Justin Ragatz has been an investment adviser representative at The Wealthgarden F.S. since December 2025, and is not listed among the firm’s executive officers or direct owners. Justin Ragatz holds a Bachelor of Science in Business Administration from California State University San Marcos.
The Wealthgarden F.S. LLC is an El Segundo, CA firm with $228M under management, 236 clients and 4 advisers across 5 offices, as of its March 2026 filing.
Justin Ragatz is Associate Advisor of WealthGarden Financial Services. Ragatz's career in financial services began at Equitable Advisors, where he worked closely with a senior advisor. He then moved to North Star Resource Group as an Operations Coordinator, where he helped support hundreds of households with questions about accounts, asset transfers and financial logistics.
- The Wealthgarden F.S. LLCCurrent– present · under a yearSan Diego, CA · Adviser representative · Firm CRD 311927
Investment adviser representative registrations
Justin Ragatz is registered as an investment adviser representative in California, since December 2025.
- CaliforniaSince 5 December 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 21 November 2025 |
| Series 63 | Uniform Securities Agent State Law Examination | 31 March 2025 |
| Series 7TO | General Securities Representative Examination | 14 September 2023 |
| SIE | Securities Industry Essentials Examination | 8 June 2023 |
- Name
- Uniform Investment Adviser Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Name
- Securities Industry Essentials Examination
- CRD
- 7771336
- Firm
- The Wealthgarden F.S. · CRD 311927
- Office
- San Diego, CA
- Registration
- Investment adviser registration
- In the industry since
- August 2024
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- thewealthgardenfs.com
Where does Justin Ragatz work?
Justin Ragatz is an investment adviser representative registered through The Wealthgarden F.S. LLC since December 2025, and is not listed among the firm’s executive officers or direct owners.
Is Justin Ragatz a financial advisor?
Yes. Justin Ragatz has a current investment-adviser registration in California, through The Wealthgarden F.S. since December 2025.
How many years of experience does Justin Ragatz have?
Justin Ragatz has 2 years in the financial industry, since August 2024, across 1 adviser firm.
What exams has Justin Ragatz passed?
Justin Ragatz has passed 4 licensing exams: the SIE, Series 7TO, Series 63 and Series 65. The earliest, the SIE, was passed in June 2023.
Where is Justin Ragatz based?
Justin Ragatz’s registered office is in San Diego, CA.
Is Justin Ragatz registered with FINRA?
No. Justin Ragatz has no current broker registration.
How can I verify Justin Ragatz’s record?
Search CRD 7771336 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Justin Ragatz’s full registration record.

