Theodore Terzian has been an investment adviser representative at Blue Water Asset Management since June 2015, and is not listed among the firm’s executive officers or direct owners. Theodore Terzian holds a Bachelor's degree in business administration from Michigan State University.
Blue Water Asset Management, LLC is a Grand Rapids, MI firm with $428M under management, 940 clients and 7 advisers across 3 offices, as of its June 2026 filing.
Theodore Terzian is Founder & Principal of Capitol Income Consultants in Lansing, Michigan, which he founded in 2010. He is also part of Blue Water Asset Management, a registered investment advisory firm. Before founding the practice, he worked for Capitol National Bank for 11 years, where he ran the trust department and became president of its investment arm, and earlier worked for five years as a captive insurance agent for Equitable.
Theodore Terzian’s longest registration is the current one, 11 years at Blue Water Asset Management since 2015. Before joining Blue Water Asset Management in 2015, Theodore Terzian was registered through Invest Financial Corporation and Capital Asset Advisory Services, LLC.
- LPL Financial LLC– · under a yearLansing, MI · Adviser representative · Firm CRD 6413
- Blue Water Asset ManagementCurrent– present · 11 yearsLansing, MI · Adviser representative · Firm CRD 175362
- Invest Financial Corporation– · 5 yearsLansing, MI · Adviser representative · Firm CRD 12984
- Capital Asset Advisory Services, LLC– · 3 yearsLansing, MI · Adviser representative · Firm CRD 110929
Investment adviser representative registrations
Theodore Terzian is registered as an investment adviser representative in Michigan, since June 2015.
- MichiganSince 12 June 2015
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 65 | Uniform Investment Adviser Law Examination | 8 December 1999 |
| Series 63 | Uniform Securities Agent State Law Examination | 6 February 1992 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 6 February 1992 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Theodore Michael Terzian
- CRD
- 2208785
- Firm
- Blue Water Asset Management · CRD 175362
- Office
- 431 S. CAPITOL AVE, Lansing, MI 48933
- Registration
- Investment adviser and broker registrations
- In the industry since
- March 1992
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- capitolincomeconsultants.com
Where does Theodore Terzian work?
Theodore Terzian is an investment adviser representative registered through Blue Water Asset Management, LLC since June 2015, and is not listed among the firm’s executive officers or direct owners.
Is Theodore Terzian a financial advisor?
Yes. Theodore Terzian has a current investment-adviser registration in Michigan, through Blue Water Asset Management since June 2015.
How many years of experience does Theodore Terzian have?
Theodore Terzian has 34 years in the financial industry, since March 1992, across 4 adviser firms.
What exams has Theodore Terzian passed?
Theodore Terzian has passed 3 licensing exams: the Series 63, Series 6 and Series 65. The earliest, the Series 63, was passed in February 1992. FINRA credited Theodore Terzian with the SIE, which began in October 2018.
Where is Theodore Terzian based?
Theodore Terzian’s registered office is in Lansing, MI.
Is Theodore Terzian registered with FINRA?
Yes. Theodore Terzian has a current broker registration, under CRD 2208785.
Source: FINRA BrokerCheck
How can I verify Theodore Terzian’s record?
Search CRD 2208785 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Theodore Terzian’s full registration record.
- Nicolle RumseyChief Operating Officer
- Andy ArmstrongChief Compliance Officer
Mark RedfieldManaging Member