{"url":"https://nivawealth.com/firms/canopy-360-wealth-296771","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/296771","regulatoryAum":382820511,"crd":"296771","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6391697","suffix":null,"lastName":"CERVELLERA","firstName":"JOHN","middleName":"DAVID"},{"crd":"8205524","suffix":null,"lastName":"DITTY","firstName":"HUNTER","middleName":null},{"crd":"7726790","suffix":null,"lastName":"KOZLOVSKA","firstName":"TATYANA","middleName":"E."},{"crd":"5048368","suffix":null,"lastName":"LINDSAY","firstName":"RUSSELL","middleName":"CLAY"},{"crd":"5988247","suffix":null,"lastName":"LOSITO","firstName":"JAMIE","middleName":"GUMP"},{"crd":"5607722","suffix":null,"lastName":"POWERS","firstName":"LANCE","middleName":"MONTGOMERY"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-24","regulatoryAum":189858046,"clients":262,"employees":3,"offices":1},{"filedOn":"2022-05-05","regulatoryAum":225012818,"clients":278,"employees":3,"offices":1},{"filedOn":"2023-02-24","regulatoryAum":230578081,"clients":294,"employees":7,"offices":1},{"filedOn":"2024-02-14","regulatoryAum":260628490,"clients":327,"employees":9,"offices":1},{"filedOn":"2025-02-07","regulatoryAum":315848608,"clients":328,"employees":9,"offices":1},{"filedOn":"2026-01-23","regulatoryAum":382820511,"clients":341,"employees":9,"offices":1}],"secFileNumber":"801-113494","legalName":"Canopy 360 Wealth, LLC","displayName":"Canopy 360 Wealth","slug":"canopy-360-wealth-296771","website":"https://canopy360.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/296771/de024ead701efc05-r1.webp","tone":"dark","width":222,"height":200,"sourceUrl":"https://canopy360.com/","sourceLabel":"Canopy 360 Wealth, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/canopy360","founded":"2018","organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"104 Se 1st Avenue, Suite B","city":"Ocala","state":"FL","stateName":"Florida","country":"United States","postalCode":"34471"},"tradeNames":[],"registration":{"secApproved":"25 June 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2018."},{"label":"Lindsay Financial Services, LLC","detail":"Partner in the 25% to 50% ownership band and a control person, since May 2018."},{"label":"Russell Lindsay","detail":"Indirect owner: a member of Lindsay Financial Services, LLC in the 75% or more band and a control person, since September 2005.","parent":"Lindsay Financial Services, LLC"},{"label":"Lance Powers","detail":"Indirect owner: a member of Powers Wealth Management, LLC in the 75% or more band and a control person, since January 2018.","parent":"Powers Wealth Management, LLC"},{"label":"Jamie Losito","detail":"Indirect owner: member of Powers Wealth Management, LLC and a control person, since January 2018.","parent":"Powers Wealth Management, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"104 Se 1st Avenue, Suite 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They include 179 individual clients, 134 high-net-worth individuals, and 28 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Canopy 360 Wealth offer?","answer":"Canopy 360 Wealth provides financial planning, portfolio management for individuals and small businesses, educational seminars, estate planning, and insurance.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Canopy 360 Wealth charge?","answer":"Canopy 360 Wealth charges 0.75%–3.00% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.","source":"FORM ADV PART 2A, filed 23 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Canopy 360 Wealth use?","answer":"Canopy 360 Wealth’s separately managed account assets are held at Raymond James (St. Petersburg, FL), with $350M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Canopy 360 Wealth have?","answer":"Canopy 360 Wealth has 8 investment adviser representatives registered with state securities authorities, out of 9 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Canopy 360 Wealth invest in?","answer":"At the end of its last fiscal year, Canopy 360 Wealth’s separately managed accounts held 63% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 12% U.S. government and agency bonds, 3% state and local bonds, 2% cash and equivalents and 1% investment grade corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Canopy 360 Wealth?","answer":"Canopy 360 Wealth is owned through holding companies by Russell Lindsay and Lance Powers. Its direct owners are Powers Wealth Management, LLC (50% to 75%) and Lindsay Financial Services, LLC (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Canopy 360 Wealth get paid?","answer":"Canopy 360 Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Canopy 360 Wealth?","answer":"Canopy 360 Wealth’s main office is at 104 Se 1st Avenue, Suite B, Ocala, FL 34471. Its phone number is 352-369-1120. Its website is canopy360.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}