{"url":"https://nivawealth.com/firms/atlas-fiduciary-services-321271","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/321271","regulatoryAum":269279564,"crd":"321271","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2251563","suffix":null,"lastName":"BIANCHI","firstName":"JAMES","middleName":"ALEXANDER"},{"crd":"2925942","suffix":null,"lastName":"HEISE","firstName":"JOHN","middleName":"RICHARD"},{"crd":"5480965","suffix":null,"lastName":"Knee","firstName":"Michael","middleName":null},{"crd":"6674190","suffix":null,"lastName":"NICHOLS","firstName":"AARON","middleName":"MICHAEL"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-05-03","regulatoryAum":0,"clients":0,"employees":2,"offices":1},{"filedOn":"2023-03-23","regulatoryAum":197897398,"clients":88,"employees":2,"offices":1},{"filedOn":"2024-06-05","regulatoryAum":253644953,"clients":103,"employees":2,"offices":1},{"filedOn":"2025-07-18","regulatoryAum":257745978,"clients":89,"employees":3,"offices":2},{"filedOn":"2026-07-13","regulatoryAum":269279564,"clients":132,"employees":6,"offices":3}],"secFileNumber":"801-125792","legalName":"Atlas Fiduciary Services, Inc.","displayName":"Atlas Fiduciary Services","slug":"atlas-fiduciary-services-321271","website":null,"classification":{"segment":"institutions","segmentLabel":"Institutional","type":"institutional_wealth_manager","typeLabel":"OCIO / institutional wealth","feeDisclosure":"payment_only"},"founded":null,"organization":"New Hampshire corporation","fiscalYearEnd":"December","headquarters":{"street":"214 N. State Street, Unit 1","city":"Concord","state":"NH","stateName":"New Hampshire","country":"United States","postalCode":"03301"},"tradeNames":["Bca Financial Group"],"registration":{"secApproved":"3 June 2022","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":312818.3388429752,"staff":{"employees":6,"advisory":4,"brokerDealerReps":1,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":269279564,"discretionary":123112658,"discretionaryAccounts":101,"nonDiscretionary":146166906,"nonDiscretionaryAccounts":21,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":111,"regulatoryAum":20083481},{"label":"High-net-worth individuals","clients":10,"regulatoryAum":17767538},{"label":"Pension and profit-sharing plans","clients":11,"regulatoryAum":223610611},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":7817934}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Hand Benefits & Trust","shortName":"Hand Benefits & Trust","location":"Houston, TX","smaAssets":129625162},{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":39432037},{"name":"Transamerica Capital, LLC","shortName":"Transamerica Capital","location":"Denver, CO","smaAssets":70950907}],"custodyNote":"Atlas Fiduciary Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"John Heise","title":"President and Chief Compliance Officer","crd":"2925942"}],"ownership":[{"label":"John Heise","detail":"President and chief compliance officer in the 75% or more ownership band and a control person, since May 2022."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":2,"privateResidences":0},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"180 Canal Street","city":"Boston"}]},{"state":"New Hampshire","offices":2,"addresses":[{"street":"214 N. State Street, Unit 1","city":"Concord","headquarters":true},{"street":"170 West RD","city":"Portsmouth"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"603-581-7125","stateRegisteredReps":4,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":14},{"label":"Securities issued by registered investment companies or business development companies","percent":83},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":2,"detail":"Variable Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"13 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/321271/PDF/321271.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Atlas Fiduciary Services have?","answer":"Atlas Fiduciary Services has 132 clients and manages $269 million for them, as of July 2026. They include 111 individual clients, 11 pension and profit-sharing plans, and 10 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Atlas Fiduciary Services offer?","answer":"Atlas Fiduciary Services provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Atlas Fiduciary Services use?","answer":"Atlas Fiduciary Services’ separately managed account assets are held at Hand Benefits & Trust (Houston, TX), with $130M, Transamerica Capital, LLC (Denver, CO), with $71M and Charles Schwab & Co., Inc. (Westlake, TX), with $39.4M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Atlas Fiduciary Services have?","answer":"Atlas Fiduciary Services has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Atlas Fiduciary Services invest in?","answer":"At the end of its last fiscal year, Atlas Fiduciary Services’ separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities, 2% other and 1% cash and equivalents. The 2% other category is described as: Variable Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Atlas Fiduciary Services?","answer":"Atlas Fiduciary Services’ direct owner is John Heise (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Atlas Fiduciary Services get paid?","answer":"Atlas Fiduciary Services is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Atlas Fiduciary Services?","answer":"Atlas Fiduciary Services’ main office is at 214 N. State Street, Unit 1, Concord, NH 03301. Its phone number is 603-581-7125.","source":"Form ADV Part 1A, Item 1.F, filed 13 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}