Vital Investment Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, estate planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Vital Investment Management reports 399 clients. They include 292 individual clients, 99 high-net-worth individuals, and 8 pension and profit-sharing plans. Of its assets, 98.5% ($280M across 960 accounts) are managed with discretion; $4.21M across 4 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 27% |
| High-net-worth individuals | 25% | 72% |
| Pension and profit-sharing plans | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 292 | $75.4M | 26.6% | $258K |
| High-net-worth individuals | 99 | $206M | 72.5% | $2.08M |
| Pension and profit-sharing plans | 8 | $2.68M | 0.9% | $335K |
| Total | 399 | $284M | 100% | $712K |
- Clients
- 292
- Regulatory AUM
- $75.4M
- AUM share
- 26.6%
- Avg. per client
- $258K
- Clients
- 99
- Regulatory AUM
- $206M
- AUM share
- 72.5%
- Avg. per client
- $2.08M
- Clients
- 8
- Regulatory AUM
- $2.68M
- AUM share
- 0.9%
- Avg. per client
- $335K
Total
- Clients
- 399
- Regulatory AUM
- $284M
- AUM share
- 100%
- Avg. per client
- $712K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Vital Investment Management charges 1.00% a year for its Asset Management Services. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Initial plans are a negotiated fixed fee, generally at least $1,500; hourly planning is $300 an hour, with a $300 minimum and generally no more than $12,000.
- Ongoing Monthly Financial Planning
- Ongoing monthly financial planning is billed in arrears at $200 a month for basic plans and $500 to $700 a month for more complex plans.
David Eads owns 75% or more of Vital Investment Management. The leadership team of Vital Investment Management includes Chief Compliance Officer David Eads. It has 8 employees, 5 of them in advisory roles.
Leadership
- David EadsManaging Member and Chief Compliance Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
- Cindy M Bragdon
- David E Eads
- Dillon Pierce Goodman
- Brian Donald Nienhaus
- Alonzo Slote Tredwell
Staff
- 8 employees
- 5 in advisory functions
- 5 state-registered reps
- 3 soliciting firms
- Owns 75% or more of Vital Investment Management LLC
David Eads
Control person · since February 2019
Vital Investment Management’s regulatory assets grew 2.2× from $129M (February 2021) to $284M (October 2026); clients rose from 160 to 399 and employees from 2 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| October 2026 | $284M | 399 | 8 | 2 |
| March 2025 | $228M | 314 | 6 | 1 |
| June 2024 | $195M | 314 | 5 | 1 |
| March 2023 | $158M | 256 | 5 | 1 |
| March 2022 | $156M | 205 | 5 | 1 |
| February 2021 | $129M | 160 | 2 | 1 |
Besides its headquarters, Vital Investment Management has 1 office (1 private residence, listed without an address), with 1 listed address in Colorado.
Colorado · 1 listed address
- 4045 St. Cloud Drive, Suite 220, LovelandHQ
Contact and registration details
- Legal name
- Vital Investment Management LLC
- Headquarters
- 4045 St. Cloud Drive, Suite 220, Loveland, CO 80538
- Website
- vimadvisor.com
- Phone
- 970-776-3316
- @vital-investment-management
- SEC file
- 801-114889
- Structure
- Colorado LLC
- Fiscal year end
- December
Vital Investment Management uses Charles Schwab ($218M) as custodian for its separately managed accounts. Vital Investment Management has custody of $4.19M in client assets for 24 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Roseville, CA · $218M100%
At year end, Vital Investment Management’s separately managed accounts were mostly in funds (89%).
What the accounts hold
- Stocks8%
- Funds89%
- Cash3%
How many clients does Vital Investment Management have?
Vital Investment Management has 399 clients and manages $284 million for them, as of October 2026. They include 292 individual clients, 99 high-net-worth individuals, and 8 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Vital Investment Management offer?
Vital Investment Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, estate planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Vital Investment Management charge?
Vital Investment Management charges 1.00% a year for its Asset Management Services. The fee is billed in arrears and is negotiable.
Which custodians does Vital Investment Management use?
Vital Investment Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Roseville, CA), with $218M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Vital Investment Management have?
Vital Investment Management has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Vital Investment Management invest in?
At the end of its last fiscal year, Vital Investment Management’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Vital Investment Management?
Vital Investment Management’s direct owner is David Eads (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Vital Investment Management get paid?
Vital Investment Management is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Vital Investment Management registered with the SEC?
Yes, Vital Investment Management has been registered with the SEC as an investment adviser since 22 March 2019. Its CRD number is 300811 and its SEC file number is 801-114889.
Source: Form ADV Part 1A, Item 1, filed 1 October 2026; IAPD firm record
How do I contact Vital Investment Management?
Vital Investment Management’s main office is at 4045 St. Cloud Drive, Suite 220, Loveland, CO 80538. Its phone number is 970-776-3316. Its website is vimadvisor.com.