Philip Smith has been Managing Member & Chief Compliance Officer of SWP Financial since October 2023, is a control person of the firm and directly owns 75% or more of it. Philip Smith holds a Degree in Business Administration with a concentration in Finance from Point Loma Nazarene University and a Master of Financial Services from American College.
SWP Financial LLC is an Encinitas, CA firm with $239M under management, 193 clients and 3 advisers across 3 offices, as of its July 2026 filing.
Philip E. Smith is Managing Director and Financial Advisor of Salient Wealth Planning, based in Encinitas, California. As Founder, Smith oversees the firm's business operations and advises clients on the transition from working life to retirement. Smith has been in financial services since 2000, and in 2023 the practice, originally an Ameriprise Financial practice, became a Registered Investment Advisor (RIA) practice.
Philip Smith’s longest registration was 23 years at Ameriprise Financial Services, LLC (2000–2023). Before joining SWP Financial in 2023, Philip Smith was registered through Ameriprise Financial Services, LLC.
- SavvyAlso current– present · under a yearEncinitas, CA · Adviser representative · Firm CRD 318493
- Salient Wealth PlanningCurrent– present · 2 yearsEncinitas, CA · Adviser representative · Firm CRD 327885
- Ameriprise Financial Services, LLC– · 23 yearsSan Diego, CA · Adviser representative · Firm CRD 6363
Professional designations
Listed by SWP Financial
- CFP®
- ChFC®
- RICP®
Investment adviser representative registrations
Philip Smith is registered as an investment adviser representative in 2 states, as a resident of Texas. Each was approved in October 2023.
- CaliforniaSince 31 October 2023
- TexasResidentSince 31 October 2023
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 99TO | Operations Professional Examination | 31 October 2023 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 66 | Uniform Combined State Law Examination | 11 August 2000 |
| Series 7 | General Securities Representative Examination | 27 July 2000 |
- Name
- Operations Professional Examination
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Combined State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Philip Edwin Smith
- CRD
- 4231653
- Firm
- SWP Financial · CRD 327885
- Role
- Managing Member & Chief Compliance Officer
- Office
- 171 SAXONY ROAD, SUITE 211, Encinitas, CA 92024
- Registration
- Investment adviser and broker registrations
- In the industry since
- July 2000
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- salientwealthplanning.com
Where does Philip Smith work?
Philip Smith has been Managing Member & Chief Compliance Officer of SWP Financial LLC since October 2023, and is a control person of the firm.
Is Philip Smith a financial advisor?
Yes. Philip Smith has a current investment-adviser registration in California and Texas, through SWP Financial since October 2023.
How many years of experience does Philip Smith have?
Philip Smith has 26 years in the financial industry, since July 2000, across 3 adviser firms.
What exams has Philip Smith passed?
Philip Smith has passed 3 licensing exams: the Series 7, Series 66 and Series 99TO. The earliest, the Series 7, was passed in July 2000. FINRA credited Philip Smith with the SIE, which began in October 2018.
Where is Philip Smith based?
Philip Smith’s registered office is in Encinitas, CA.
Is Philip Smith registered with FINRA?
Yes. Philip Smith has a current broker registration, under CRD 4231653.
Source: FINRA BrokerCheck
Is Philip Smith a CFP?
SWP Financial lists Philip Smith with the CFP credential (“CFP®”) on its website. CFP Board confirms certification status.
Source: Philip E. Smith biography, salientwealthplanning.com
How can I verify Philip Smith’s record?
Search CRD 4231653 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Philip Smith’s full registration record.