Largest positions
| Issuer | Class | Value | Share |
|---|---|---|---|
| Vanguard Tax Managed Intl FDVAN FTSE DEV MKT | VAN FTSE DEV MKT | $9,884,311 | 16.7% |
| Vanguard Index FdsTOTAL STK MKT | TOTAL STK MKT | $8,860,797 | 15.0% |
| SPDR State Street Global AdvisorsSTATE STREET SPD | STATE STREET SPD | $8,601,795 | 14.5% |
| Vanguard Intl Equity Index FFTSE EMR MKT ETF | FTSE EMR MKT ETF | $3,216,208 | 5.4% |
| iShares TRNATIONAL MUN ETF | NATIONAL MUN ETF | $2,264,273 | 3.8% |
| iShares TRCORE S&P TTL STK | CORE S&P TTL STK | $1,698,282 | 2.9% |
| iShares TRCORE US AGGBD ET | CORE US AGGBD ET | $1,546,180 | 2.6% |
| J P Morgan Exchange TradedCORE PLUS BD ETF | CORE PLUS BD ETF | $1,333,876 | 2.3% |
| SPDR State Street Global AdvisorsSTATE STREET SPD | STATE STREET SPD | $1,274,572 | 2.2% |
| SPDR State Street Global AdvisorsSTATE STREET SPD | STATE STREET SPD | $1,106,159 | 1.9% |
| Vanguard Index FdsVALUE ETF | VALUE ETF | $1,036,928 | 1.8% |
| Vanguard Charlotte FdsTOTAL INT BD ETF | TOTAL INT BD ETF | $983,202 | 1.7% |
| iShares TRCORE MSCI EAFE | CORE MSCI EAFE | $864,876 | 1.5% |
| Schwab Strategic TRUS LRG CAP ETF | US LRG CAP ETF | $842,505 | 1.4% |
| Goldman SachsACTIVEBETA US LG | ACTIVEBETA US LG | $810,425 | 1.4% |
| JP MorganULTRA SHRT ETF | ULTRA SHRT ETF | $695,754 | 1.2% |
| Vanguard Index FdsMCAP VL IDXVIP | MCAP VL IDXVIP | $692,949 | 1.2% |
| Vanguard Index FdsSM CP VAL ETF | SM CP VAL ETF | $683,522 | 1.2% |
| iSharesESG AWR MSCI USA | ESG AWR MSCI USA | $664,270 | 1.1% |
| Goldman SachsACCES TREASURY | ACCES TREASURY | $627,006 | 1.1% |
| Schwab Strategic TRINTL EQTY ETF | INTL EQTY ETF | $569,544 | 1.0% |
| Vanguard Whitehall Fds Inc.EM MK GOV BD ETF | EM MK GOV BD ETF | $505,706 | 0.9% |
| SPDR Series TrustSTATE STREET SPD | STATE STREET SPD | $505,160 | 0.9% |
| iShares0-5 YR TIPS ETF | 0-5 YR TIPS ETF | $465,218 | 0.8% |
| iShares Inc.CORE MSCI EMKT | CORE MSCI EMKT | $447,332 | 0.8% |
| iShares TRJPMORGAN USD EMG | JPMORGAN USD EMG | $444,997 | 0.8% |
| Schwab Strategic TRUS BRD MKT ETF | US BRD MKT ETF | $442,860 | 0.7% |
| iSharesESG AW MSCI EAFE | ESG AW MSCI EAFE | $408,427 | 0.7% |
| SPDR State Street Global AdvisorsPORTFOLIO DEVLPD | PORTFOLIO DEVLPD | $403,261 | 0.7% |
| Vanguard BD Index FD Inc.TAX EXEMPT BD | TAX EXEMPT BD | $357,194 | 0.6% |
| iSharesLOW CARBON OPTIM | LOW CARBON OPTIM | $330,460 | 0.6% |
| Vanguard Index FdsS&P 500 ETF SHS | S&P 500 ETF SHS | $264,539 | 0.4% |
| iShares TRRUS MDCP VAL ETF | RUS MDCP VAL ETF | $228,222 | 0.4% |
| Vanguard Index FdsGROWTH ETF | GROWTH ETF | $168,309 | 0.3% |
| iSharesESG AWR MSCI EM | ESG AWR MSCI EM | $166,380 | 0.3% |
| Goldman SachsACTIVEBETA INT | ACTIVEBETA INT | $162,037 | 0.3% |
| DimensionalUS CORE EQUITY 2 | US CORE EQUITY 2 | $156,352 | 0.3% |
| iShares TRRUS 2000 VAL ETF | RUS 2000 VAL ETF | $143,092 | 0.2% |
| Engine No. 1TRANSFRM 500 ETF | TRANSFRM 500 ETF | $142,884 | 0.2% |
| Schwab Strategic TRUS LCAP VA ETF | US LCAP VA ETF | $134,632 | 0.2% |
| SPDR State Street Global AdvisorsSTATE STREET SPD | STATE STREET SPD | $131,230 | 0.2% |
| iShares TRCORE INTL AGGR | CORE INTL AGGR | $127,388 | 0.2% |
| SPDR State Street Global AdvisorsSTATE STREET SPD | STATE STREET SPD | $121,073 | 0.2% |
