Canopy 360 Wealth provides financial planning, portfolio management for individuals and small businesses, educational seminars, estate planning, and insurance. Financial planning was provided to 1–10 clients last fiscal year.
Canopy 360 Wealth reports 341 clients. They include 179 individual clients, 134 high-net-worth individuals, and 28 pension and profit-sharing plans. Of its assets, 84.6% ($324M across 861 accounts) are managed with discretion; $59.1M across 88 accounts are not. A wrap fee program the firm both sponsors and manages holds $324M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 52% | 12% |
| High-net-worth individuals | 39% | 80% |
| Pension and profit-sharing plans | 8% | 8% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 179 | $44.9M | 11.7% | $251K |
| High-net-worth individuals | 134 | $306M | 79.9% | $2.28M |
| Pension and profit-sharing plans | 28 | $31.1M | 8.1% | $1.11M |
| Charitable organizations | Fewer than 5 | $1.03M | 0.3% | — |
| Total | 341 | $383M | 100% | — |
- Clients
- 179
- Regulatory AUM
- $44.9M
- AUM share
- 11.7%
- Avg. per client
- $251K
- Clients
- 134
- Regulatory AUM
- $306M
- AUM share
- 79.9%
- Avg. per client
- $2.28M
- Clients
- 28
- Regulatory AUM
- $31.1M
- AUM share
- 8.1%
- Avg. per client
- $1.11M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.03M
- AUM share
- 0.3%
- Avg. per client
- —
Total
- Clients
- 341
- Regulatory AUM
- $383M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Canopy 360 Wealth charges 0.75%–3.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$250K | 3.00% |
| $250K–$500K | 2.50% |
| $500K–$1M | 2.00% |
| $1M–$2.5M | 1.50% |
| $2.5M–$5M | 1.00% |
| $5M and above | 0.75% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning is charged hourly at $200 to $750 an hour, or as a fixed fee of $750 to $50,000 per project.
Powers Wealth Management, LLC owns 50% to 75% of Canopy 360 Wealth and is in turn owned by Lance Powers (75% or more). The leadership team of Canopy 360 Wealth includes Chief Compliance Officer Lance Powers. It has 9 employees, 8 of them in advisory roles.
Leadership
- Lance PowersChief Compliance Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
- John David Cervellera
- Hunter Ditty
- Tatyana E. Kozlovska
- Russell Clay Lindsay
- Jamie Gump Losito
- Lance Montgomery Powers
Staff
- 9 employees
- 8 in advisory functions
- 8 state-registered reps
- 4 insurance agents
- 1 soliciting firm
- Owns 50% to 75% of Canopy 360 Wealth, LLC
Powers Wealth Management, LLC
Control person · since May 2018
- Owns 75% or more of Powers Wealth Management, LLC
Lance Powers
Control person · since January 2018
Jamie Losito
Member · Control person · since January 2018
- Owns 25% to 50% of Canopy 360 Wealth, LLC
Lindsay Financial Services, LLC
Control person · since May 2018
- Owns 75% or more of Lindsay Financial Services, LLC
Russell Lindsay
Control person · since September 2005
Canopy 360 Wealth’s regulatory assets grew 2.0× from $190M (February 2021) to $383M (January 2026); clients rose from 262 to 341 and employees from 3 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $383M | 341 | 9 | 1 |
| February 2025 | $316M | 328 | 9 | 1 |
| February 2024 | $261M | 327 | 9 | 1 |
| February 2023 | $231M | 294 | 7 | 1 |
| May 2022 | $225M | 278 | 3 | 1 |
| February 2021 | $190M | 262 | 3 | 1 |
Besides its headquarters, Canopy 360 Wealth has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 104 Se 1st Avenue, Suite B, OcalaHQ
Contact and registration details
- Legal name
- Canopy 360 Wealth, LLC
- Headquarters
- 104 Se 1st Avenue, Suite B, Ocala, FL 34471
- Website
- canopy360.com
- Phone
- 352-369-1120
- @canopy360
- SEC file
- 801-113494
- Founded
- 2018
- Structure
- Florida LLC
- Fiscal year end
- December
Canopy 360 Wealth uses Raymond James ($350M) as custodian for its separately managed accounts. Canopy 360 Wealth has custody of $11.4M in client assets for 11 clients.
- Raymond JamesRaymond James · St. Petersburg, FL · $350M100%
At year end, Canopy 360 Wealth’s separately managed accounts were mostly in funds (63%) and stocks (19%).
What the accounts hold
- Stocks19%
- Funds63%
- Bonds16%
- U.S. government and agency bonds12%
- State and local bonds3%
- Investment grade corporate bonds1%
- Cash2%
How many clients does Canopy 360 Wealth have?
Canopy 360 Wealth has 341 clients and manages $383 million for them, as of January 2026. They include 179 individual clients, 134 high-net-worth individuals, and 28 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 January 2026
What services does Canopy 360 Wealth offer?
Canopy 360 Wealth provides financial planning, portfolio management for individuals and small businesses, educational seminars, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Canopy 360 Wealth charge?
Canopy 360 Wealth charges 0.75%–3.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Which custodians does Canopy 360 Wealth use?
Canopy 360 Wealth’s separately managed account assets are held at Raymond James (St. Petersburg, FL), with $350M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 January 2026
How many financial advisors does Canopy 360 Wealth have?
Canopy 360 Wealth has 8 investment adviser representatives registered with state securities authorities, out of 9 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Canopy 360 Wealth invest in?
At the end of its last fiscal year, Canopy 360 Wealth’s separately managed accounts held 63% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 12% U.S. government and agency bonds, 3% state and local bonds, 2% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Canopy 360 Wealth?
Canopy 360 Wealth is owned through holding companies by Russell Lindsay and Lance Powers. Its direct owners are Powers Wealth Management, LLC (50% to 75%) and Lindsay Financial Services, LLC (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 January 2026
How does Canopy 360 Wealth get paid?
Canopy 360 Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Canopy 360 Wealth?
Canopy 360 Wealth’s main office is at 104 Se 1st Avenue, Suite B, Ocala, FL 34471. Its phone number is 352-369-1120. Its website is canopy360.com.