Wealthtrak Capital Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and insurance. Financial planning was provided to 101–250 clients last fiscal year.
Wealthtrak Capital Management reports 278 clients. They include 204 individual clients, 63 high-net-worth individuals and 6 other clients. Of its assets, 100.0% ($214M across 780 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 35% |
| High-net-worth individuals | 23% | 63% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | 1% |
| Other | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 204 | $74.1M | 34.6% | $363K |
| High-net-worth individuals | 63 | $136M | 63.4% | $2.16M |
| Charitable organizations | Fewer than 5 | $287K | 0.1% | $287K |
| Corporations and other businesses | Fewer than 5 | $2.89M | 1.3% | $723K |
| Other | 6 | $1.1M | 0.5% | $184K |
| Total | 278 | $214M | 100% | — |
- Clients
- 204
- Regulatory AUM
- $74.1M
- AUM share
- 34.6%
- Avg. per client
- $363K
- Clients
- 63
- Regulatory AUM
- $136M
- AUM share
- 63.4%
- Avg. per client
- $2.16M
- Clients
- Fewer than 5
- Regulatory AUM
- $287K
- AUM share
- 0.1%
- Avg. per client
- $287K
- Clients
- Fewer than 5
- Regulatory AUM
- $2.89M
- AUM share
- 1.3%
- Avg. per client
- $723K
- Clients
- 6
- Regulatory AUM
- $1.1M
- AUM share
- 0.5%
- Avg. per client
- $184K
Total
- Clients
- 278
- Regulatory AUM
- $214M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Wealthtrak Capital Management charges 0.75%–1.95% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance or in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.95% |
| $500K–$1M | 1.50% |
| $1M–$2M | 1.25% |
| $2M–$5M | 0.95% |
| $5M and above | 0.75% |
Fee details and sources
Other fees
- Advisory Consulting Services
- Advisory consulting is a negotiable fixed fee that typically ranges from $495 to $7,500, depending on scope and complexity.
- Financial Planning Services
- Financial planning is charged at an hourly fee of $250 or a negotiable fixed fee that typically ranges from $495 to $7,500.
Ronald Whited owns 50% to 75% of Wealthtrak Capital Management. The leadership team of Wealthtrak Capital Management includes Chief Compliance Officer Ronald Whited. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 5 state-registered reps
- 2 broker-dealer reps
- 5 insurance agents
- Owns 50% to 75% of Wealthtrak Capital Management, L.L.C.
Ronald Whited
Control person · since October 2011
- Owns 50% to 75% of Wealthtrak Capital Management, L.L.C.
Tracy Whited
Control person · since October 2011
Wealthtrak Capital Management’s regulatory assets grew 1.6× from $136M (March 2022) to $214M (May 2026); clients rose from 246 to 278 and employees fell from 6 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $214M | 278 | 5 | 1 |
| Jun 2025June 2025 | $165M | 278 | 5 | 1 |
| Jul 2024July 2024 | $141M | 270 | 6 | 1 |
| Feb 2023February 2023 | $121M | 256 | 6 | 1 |
| Mar 2022March 2022 | $136M | 246 | 6 | 1 |
Besides its headquarters, Wealthtrak Capital Management has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 272 Bendix Road, Suite 130, Virginia BeachHQ
Other business names
Wealthtrak Capital Management has reported 1 other business name to the SEC.
- Wealthtrak Advisors
Contact and registration details
- Legal name
- Wealthtrak Capital Management, L.L.C.
- Headquarters
- 272 Bendix Road, Suite 130, Virginia Beach, VA 23452
- Website
- Not reported
- Phone
- 757-523-1250
- SEC file
- 801-123640
- Founded
- 2012
- Structure
- Virginia LLC
- Fiscal year end
- December
Wealthtrak Capital Management’s named custodian for separately managed accounts is Charles Schwab ($180M). Wealthtrak Capital Management has custody of $75.9M for 308 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $180M100%
At year end, Wealthtrak Capital Management’s separately managed accounts were mostly in funds (90%). Its reported 13F holdings for the quarter ended 30 June 2026 total $152M across 77 positions; the largest are SPDR Series Trust (13.8%), Goldman Sachs ETF TR (7.8%) and SPDR Index Shs Fds (5.0%).
What the accounts hold
- Stocks7%
- Exchange-traded equities6%
- Non-exchange-traded equities1%
- Funds90%
- Registered funds83%
- Pooled vehicles7%
- Bonds1%
- Cash3%
- Other1%
- Structured product1%
How many clients does Wealthtrak Capital Management have?
Wealthtrak Capital Management has 278 clients and manages $214 million for them, as of May 2026. They include 204 individual clients, 63 high-net-worth individuals and 6 other clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 May 2026
What services does Wealthtrak Capital Management offer?
Wealthtrak Capital Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Wealthtrak Capital Management charge?
Wealthtrak Capital Management charges 0.75%–1.95% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance or in arrears and is negotiable.
Source: WEALTHTRAK CAPITAL MANAGEMENT ADV BROCHURE, filed 27 May 2026
Which custodians does Wealthtrak Capital Management use?
Wealthtrak Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $180M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 May 2026
How many financial advisors does Wealthtrak Capital Management have?
Wealthtrak Capital Management has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Wealthtrak Capital Management invest in?
At the end of its last fiscal year, Wealthtrak Capital Management’s separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 7% pooled vehicles (private funds and similar), 6% exchange-traded equities, 3% cash and equivalents, 1% non-exchange-traded equities, 1% state and local bonds and 1% other. The 1% other category is described as: Structured Product.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Wealthtrak Capital Management?
Wealthtrak Capital Management’s direct owners are Ronald Whited (50% to 75%) and Tracy Whited (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 27 May 2026
How does Wealthtrak Capital Management get paid?
Wealthtrak Capital Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Wealthtrak Capital Management?
Wealthtrak Capital Management’s main office is at 272 Bendix Road, Suite 130, Virginia Beach, VA 23452. Its phone number is 757-523-1250.