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Justin Ragatz, portrait

Justin Ragatz

Investment adviser representative at The Wealthgarden F.S. in San Diego, CA

Investment adviser registrationUpdated

Justin Ragatz is an investment adviser representative at The Wealthgarden F.S. LLC, an investment adviser managing $228M, and works from its San Diego, CA office. Justin Ragatz has been registered through The Wealthgarden F.S. since 5 December 2025, has 2 years in the industry across 1 firm and has passed the SIE, Series 7TO, Series 63 and Series 65.

2
Years in industry
0
Years at firm
1
Adviser firms
1
States registered

From the IAPD record, checked 22 October 2026SEC record

Career

Justin Ragatz has been an investment adviser representative at The Wealthgarden F.S. since December 2025, and is not listed among the firm’s executive officers or direct owners. Justin Ragatz holds a Bachelor of Science in Business Administration from California State University San Marcos.

The Wealthgarden F.S. LLC is an El Segundo, CA firm with $228M under management, 236 clients and 4 advisers across 5 offices, as of its March 2026 filing.

Justin Ragatz is Associate Advisor of WealthGarden Financial Services. Ragatz's career in financial services began at Equitable Advisors, where he worked closely with a senior advisor. He then moved to North Star Resource Group as an Operations Coordinator, where he helped support hundreds of households with questions about accounts, asset transfers and financial logistics.

  1. – present · under a year
    San Diego, CA · Adviser representative · Firm CRD 311927

Credentials and registrations

Investment adviser representative registrations

Justin Ragatz is registered as an investment adviser representative in California, since December 2025.

  • CaliforniaSince 5 December 2025

Examinations

Series 6521 November 2025
Name
Uniform Investment Adviser Law Examination
Series 6331 March 2025
Name
Uniform Securities Agent State Law Examination
Series 7TO14 September 2023
Name
General Securities Representative Examination
SIE8 June 2023
Name
Securities Industry Essentials Examination

Key facts

CRD
7771336
Firm
The Wealthgarden F.S. · CRD 311927
Office
San Diego, CA
Registration
Investment adviser registration
In the industry since
August 2024
Disciplinary history
Not yet shown here · SEC record

Common questions

Where does Justin Ragatz work?

Justin Ragatz is an investment adviser representative registered through The Wealthgarden F.S. LLC since December 2025, and is not listed among the firm’s executive officers or direct owners.

Source: IAPD individual record, checked 22 October 2026

Is Justin Ragatz a financial advisor?

Yes. Justin Ragatz has a current investment-adviser registration in California, through The Wealthgarden F.S. since December 2025.

Source: IAPD individual record, checked 22 October 2026

How many years of experience does Justin Ragatz have?

Justin Ragatz has 2 years in the financial industry, since August 2024, across 1 adviser firm.

Source: IAPD individual record, checked 22 October 2026

What exams has Justin Ragatz passed?

Justin Ragatz has passed 4 licensing exams: the SIE, Series 7TO, Series 63 and Series 65. The earliest, the SIE, was passed in June 2023.

Source: IAPD individual record, checked 22 October 2026

Where is Justin Ragatz based?

Justin Ragatz’s registered office is in San Diego, CA.

Source: IAPD individual record, checked 22 October 2026

Is Justin Ragatz registered with FINRA?

No. Justin Ragatz has no current broker registration.

Source: IAPD individual record, checked 22 October 2026

How can I verify Justin Ragatz’s record?

Search CRD 7771336 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Justin Ragatz’s full registration record.

Source: IAPD individual record, checked 22 October 2026

Leadership at The Wealthgarden F.S.

Sources

  1. IAPD individual record, CRD 7771336, checked 22 October 2026. Registration status, employment history and examinations.
  2. Form ADV Part 1A, Schedules A and B of The Wealthgarden F.S. LLC, filed 9 March 2026. Executive officers and direct owners; this person is not among them.
  3. The Wealthgarden F.S. team page. Biography, education, credentials, awards and the portrait, reproduced for identification.