{"url":"https://nivawealth.com/firms/vital-investment-management-300811","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/300811","regulatoryAum":283940978,"crd":"300811","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7936137","suffix":null,"lastName":"Bragdon","firstName":"Cindy","middleName":"M"},{"crd":"6058093","suffix":null,"lastName":"EADS","firstName":"DAVID","middleName":"E"},{"crd":"7468576","suffix":null,"lastName":"Goodman","firstName":"Dillon","middleName":"Pierce"},{"crd":"7408374","suffix":null,"lastName":"Nienhaus","firstName":"Brian","middleName":"Donald"},{"crd":"2656065","suffix":null,"lastName":"TREDWELL","firstName":"ALONZO","middleName":"SLOTE"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-10","regulatoryAum":129135288,"clients":160,"employees":2,"offices":1},{"filedOn":"2022-03-03","regulatoryAum":156341725,"clients":205,"employees":5,"offices":1},{"filedOn":"2023-03-17","regulatoryAum":157690010,"clients":256,"employees":5,"offices":1},{"filedOn":"2024-06-25","regulatoryAum":194993812,"clients":314,"employees":5,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":227648343,"clients":314,"employees":6,"offices":1},{"filedOn":"2026-10-01","regulatoryAum":283940978,"clients":399,"employees":8,"offices":2}],"secFileNumber":"801-114889","legalName":"Vital Investment Management LLC","displayName":"Vital Investment Management","slug":"vital-investment-management-300811","website":"https://vimadvisor.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/300811/d35041538625ee31-r1.webp","tone":"light","width":380,"height":200,"sourceUrl":"https://www.vimadvisor.com/","sourceLabel":"Vital Investment Management LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/vital-investment-management/","founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"4045 St. Cloud Drive, Suite 220","city":"Loveland","state":"CO","stateName":"Colorado","country":"United States","postalCode":"80538"},"tradeNames":[],"registration":{"secApproved":"22 March 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":719337.8976982097,"staff":{"employees":8,"advisory":5,"brokerDealerReps":0,"insuranceAgents":0,"promoters":3},"aum":{"regulatory":283940978,"discretionary":279734785,"discretionaryAccounts":960,"nonDiscretionary":4206193,"nonDiscretionaryAccounts":4,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":292,"regulatoryAum":75417271},{"label":"High-net-worth individuals","clients":99,"regulatoryAum":205843847},{"label":"Pension and profit-sharing plans","clients":8,"regulatoryAum":2679860}],"feePrograms":[{"role":"main","program":"Asset Management Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059902","versionId":1059902,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-10-01","documentName":"FORM ADV PART 2A & 2B 100126","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Initial plans are a negotiated fixed fee, generally at least $1,500; hourly planning is $300 an hour, with a $300 minimum and generally no more than $12,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059902","versionId":1059902,"submittedOn":"2026-10-01","documentName":"FORM ADV PART 2A & 2B 100126"},{"role":"other","program":"Ongoing Monthly Financial Planning","summary":"Ongoing monthly financial planning is billed in arrears at $200 a month for basic plans and $500 to $700 a month for more complex plans.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059902","versionId":1059902,"submittedOn":"2026-10-01","documentName":"FORM ADV PART 2A & 2B 100126"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:35:58.536887+00:00","documents":[{"name":"FORM ADV PART 2A & 2B 100126","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059902","versionId":1059902,"submittedOn":"2026-10-01"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Roseville, CA","smaAssets":217869963}],"custodyNote":"Vital Investment Management has custody of $4.19M in client assets for 24 clients.","leadership":[{"name":"David Eads","title":"Managing Member and Chief Compliance Officer","crd":"6058093"}],"ownership":[{"label":"David Eads","detail":"Managing member and chief compliance officer in the 75% or more ownership band and a control person, since February 2019."}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Colorado","offices":1,"addresses":[{"street":"4045 St. Cloud Drive, Suite 220","city":"Loveland","headquarters":true}]}],"brochureServices":["estate planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"970-776-3316","stateRegisteredReps":5,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Other"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":8},{"label":"Securities issued by registered investment companies or business development companies","percent":89},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"1 October 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/300811/PDF/300811.pdf","brochureDate":"1 October 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1059902","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Vital Investment Management have?","answer":"Vital Investment Management has 399 clients and manages $284 million for them, as of October 2026. They include 292 individual clients, 99 high-net-worth individuals, and 8 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Vital Investment Management offer?","answer":"Vital Investment Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, educational seminars, estate planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Vital Investment Management charge?","answer":"Vital Investment Management charges 1.00% a year for its Asset Management Services. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A & 2B 100126, filed 1 October 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Vital Investment Management use?","answer":"Vital Investment Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Roseville, CA), with $218M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Vital Investment Management have?","answer":"Vital Investment Management has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Vital Investment Management invest in?","answer":"At the end of its last fiscal year, Vital Investment Management’s separately managed accounts held 89% registered funds (mutual funds, ETFs, BDCs), 8% exchange-traded equities and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Vital Investment Management?","answer":"Vital Investment Management’s direct owner is David Eads (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Vital Investment Management get paid?","answer":"Vital Investment Management is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Vital Investment Management registered with the SEC?","answer":"Yes, Vital Investment Management has been registered with the SEC as an investment adviser since 22 March 2019. Its CRD number is 300811 and its SEC file number is 801-114889.","source":"Form ADV Part 1A, Item 1, filed 1 October 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Vital Investment Management?","answer":"Vital Investment Management’s main office is at 4045 St. Cloud Drive, Suite 220, Loveland, CO 80538. Its phone number is 970-776-3316. Its website is vimadvisor.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 October 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}