","program":"Participant Account Management (Held-Away)","summary":"Directly managed held-away accounts, such as 401(k)s, are charged 1.00% on the first $500,000, 0.75% to $2,500,000 and 0.50% above, billed monthly.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","versionId":1054042,"submittedOn":"2026-08-05","documentName":"CAVU WEALTH MANAGEMENT BROCHURE"},{"role":"other","program":"Retirement Plan Advisory","summary":"Plan services are a fixed fee of $3,000 to $8,000, an hourly fee of $200, or an annual percentage of plan assets from 0.15% to 1.00%.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","versionId":1054042,"submittedOn":"2026-08-05","documentName":"CAVU WEALTH MANAGEMENT BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:11:13.307645+00:00","documents":[{"name":"CAVU WEALTH MANAGEMENT BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","versionId":1054042,"submittedOn":"2026-08-05"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":207181087}],"custodyNote":"CAVU Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Michael Wynns","title":"Chief Executive Officer","crd":"3072203"},{"name":"Phillip Jones","title":"Chief Compliance Officer & Secretary","crd":"4788541"}],"ownership":[{"label":"Michael Wynns","detail":"Chief executive officer in the 50% to 75% ownership band and a control person, since September 2018."},{"label":"Phillip Jones","detail":"Chief compliance officer & secretary in the 25% to 50% ownership band and a control person, since September 2018."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":2},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"California","offices":2,"addresses":[{"street":"10001 Maine Ave","city":"Lakeside","headquarters":true},{"street":"10085 Carroll Canyon RD, Ste 220","city":"San Diego"}]},{"state":"Idaho","offices":1,"addresses":[{"street":"8596 N. Wayne Drive, Suite 102","city":"Hayden"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"858-360-7800","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"251-500","assetMix":[{"label":"Exchange-traded equity securities","percent":23},{"label":"U.S. government/agency bonds","percent":6},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":68},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"5 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/299089/PDF/299089.pdf","brochureDate":"5 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054042","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does CAVU Wealth Management have?","answer":"CAVU Wealth Management has 378 clients and manages $209 million for them, as of August 2026. They include 289 individual clients, 58 high-net-worth individuals, and 16 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does CAVU Wealth Management offer?","answer":"CAVU Wealth Management provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does CAVU Wealth Management use?","answer":"CAVU Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $207M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does CAVU Wealth Management have?","answer":"CAVU Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does CAVU Wealth Management invest in?","answer":"At the end of its last fiscal year, CAVU Wealth Management’s separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 23% exchange-traded equities, 6% U.S. government and agency bonds, 2% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns CAVU Wealth Management?","answer":"CAVU Wealth Management’s direct owners are Michael Wynns (50% to 75%) and Phillip Jones (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does CAVU Wealth Management get paid?","answer":"CAVU Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact CAVU Wealth Management?","answer":"CAVU Wealth Management’s main office is at 10001 Maine Ave, Lakeside, CA 92040. Its phone number is 858-360-7800. Its website is cavuwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}