Justin Reckers has been Managing Member & Chief Compliance Officer of RG Financial since November 2025, is a control person of the firm and directly owns between 50% and 75% of it. Justin Reckers studied at The Ohio State University.
RG Financial, LLC is a Carlsbad, CA firm with $158M under management, 136 clients and 1 adviser across 2 offices, as of its March 2026 filing.
Justin A. Reckers is CEO of Fonte Financial Advisors. Reckers co-founded Fonte Financial Advisors and Wellspring Divorce Advisors. Reckers has served as a speaker and resource for journalists on Divorce Financial Planning, Strategic Financial Planning, and Behavioral Finance, and has taught a special topics course on Divorce Financial Planning at Texas Tech University.
Justin Reckers’ longest registration was 8 years at Girard Securities, Inc. (2006–2015). Before joining RG Financial in 2021, Justin Reckers was registered through Advisory Services Network and Source Financial Advisors, LLC.
- Fonte Financial AdvisorsCurrent– present · 5 yearsCarlsbad, CA · Adviser representative · Firm CRD 311162
- Advisory Services Network– · 5 yearsCarlsbad, CA · Adviser representative · Firm CRD 146051
- Source Financial Advisors, LLC– · under a yearSan Diego, CA · Adviser representative · Firm CRD 164825
- Pacific Wealth Management– · 2 yearsSan Diego, CA · Adviser representative · Firm CRD 113217
- Girard Securities, Inc.– · 8 yearsSan Diego, CA · Adviser representative · Firm CRD 18697
Professional designations
Listed by RG Financial
- CERTIFIED FINANCIAL PLANNER®
- Certified Divorce Financial Analyst®
Investment adviser representative registrations
Justin Reckers is registered as an investment adviser representative in 2 states, as a resident of Texas. The first approvals date from March 2021; the most recent is Texas, in August 2021.
- CaliforniaSince 23 March 2021
- TexasResidentSince 3 August 2021
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 7TO | General Securities Representative Examination | 11 June 2024 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 63 | Uniform Securities Agent State Law Examination | 3 April 2018 |
| Series 7 | General Securities Representative Examination | 1 March 2018 |
| Series 66 | Uniform Combined State Law Examination | 15 September 2006 |
- Name
- General Securities Representative Examination
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Combined State Law Examination
- Full name
- Justin Anthony Reckers
- CRD
- 4942526
- Firm
- RG Financial · CRD 311162
- Role
- Managing Member & Chief Compliance Officer
- Office
- 703 PALOMAR AIRPORT ROAD, SUITE 240, Carlsbad, CA 92011
- Registration
- Investment adviser registration
- In the industry since
- September 2006
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- fontefinancial.com
Where does Justin Reckers work?
Justin Reckers has been Managing Member & Chief Compliance Officer of RG Financial, LLC since November 2025, and is a control person of the firm.
Is Justin Reckers a financial advisor?
Yes. Justin Reckers has a current investment-adviser registration in California and Texas, through RG Financial since March 2021.
How many years of experience does Justin Reckers have?
Justin Reckers has 20 years in the financial industry, since September 2006, across 5 adviser firms.
What exams has Justin Reckers passed?
Justin Reckers has passed 4 licensing exams: the Series 66, Series 7, Series 63 and Series 7TO. The earliest, the Series 66, was passed in September 2006. FINRA credited Justin Reckers with the SIE, which began in October 2018.
Where did Justin Reckers work before RG Financial?
Before RG Financial, Justin Reckers was registered through Source Financial Advisors, LLC, April 2015 to October 2015; Pacific Wealth Management, March 2013 to March 2015; Girard Securities, Inc., August 2006 to March 2015.
Where is Justin Reckers based?
Justin Reckers’ registered office is in Carlsbad, CA.
Is Justin Reckers registered with FINRA?
No. Justin Reckers has no current broker registration.
Is Justin Reckers a CFP?
RG Financial lists Justin Reckers with the CFP credential (“CERTIFIED FINANCIAL PLANNER®”) on its website. CFP Board confirms certification status.
Source: JUSTIN A. RECKERS, CFP®, CDFA® biography, fontefinancial.com
How can I verify Justin Reckers’ record?
Search CRD 4942526 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Justin Reckers’ full registration record.