Aspirean Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
Aspirean Wealth reports 165 clients. They include 90 individual clients and 75 high-net-worth individuals. Of its assets, 87.7% ($204M across 373 accounts) are managed with discretion; $28.7M across 79 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 55% | 17% |
| High-net-worth individuals | 45% | 82% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 90 | $40.2M | 17.3% | $447K |
| High-net-worth individuals | 75 | $191M | 82.0% | $2.55M |
| Pension and profit-sharing plans | Fewer than 5 | $1.18M | 0.5% | — |
| Charitable organizations | Fewer than 5 | $474K | 0.2% | — |
| Total | 165 | $233M | 100% | — |
- Clients
- 90
- Regulatory AUM
- $40.2M
- AUM share
- 17.3%
- Avg. per client
- $447K
- Clients
- 75
- Regulatory AUM
- $191M
- AUM share
- 82.0%
- Avg. per client
- $2.55M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.18M
- AUM share
- 0.5%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $474K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 165
- Regulatory AUM
- $233M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Aspirean Wealth charges up to 1.60% a year for its Comprehensive Portfolio Management. The fee is billed in advance or in arrears and is not negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Hourly fees are generally $450 for financial advisors and $75 for administrative time; flat fees generally range from $1,500 to $10,000.
- Retirement Plan Consulting
- Billed hourly, as a flat fee, or as a percentage of plan assets not to exceed 1.6%, case by case.
Legacy Advisors Agency LLC owns 75% or more of Aspirean Wealth. The leadership team of Aspirean Wealth includes Chief Compliance Officer Bradley Alvarez. It has 6 employees.
Leadership
Bradley AlvarezChief Compliance Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- 3 insurance agents
- Owns 75% or more of Aspirean Wealth, LLC
Legacy Advisors Agency LLC
Control person · since June 2021
Christopher Winkler
Principal · Control person · since June 2021
- Owns 10% to 25% of Aspirean Wealth, LLC
Bradley Alvarez
since June 2021
Aspirean Wealth’s regulatory assets grew 1.9× from $125M (June 2021) to $233M (January 2026); clients were 165 in both filings and employees rose from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| January 2026 | $233M | 165 | 6 | 3 |
| March 2025 | $195M | 172 | 4 | 3 |
| February 2024 | $159M | 182 | 5 | 4 |
| April 2023 | $145M | 185 | 5 | 4 |
| March 2022 | $138M | 188 | 7 | 4 |
| June 2021 | $125M | 167 | 5 | 4 |
Besides its headquarters, Aspirean Wealth has 2 offices, with 3 listed addresses in California, Indiana and Michigan.
California · 1 listed address
- 6 Knoll Lane, Suite B, Mill ValleyHQ
Indiana · 1 listed address
- 160 Rail Road, Chesterton
Michigan · 1 listed address
- 505 Pleasant Street, Saint Joseph
Contact and registration details
- Legal name
- Aspirean Wealth, LLC
- Headquarters
- 6 Knoll Lane, Suite B, Mill Valley, CA 94941
- Website
- aspirean.com
- Phone
- 844-687-5342
- SEC file
- 801-121642
- Founded
- 2014
- Structure
- California LLC
- Fiscal year end
- December
Aspirean Wealth uses Charles Schwab ($224M) as custodian for its separately managed accounts. Aspirean Wealth does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $224M100%
At year end, Aspirean Wealth’s separately managed accounts were mostly in funds (84%) and stocks (11%). Its reported 13F holdings for the quarter ended 30 June 2026 total $108M across 20 positions; the largest are iShares TR (37.3%), iShares TR (14.8%) and Vanguard Scottsdale Fds (11.8%).
What the accounts hold
- Stocks11%
- Funds84%
- Bonds3%
- U.S. government and agency bonds2%
- State and local bonds1%
- Cash2%
Reported 13F holdings
- $108M
- Reported 13F value
- 20
- Positions
- 94.0%
- In the 10 largest
- +16.9%
- Value vs. prior quarter
- iShares TR · Core S&P Ttl Stk37.3%
- iShares TR · Core MSCI Intl14.8%
- Vanguard Scottsdale Fds · Inter Term Treas11.8%
- iShares Inc. · Core MSCI Emkt9.4%
- Vanguard Malvern Fds · Strm Infproidx5.4%
- Dimensional ETF Trust · Shor Dur Fix ETF4.9%
- Invesco Qqq TR · Unit Ser 13.0%
- Vanguard BD Index Fds · Short Trm Bond2.7%
- American Centy ETF TR · Intl EQT ETF2.6%
- American Centy ETF TR · Intl Smcp Vlu1.9%
Together, the ten largest are 94.0% of reported value.
How many clients does Aspirean Wealth have?
Aspirean Wealth has 165 clients and manages $233 million for them, as of January 2026. They include 90 individual clients and 75 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 January 2026
What services does Aspirean Wealth offer?
Aspirean Wealth provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Aspirean Wealth charge?
Aspirean Wealth charges up to 1.60% a year for its Comprehensive Portfolio Management. The fee is billed in advance or in arrears and is not negotiable.
Source: FORM ADV PART 2A - FIRM BROCHURE, filed 29 January 2026
Which custodians does Aspirean Wealth use?
Aspirean Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $224M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 January 2026
How many financial advisors does Aspirean Wealth have?
Aspirean Wealth has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Aspirean Wealth invest in?
At the end of its last fiscal year, Aspirean Wealth’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 11% exchange-traded equities, 2% U.S. government and agency bonds, 2% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Aspirean Wealth?
Aspirean Wealth’s direct owners are Bradley Alvarez (10% to 25%) and Legacy Advisors Agency LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 29 January 2026
How does Aspirean Wealth get paid?
Aspirean Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Aspirean Wealth?
Aspirean Wealth’s main office is at 6 Knoll Lane, Suite B, Mill Valley, CA 94941. Its phone number is 844-687-5342. Its website is aspirean.com.