| SPDR State Street Global AdvisorsPORTFOLIO EMG MK | PORTFOLIO EMG MK | $108,730 | 0.2% |
| iShares TRCORE S&P500 ETF | CORE S&P500 ETF | $108,404 | 0.2% |
| State Street Global Advisors Inc.STATE STREET SPD | STATE STREET SPD | $107,298 | 0.2% |
| Goldman SachsACTIVEBETA EME | ACTIVEBETA EME | $105,299 | 0.2% |
| JP Morgan Investment Management Inc.SUSTAINABLE MUNI | SUSTAINABLE MUNI | $100,096 | 0.2% |
| Blackrock Fund AdvisorsESG AWARE MSCI | ESG AWARE MSCI | $99,339 | 0.2% |
| Goldman SachsACTIVEBETA EUR | ACTIVEBETA EUR | $91,571 | 0.2% |
Vanguard Tax Managed Intl FDVAN FTSE DEV MKT$9,884,311
- Class
- VAN FTSE DEV MKT
- Share
- 16.7%
Vanguard Index FdsTOTAL STK MKT$8,860,797
- Class
- TOTAL STK MKT
- Share
- 15.0%
SPDR State Street Global AdvisorsSTATE STREET SPD$8,601,795
- Class
- STATE STREET SPD
- Share
- 14.5%
Vanguard Intl Equity Index FFTSE EMR MKT ETF$3,216,208
- Class
- FTSE EMR MKT ETF
- Share
- 5.4%
iShares TRNATIONAL MUN ETF$2,264,273
- Class
- NATIONAL MUN ETF
- Share
- 3.8%
iShares TRCORE S&P TTL STK$1,698,282
- Class
- CORE S&P TTL STK
- Share
- 2.9%
iShares TRCORE US AGGBD ET$1,546,180
- Class
- CORE US AGGBD ET
- Share
- 2.6%
J P Morgan Exchange TradedCORE PLUS BD ETF$1,333,876
- Class
- CORE PLUS BD ETF
- Share
- 2.3%
SPDR State Street Global AdvisorsSTATE STREET SPD$1,274,572
- Class
- STATE STREET SPD
- Share
- 2.2%
SPDR State Street Global AdvisorsSTATE STREET SPD$1,106,159
- Class
- STATE STREET SPD
- Share
- 1.9%
Vanguard Index FdsVALUE ETF$1,036,928
- Class
- VALUE ETF
- Share
- 1.8%
Vanguard Charlotte FdsTOTAL INT BD ETF$983,202
- Class
- TOTAL INT BD ETF
- Share
- 1.7%
iShares TRCORE MSCI EAFE$864,876
- Class
- CORE MSCI EAFE
- Share
- 1.5%
Schwab Strategic TRUS LRG CAP ETF$842,505
- Class
- US LRG CAP ETF
- Share
- 1.4%
Goldman SachsACTIVEBETA US LG$810,425
- Class
- ACTIVEBETA US LG
- Share
- 1.4%
JP MorganULTRA SHRT ETF$695,754
- Class
- ULTRA SHRT ETF
- Share
- 1.2%
Vanguard Index FdsMCAP VL IDXVIP$692,949
- Class
- MCAP VL IDXVIP
- Share
- 1.2%
Vanguard Index FdsSM CP VAL ETF$683,522
- Class
- SM CP VAL ETF
- Share
- 1.2%
iSharesESG AWR MSCI USA$664,270
- Class
- ESG AWR MSCI USA
- Share
- 1.1%
Goldman SachsACCES TREASURY$627,006
- Class
- ACCES TREASURY
- Share
- 1.1%
Schwab Strategic TRINTL EQTY ETF$569,544
- Class
- INTL EQTY ETF
- Share
- 1.0%
Vanguard Whitehall Fds Inc.EM MK GOV BD ETF$505,706
- Class
- EM MK GOV BD ETF
- Share
- 0.9%
SPDR Series TrustSTATE STREET SPD$505,160
- Class
- STATE STREET SPD
- Share
- 0.9%
iShares0-5 YR TIPS ETF$465,218
- Class
- 0-5 YR TIPS ETF
- Share
- 0.8%
iShares Inc.CORE MSCI EMKT$447,332
- Class
- CORE MSCI EMKT
- Share
- 0.8%
iShares TRJPMORGAN USD EMG$444,997
- Class
- JPMORGAN USD EMG
- Share
- 0.8%
Schwab Strategic TRUS BRD MKT ETF$442,860
- Class
- US BRD MKT ETF
- Share
- 0.7%
iSharesESG AW MSCI EAFE$408,427
- Class
- ESG AW MSCI EAFE
- Share
- 0.7%
SPDR State Street Global AdvisorsPORTFOLIO DEVLPD$403,261
- Class
- PORTFOLIO DEVLPD
- Share
- 0.7%
Vanguard BD Index FD Inc.TAX EXEMPT BD$357,194
- Class
- TAX EXEMPT BD
- Share
- 0.6%
iSharesLOW CARBON OPTIM$330,460
- Class
- LOW CARBON OPTIM
- Share
- 0.6%
Vanguard Index FdsS&P 500 ETF SHS$264,539
