Blue Fin Capital provides portfolio management for individuals and small businesses and financial planning.
Blue Fin Capital reports 683 clients. They include 402 high-net-worth individuals, 266 individual clients, and 15 corporations and other businesses. Of its assets, 100.0% ($756M across 689 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 39% | 8% |
| High-net-worth individuals | 59% | 89% |
| Pension and profit-sharing plans | Fewer than 5 | 2% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | 2% | 2% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 266 | $56.9M | 7.5% | $214K |
| High-net-worth individuals | 402 | $670M | 88.6% | $1.67M |
| Pension and profit-sharing plans | Fewer than 5 | $12.7M | 1.7% | — |
| Charitable organizations | Fewer than 5 | $1.6M | 0.2% | — |
| Corporations and other businesses | 15 | $14.9M | 2.0% | $994K |
| Total | 683 | $756M | 100% | — |
- Clients
- 266
- Regulatory AUM
- $56.9M
- AUM share
- 7.5%
- Avg. per client
- $214K
- Clients
- 402
- Regulatory AUM
- $670M
- AUM share
- 88.6%
- Avg. per client
- $1.67M
- Clients
- Fewer than 5
- Regulatory AUM
- $12.7M
- AUM share
- 1.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.6M
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- 15
- Regulatory AUM
- $14.9M
- AUM share
- 2.0%
- Avg. per client
- $994K
Total
- Clients
- 683
- Regulatory AUM
- $756M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Blue Fin Capital charges 0.85%–1.25% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.25% |
| $2M and above | 0.85% |
Fee details and sources
Other fees
- 529 plan management
- The annual fee for managing 529 plan assets is a maximum of 0.50% of the account market value, including cash, and is negotiable.
Richard Carolan owns 50% to 75% of Blue Fin Capital. The leadership team of Blue Fin Capital includes President Mars Bishop and Chief Operating Officer Gregory Hyman. It has 4 employees, 2 of them in advisory roles.
Leadership
Mars BishopPresident/Treasurer
Richard CarolanPresident- Gregory HymanChief Operating Officer/ Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Blue Fin Capital, Inc.
Richard Carolan
Control person · since March 2017
- Owns 50% to 75% of Blue Fin Capital, Inc.
Mars Bishop
Control person · since March 1998
Blue Fin Capital’s regulatory assets grew 2.1× from $354M (March 2021) to $756M (March 2026); clients rose from 317 to 683 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $756M | 683 | 4 | 1 |
| March 2025 | $651M | 418 | 4 | 1 |
| February 2024 | $507M | 280 | 4 | 1 |
| February 2023 | $366M | 385 | 4 | 1 |
| March 2022 | $403M | 361 | 4 | 1 |
| March 2021 | $354M | 317 | 4 | 1 |
Besides its headquarters, Blue Fin Capital has 0 offices, with 1 listed address in Rhode Island.
Rhode Island · 1 listed address
- 91 Main Street, Suite 118, WarrenHQ
Contact and registration details
- Legal name
- Blue Fin Capital, Inc.
- Headquarters
- 91 Main Street, Suite 118, Warren, RI 02885
- Website
- bluefincapital.com
- Phone
- 401-454-0772
- SEC file
- 801-56127
- Founded
- 1996
- Structure
- Rhode Island corporation
- Fiscal year end
- December
Blue Fin Capital uses Fidelity ($726M) as custodian for its separately managed accounts. Blue Fin Capital has custody of $53.6M in client assets for 19 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $726M100%
At year end, Blue Fin Capital’s separately managed accounts were mostly in stocks (72%) and funds (19%). Its reported 13F holdings for the quarter ended 30 June 2026 total $692M across 164 positions; the largest are Nvidia Corporation (16.1%), Apple Inc. (8.0%) and Alphabet Inc. (6.0%).
What the accounts hold
- Stocks72%
- Funds19%
- Cash9%
Reported 13F holdings
- $692M
- Reported 13F value
- 164
- Positions
- 52.5%
- In the 10 largest
- +13.5%
- Value vs. prior quarter
- Nvidia Corporation16.1%
- Apple Inc.8.0%
- Alphabet Inc. · Cap Stk CL A6.0%
- Microsoft Corp.5.0%
- Amazon Com Inc.4.2%
- iShares TR · Ishs 1-5yr Invs3.6%
- Meta Platforms Inc. · CL A3.1%
- Broadcom Inc.2.2%
- SPDR Gold TR · Gold Shs2.1%
- iShares TR · Ishs 5-10yr Invt2.1%
Together, the ten largest are 52.5% of reported value.
How many clients does Blue Fin Capital have?
Blue Fin Capital has 683 clients and manages $756 million for them, as of March 2026. They include 402 high-net-worth individuals, 266 individual clients, and 15 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Blue Fin Capital offer?
Blue Fin Capital provides portfolio management for individuals and small businesses and financial planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Blue Fin Capital charge?
Blue Fin Capital charges 0.85%–1.25% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Which custodians does Blue Fin Capital use?
Blue Fin Capital’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $726M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Blue Fin Capital have?
Blue Fin Capital has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Blue Fin Capital invest in?
At the end of its last fiscal year, Blue Fin Capital’s separately managed accounts held 72% exchange-traded equities, 19% registered funds (mutual funds, ETFs, BDCs) and 9% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Blue Fin Capital?
Blue Fin Capital’s direct owners are Richard Carolan (50% to 75%) and Mars Bishop (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Blue Fin Capital get paid?
Blue Fin Capital is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Blue Fin Capital registered with the SEC?
Yes, Blue Fin Capital has been registered with the SEC as an investment adviser since 23 December 1998. Its CRD number is 108451 and its SEC file number is 801-56127.
Source: Form ADV Part 1A, Item 1, filed 11 March 2026; IAPD firm record
How do I contact Blue Fin Capital?
Blue Fin Capital’s main office is at 91 Main Street, Suite 118, Warren, RI 02885. Its phone number is 401-454-0772. Its website is bluefincapital.com.