Wolff Financial Management provides financial planning, portfolio management for individuals and small businesses, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Wolff Financial Management reports 360 clients. They include 205 individual clients and 155 high-net-worth individuals. Of its assets, 98.6% ($604M across 1,106 accounts) are managed with discretion; $8.87M across 27 accounts are not. A wrap fee program the firm both sponsors and manages holds $596M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 10% |
| High-net-worth individuals | 43% | 90% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 205 | $61.2M | 10.0% | $299K |
| High-net-worth individuals | 155 | $550M | 89.8% | $3.55M |
| Charitable organizations | Fewer than 5 | $394K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $673K | 0.1% | — |
| Total | 360 | $613M | 100% | — |
- Clients
- 205
- Regulatory AUM
- $61.2M
- AUM share
- 10.0%
- Avg. per client
- $299K
- Clients
- 155
- Regulatory AUM
- $550M
- AUM share
- 89.8%
- Avg. per client
- $3.55M
- Clients
- Fewer than 5
- Regulatory AUM
- $394K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $673K
- AUM share
- 0.1%
- Avg. per client
- —
Total
- Clients
- 360
- Regulatory AUM
- $613M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Wolff Financial Management charges up to 1.00% a year for its Wealth Management. The fee is billed in advance and is negotiable.
Fee details and sources
Matthew Wolff owns 75% or more of Wolff Financial Management. It has 6 employees, 4 of them in advisory roles.
Leadership
- Lisa LaFondCCO
- Matthew WolffManaging Member
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Lisa M. Hartgraves
- Jared Victor McNee
- Samuel David Pietrogallo
- Matthew Rolland Wolff
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Wolff Financial Management LLC
Matthew Wolff
Control person · since April 2016
Wolff Financial Management’s regulatory assets grew 1.8× from $347M (March 2021) to $613M (September 2026); clients rose from 332 to 360 and employees were 6 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $613M | 360 | 6 | 2 |
| March 2025 | $532M | 366 | 6 | 2 |
| March 2024 | $466M | 341 | 5 | 2 |
| March 2023 | $410M | 331 | 5 | 1 |
| March 2022 | $410M | 344 | 4 | 1 |
| March 2021 | $347M | 332 | 6 | 1 |
Besides its headquarters, Wolff Financial Management has 1 office (1 private residence, listed without an address), with 1 listed address in Michigan.
Michigan · 1 listed address
- 5938 Venture Park Drive, KalamazooHQ
Contact and registration details
- Legal name
- Wolff Financial Management LLC
- Headquarters
- 5938 Venture Park Drive, Kalamazoo, MI 49009
- Website
- Not reported
- Phone
- 269-372-3100
- @wolff-financial-management-llc
- SEC file
- 801-107444
- Founded
- 2016
- Structure
- Michigan LLC
- Fiscal year end
- December
Wolff Financial Management uses Charles Schwab ($596M) as custodian for its separately managed accounts. Wolff Financial Management has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $596M100%
At year end, Wolff Financial Management’s separately managed accounts were mostly in funds (77%) and stocks (12%). Its reported 13F holdings for the quarter ended 30 June 2026 total $501M across 106 positions; the largest are Vanguard Tax-managed Fds (10.0%), Vanguard Index Fds (9.7%) and iShares TR (8.5%).
What the accounts hold
- Stocks12%
- Funds77%
- Bonds1%
- Cash9%
- Other1%
- Variable annuity subaccounts and reit1%
Reported 13F holdings
- $501M
- Reported 13F value
- 106
- Positions
- 72.3%
- In the 10 largest
- +10.8%
- Value vs. prior quarter
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt10.0%
- Vanguard Index Fds · Growth ETF9.7%
- iShares TR · Core Div Grwth8.5%
- SPDR Series Trust · ST Str SP Div8.0%
- Vanguard Index Fds · Small CP ETF7.3%
- Vanguard Whitehall Fds · High Div Yld7.0%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD6.6%
- Vanguard Scottsdale Fds · Short Term Treas6.0%
- Vanguard Index Fds · Mid Cap ETF5.9%
- Vanguard Malvern Fds · Core BD ETF3.3%
Together, the ten largest are 72.3% of reported value.
How many clients does Wolff Financial Management have?
Wolff Financial Management has 360 clients and manages $613 million for them, as of September 2026. They include 205 individual clients and 155 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 September 2026
What services does Wolff Financial Management offer?
Wolff Financial Management provides financial planning, portfolio management for individuals and small businesses, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Wolff Financial Management charge?
Wolff Financial Management charges up to 1.00% a year for its Wealth Management. The fee is billed in advance and is negotiable.
Which custodians does Wolff Financial Management use?
Wolff Financial Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $596M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026
How many financial advisors does Wolff Financial Management have?
Wolff Financial Management has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Wolff Financial Management invest in?
At the end of its last fiscal year, Wolff Financial Management’s separately managed accounts held 77% registered funds (mutual funds, ETFs, BDCs), 12% exchange-traded equities, 9% cash and equivalents, 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: Variable Annuity Subaccounts and Reit.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Wolff Financial Management?
Wolff Financial Management’s direct owner is Matthew Wolff (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 15 September 2026
How does Wolff Financial Management get paid?
Wolff Financial Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Wolff Financial Management?
Wolff Financial Management’s main office is at 5938 Venture Park Drive, Kalamazoo, MI 49009. Its phone number is 269-372-3100.