- Class
- S&P 500 ETF SHS
- Share
- 0.4%
iShares TRRUS MDCP VAL ETF$228,222
- Class
- RUS MDCP VAL ETF
- Share
- 0.4%
Vanguard Index FdsGROWTH ETF$168,309
- Class
- GROWTH ETF
- Share
- 0.3%
iSharesESG AWR MSCI EM$166,380
- Class
- ESG AWR MSCI EM
- Share
- 0.3%
Goldman SachsACTIVEBETA INT$162,037
- Class
- ACTIVEBETA INT
- Share
- 0.3%
DimensionalUS CORE EQUITY 2$156,352
- Class
- US CORE EQUITY 2
- Share
- 0.3%
iShares TRRUS 2000 VAL ETF$143,092
- Class
- RUS 2000 VAL ETF
- Share
- 0.2%
Engine No. 1TRANSFRM 500 ETF$142,884
- Class
- TRANSFRM 500 ETF
- Share
- 0.2%
Schwab Strategic TRUS LCAP VA ETF$134,632
- Class
- US LCAP VA ETF
- Share
- 0.2%
SPDR State Street Global AdvisorsSTATE STREET SPD$131,230
- Class
- STATE STREET SPD
- Share
- 0.2%
iShares TRCORE INTL AGGR$127,388
- Class
- CORE INTL AGGR
- Share
- 0.2%
SPDR State Street Global AdvisorsSTATE STREET SPD$121,073
- Class
- STATE STREET SPD
- Share
- 0.2%
SPDR State Street Global AdvisorsPORTFOLIO EMG MK$108,730
- Class
- PORTFOLIO EMG MK
- Share
- 0.2%
iShares TRCORE S&P500 ETF$108,404
- Class
- CORE S&P500 ETF
- Share
- 0.2%
State Street Global Advisors Inc.STATE STREET SPD$107,298
- Class
- STATE STREET SPD
- Share
- 0.2%
Goldman SachsACTIVEBETA EME$105,299
- Class
- ACTIVEBETA EME
- Share
- 0.2%
JP Morgan Investment Management Inc.SUSTAINABLE MUNI$100,096
- Class
- SUSTAINABLE MUNI
- Share
- 0.2%
Blackrock Fund AdvisorsESG AWARE MSCI$99,339
- Class
- ESG AWARE MSCI
- Share
- 0.2%
Goldman SachsACTIVEBETA EUR$91,571
- Class
- ACTIVEBETA EUR
- Share
- 0.2%
The share class is shown on a wider screen.
The 50 largest of 675 positions by value, with holdings of the same security combined. The 200 largest are in this firm's machine-readable record. Share counts and quarter-on-quarter changes for each position are on EDGAR. View the full information table on EDGAR
This filing
- Form
- 13F-HR
- CIK
- 1633901
- File number
- 028-16706
- Options
- 0 call, 0 put
- In the 25 largest
- 84.9%
- Prior quarter
- $52,792,904 at 31 March 2026
- Positions opened
- 76
- Positions closed
- 16
Common questions
What are Betterment’s 13F holdings worth?
$59,125,356 across 675 positions for the quarter ended 30 June 2026.
What is Betterment’s largest 13F holding?
VANGUARD TAX MANAGED INTL FD (VAN FTSE DEV MKT) was the largest position at $9,884,311, or 16.7% of reported 13F value, as of 30 June 2026.
How concentrated is Betterment’s 13F portfolio?
The ten largest positions accounted for 67.3% of reported value and the twenty-five largest for 84.9%, across 675 positions as of 30 June 2026.
Does Form 13F show everything Betterment manages?
No. Form 13F covers only long positions in exchange-traded securities over which the manager has investment discretion, valued at quarter end. It excludes cash, most bonds, private funds, and any assets the firm does not have discretion over, so it is neither the firm's total assets nor any individual client's portfolio.
How often does Betterment file its 13F?
Every quarter. Managers file within 45 days of each quarter's end, so the figures are a snapshot that changes between filings. This page shows the quarter ended 30 June 2026.
Answered from this filing and the prior quarter's.