Michael Charleton has been an investment adviser representative at William Joseph Capital Management since November 2025, and is not listed among the firm’s executive officers or direct owners.
William Joseph Capital Management, Inc. is a Bristol, CT firm with $694M under management, 1,879 clients and 27 advisers across 28 offices, as of its March 2026 filing.
Michael Charleton Jr. is President, CEO, Financial Strategist and Senior Wealth Manager of Charleton Financial, an advisor group of William Joseph Capital Management. He founded Charleton Financial in 1985 and began his career with IDS/American Express. With more than 40 years of experience, he focuses on retirement income planning, wealth management and legacy-related considerations.
Michael Charleton’s longest registration was 7 years at Cambridge Investment Research Advisors, Inc. (2013–2020). Before joining William Joseph Capital Management in 2025, Michael Charleton was registered through Osaic Wealth, Inc. and American Portfolios Advisors, Inc.
- – present · under a yearRochester, NY · Adviser representative · Firm CRD 226535
- Osaic Wealth, Inc.– · 1 yearRochester, NY · Adviser representative · Firm CRD 23131
- American Portfolios Advisors, Inc– · 4 yearsHolbrook, NY · Adviser representative · Firm CRD 112697
- Cambridge Investment Research Advisors, Inc.– · 7 yearsRochester, NY · Adviser representative · Firm CRD 134139
- Wall Street Financial Group, Inc– · 1 yearRochester, NY · Adviser representative · Firm CRD 35830
- Lincoln Financial Advisors Corporation– · 2 yearsPittsford, NY · Adviser representative · Firm CRD 3978
- Cadaret Grant & Co Inc– · under a yearPittsford, NY · Adviser representative · Firm CRD 10641
Investment adviser representative registrations
Michael Charleton is registered as an investment adviser representative in New York, since November 2025.
- New YorkSince 19 November 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 65 | Uniform Investment Adviser Law Examination | 28 December 1999 |
| Series 26 | Investment Company Products/Variable Contracts Principal Examination | 26 October 1993 |
| Series 7 | General Securities Representative Examination | 18 January 1986 |
| Series 63 | Uniform Securities Agent State Law Examination | 27 August 1985 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 27 August 1985 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- Investment Company Products/Variable Contracts Principal Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Michael Joseph Charleton
- CRD
- 1048290
- Firm
- William Joseph Capital Management · CRD 226535
- Office
- 277 Alexander St, Suite 307, Rochester, NY 14607
- Registration
- Investment adviser registration
- In the industry since
- August 1985
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- williamjosephcapital.com
Where does Michael Charleton work?
Michael Charleton is an investment adviser representative registered through William Joseph Capital Management, Inc. since November 2025, and is not listed among the firm’s executive officers or direct owners.
Is Michael Charleton a financial advisor?
Yes. Michael Charleton has a current investment-adviser registration in New York, through William Joseph Capital Management since November 2025.
How many years of experience does Michael Charleton have?
Michael Charleton has 41 years in the financial industry, since August 1985, across 7 adviser firms.
What exams has Michael Charleton passed?
Michael Charleton has passed 5 licensing exams: the Series 63, Series 6, Series 7, Series 26 and Series 65. The earliest, the Series 63, was passed in August 1985. FINRA credited Michael Charleton with the SIE, which began in October 2018.
Where did Michael Charleton work before William Joseph Capital Management?
Before William Joseph Capital Management, Michael Charleton was registered through Osaic Wealth, Inc., October 2024 to November 2025; American Portfolios Advisors, Inc, July 2020 to October 2024; Cambridge Investment Research Advisors, Inc., June 2013 to August 2020; Wall Street Financial Group, Inc, June 2011 to June 2013; Lincoln Financial Advisors Corporation, October 2008 to June 2011; Cadaret Grant & Co Inc, April 2008 to November 2008.
Where is Michael Charleton based?
Michael Charleton’s registered office is in Rochester, NY.
Is Michael Charleton registered with FINRA?
No. Michael Charleton has no current broker registration.
How can I verify Michael Charleton’s record?
Search CRD 1048290 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Michael Charleton’s full registration record.
