Valor Advisors provides portfolio management for individuals and small businesses and portfolio management for institutions.
Valor Advisors reports 66 clients. They include 66 high-net-worth individuals. Of its assets, 8.9% ($356M across 15 accounts) are managed with discretion; $3.65B across 54 accounts are not. Of its clients, 84% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| High-net-worth individuals | 100% | 93% |
| Charitable organizations | Fewer than 5 | 2% |
| Corporations and other businesses | Fewer than 5 | 5% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 66 | $3.73B | 93.0% | $56.4M |
| Charitable organizations | Fewer than 5 | $66.9M | 1.7% | — |
| Corporations and other businesses | Fewer than 5 | $213M | 5.3% | — |
| Total | 66 | $4.01B | 100% | — |
- Clients
- 66
- Regulatory AUM
- $3.73B
- AUM share
- 93.0%
- Avg. per client
- $56.4M
- Clients
- Fewer than 5
- Regulatory AUM
- $66.9M
- AUM share
- 1.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $213M
- AUM share
- 5.3%
- Avg. per client
- —
Total
- Clients
- 66
- Regulatory AUM
- $4.01B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 84%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Valor Advisors charges 0.75%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Consulting Services
- One-time business consulting is a fixed fee negotiated with the client; ongoing consulting on account funds is a negotiated fee based on account value.
- Statement Consolidation Services
- Statement consolidation is a fee based on the value of assets in the accounts, monthly or quarterly, with the rate negotiated with the client.
Valor Capital Management LLC owns 75% or more of Valor Advisors and is in turn owned by Francisco Narvaez (50–75%) and Francisco Secada Tubino (25–50%). Francisco Narvaez is CEO; the leadership team includes Chief Investment Officer Francisco Secada Tubino and Chief Financial Officer Gonzalo Mendoza. It has 16 employees, 8 of them in advisory roles.
Leadership
- Francisco NarvaezManager; Chief Executive Officer
- Gonzalo MendozaManager; Chief Financial Officer
- Francisco Secada TubinoManager; Chief Compliance Officer; Chief Investment Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Gonzalo Andres Mendoza
- Francisco Orazio Secada
- Claudia Isabel Teran
Staff
- 16 employees
- 8 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Valor Advisors LLC
Valor Capital Management LLC
Control person · since January 2020
- Owns 50% to 75% of Valor Capital Management LLC
Francisco Narvaez
Control person · since January 2020
- Owns 25% to 50% of Valor Capital Management LLC
Francisco Secada Tubino
Control person · since January 2020
Gonzalo Mendoza
Member; manager · Control person · since January 2020
Valor Advisors’ regulatory assets grew 1.7× from $2.33B (March 2021) to $4.01B (September 2026); clients rose from 40 to 66 and employees from 14 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $4.01B | 66 | 16 | 1 |
| March 2025 | $3.12B | 61 | 16 | 1 |
| March 2024 | $3.14B | 61 | 16 | 1 |
| March 2023 | $2.66B | 58 | 16 | 1 |
| March 2022 | $2.66B | 53 | 15 | 1 |
| March 2021 | $2.33B | 40 | 14 | 1 |
Besides its headquarters, Valor Advisors has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 1441 Brickell Avenue, Suite 1500, MiamiHQ
Contact and registration details
- Legal name
- Valor Advisors LLC
- Headquarters
- 1441 Brickell Avenue, Suite 1500, Miami, FL 33131
- Website
- valorad.com
- Phone
- 305-424-1432
- SEC file
- 801-79691
- Structure
- Florida LLC
- Fiscal year end
- December
Valor Advisors uses J.P. Morgan ($2.15B, 80%) and Morgan Stanley ($536M, 20%) as custodians for its separately managed accounts. Valor Advisors does not have custody of client assets.
- J.P. MorganJ.P. Morgan Securities LLC · New York City, NY · $2.15B80%
- Morgan StanleyMorgan Stanley & Co. LLC · New York, NY · $536M20%
At year end, Valor Advisors’ separately managed accounts were mostly in funds (63%) and bonds (28%). Its reported 13F holdings for the quarter ended 30 June 2026 total $136M across 32 positions; the largest are State Str SPDR S&P 500 ETF T (42.4%), Vanguard Index Fds (16.3%) and Berkshire Hathaway Inc. Del (9.0%).
What the accounts hold
- Stocks5%
- Exchange-traded equities4%
- Non-exchange-traded equities1%
- Funds63%
- Registered funds56%
- Pooled vehicles7%
- Bonds28%
- Investment grade corporate bonds23%
- U.S. government and agency bonds3%
- High-yield corporate bonds2%
- Cash3%
- Other1%
- Hard assets and real estate1%
Reported 13F holdings
- $136M
- Reported 13F value
- 32
- Positions
- 90.7%
- In the 10 largest
- +14.1%
- Value vs. prior quarter
- State Str SPDR S&P 500 ETF T · TR Unit42.4%
- Vanguard Index Fds · S&P 500 ETF Shs16.3%
- Berkshire Hathaway Inc. Del · CL B New9.0%
- iShares TR · U.S. Tech ETF6.0%
- iShares TR · U.S. Finls ETF4.0%
- iShares TR · S&P 500 Val ETF3.3%
- Select Sector SPDR TR · ST Str Energ ETF3.2%
- Invesco Qqq TR · Unit Ser 12.7%
- Vanguard Intl Equity Index F · FTSE Europe ETF2.1%
- J P Morgan Exchange Traded F · Municipal ETF1.5%
Together, the ten largest are 90.7% of reported value.
How many clients does Valor Advisors have?
Valor Advisors has 66 clients and manages $4.01 billion for them, as of September 2026. They include 66 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 September 2026
What services does Valor Advisors offer?
Valor Advisors provides portfolio management for individuals and small businesses and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Valor Advisors charge?
Valor Advisors charges 0.75%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears.
Source: VALOR ADVISORS FORM ADV PART 2A, filed 31 March 2026
Which custodians does Valor Advisors use?
Valor Advisors’ separately managed account assets are held at J.P. Morgan Securities LLC (New York City, NY), with $2.15B and Morgan Stanley & Co. LLC (New York, NY), with $536M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 September 2026
How many financial advisors does Valor Advisors have?
Valor Advisors has 3 investment adviser representatives registered with state securities authorities, out of 16 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Valor Advisors invest in?
At the end of its last fiscal year, Valor Advisors’ separately managed accounts held 56% registered funds (mutual funds, ETFs, BDCs), 23% investment grade corporate bonds, 7% pooled vehicles (private funds and similar), 4% exchange-traded equities, 3% U.S. government and agency bonds, 3% cash and equivalents, 2% high-yield corporate bonds, 1% non-exchange-traded equities and 1% other. The 1% other category is described as: Hard Assets and Real Estate.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Valor Advisors?
Valor Advisors is owned through a holding company by Francisco Narvaez and Francisco Secada Tubino. Its direct owner is Valor Capital Management LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 September 2026
How does Valor Advisors get paid?
Valor Advisors is paid through a percentage of assets under management, fixed fees, performance-based fees and other compensation. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Valor Advisors registered with the SEC?
Yes, Valor Advisors has been registered with the SEC as an investment adviser since 19 May 2014. Its CRD number is 171358 and its SEC file number is 801-79691.
Source: Form ADV Part 1A, Item 1, filed 1 September 2026; IAPD firm record
How do I contact Valor Advisors?
Valor Advisors’ main office is at 1441 Brickell Avenue, Suite 1500, Miami, FL 33131. Its phone number is 305-424-1432. Its website is valorad.com.