Atlas Fiduciary Services provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Atlas Fiduciary Services reports 132 clients. They include 111 individual clients, 11 pension and profit-sharing plans, and 10 high-net-worth individuals. Of its assets, 45.7% ($123M across 101 accounts) are managed with discretion; $146M across 21 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 7% |
| High-net-worth individuals | 8% | 7% |
| Pension and profit-sharing plans | 8% | 83% |
| Charitable organizations | Fewer than 5 | 3% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 111 | $20.1M | 7.5% | $181K |
| High-net-worth individuals | 10 | $17.8M | 6.6% | $1.78M |
| Pension and profit-sharing plans | 11 | $224M | 83.0% | $20.3M |
| Charitable organizations | Fewer than 5 | $7.82M | 2.9% | — |
| Total | 132 | $269M | 100% | — |
- Clients
- 111
- Regulatory AUM
- $20.1M
- AUM share
- 7.5%
- Avg. per client
- $181K
- Clients
- 10
- Regulatory AUM
- $17.8M
- AUM share
- 6.6%
- Avg. per client
- $1.78M
- Clients
- 11
- Regulatory AUM
- $224M
- AUM share
- 83.0%
- Avg. per client
- $20.3M
- Clients
- Fewer than 5
- Regulatory AUM
- $7.82M
- AUM share
- 2.9%
- Avg. per client
- —
Total
- Clients
- 132
- Regulatory AUM
- $269M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Atlas Fiduciary Services is paid through a percentage of assets under management and hourly charges; its fees and minimums are set out in its brochures on the SEC website.
John Heise owns 75% or more of Atlas Fiduciary Services. The leadership team of Atlas Fiduciary Services includes President John Heise. It has 6 employees, 4 of them in advisory roles.
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- 1 broker-dealer rep
- 2 insurance agents
- Owns 75% or more of Atlas Fiduciary Services, Inc.
John Heise
Control person · since May 2022
Atlas Fiduciary Services’ regulatory assets grew Infinity× from $0 (May 2022) to $269M (July 2026); employees rose from 2 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $269M | 132 | 6 | 3 |
| Jul 2025July 2025 | $258M | 89 | 3 | 2 |
| Jun 2024June 2024 | $254M | 103 | 2 | 1 |
| Mar 2023March 2023 | $198M | 88 | 2 | 1 |
| May 2022May 2022 | $0 | 0 | 2 | 1 |
Besides its headquarters, Atlas Fiduciary Services has 2 offices, with 3 listed addresses across 2 states.
New Hampshire · 2 listed addresses
- 214 N. State Street, Unit 1, ConcordHQ
- 170 West RD, Portsmouth
Massachusetts · 1 listed address
- 180 Canal Street, Boston
Other business names
Atlas Fiduciary Services has reported 1 other business name to the SEC.
- Bca Financial Group
Contact and registration details
- Legal name
- Atlas Fiduciary Services, Inc.
- Headquarters
- 214 N. State Street, Unit 1, Concord, NH 03301
- Website
- Not reported
- Phone
- 603-581-7125
- SEC file
- 801-125792
- Structure
- New Hampshire corporation
- Fiscal year end
- December
Atlas Fiduciary Services’ named custodians for separately managed accounts are Hand Benefits & Trust ($130M, 54%), Transamerica Capital ($71M, 30%) and Charles Schwab ($39.4M, 16%). Atlas Fiduciary Services does not have custody of client assets.
- Hand Benefits & TrustHand Benefits & Trust · Houston, TX · $130M54%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $39.4M16%
- Transamerica CapitalTransamerica Capital, LLC · Denver, CO · $71M30%
At year end, Atlas Fiduciary Services’ separately managed accounts were mostly in funds (83%) and stocks (14%).
What the accounts hold
- Stocks14%
- Funds83%
- Cash1%
- Other2%
- Variable annuities2%
How many clients does Atlas Fiduciary Services have?
Atlas Fiduciary Services has 132 clients and manages $269 million for them, as of July 2026. They include 111 individual clients, 11 pension and profit-sharing plans, and 10 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 July 2026
What services does Atlas Fiduciary Services offer?
Atlas Fiduciary Services provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Atlas Fiduciary Services use?
Atlas Fiduciary Services’ separately managed account assets are held at Hand Benefits & Trust (Houston, TX), with $130M, Transamerica Capital, LLC (Denver, CO), with $71M and Charles Schwab & Co., Inc. (Westlake, TX), with $39.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 July 2026
How many financial advisors does Atlas Fiduciary Services have?
Atlas Fiduciary Services has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Atlas Fiduciary Services invest in?
At the end of its last fiscal year, Atlas Fiduciary Services’ separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities, 2% other and 1% cash and equivalents. The 2% other category is described as: Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Atlas Fiduciary Services?
Atlas Fiduciary Services’ direct owner is John Heise (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 13 July 2026
How does Atlas Fiduciary Services get paid?
Atlas Fiduciary Services is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Atlas Fiduciary Services?
Atlas Fiduciary Services’ main office is at 214 N. State Street, Unit 1, Concord, NH 03301. Its phone number is 603-581-7125.