Trio Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Trio Wealth Management reports 87 clients. They include 49 high-net-worth individuals, 37 individual clients and 1 charitable organization. Of its assets, 100.0% ($134M across 338 accounts) are managed with discretion. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 43% | 6% |
| High-net-worth individuals | 56% | 94% |
| Charitable organizations | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 37 | $7.45M | 5.6% | $201K |
| High-net-worth individuals | 49 | $126M | 94.0% | $2.57M |
| Charitable organizations | Fewer than 5 | $638K | 0.5% | $638K |
| Total | 87 | $134M | 100% | — |
- Clients
- 37
- Regulatory AUM
- $7.45M
- AUM share
- 5.6%
- Avg. per client
- $201K
- Clients
- 49
- Regulatory AUM
- $126M
- AUM share
- 94.0%
- Avg. per client
- $2.57M
- Clients
- Fewer than 5
- Regulatory AUM
- $638K
- AUM share
- 0.5%
- Avg. per client
- $638K
Total
- Clients
- 87
- Regulatory AUM
- $134M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Trio Wealth Management charges 0.30%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $500,000. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$4M | 0.75% |
| $4M–$7M | 0.50% |
| $7M–$10M | 0.40% |
| $10M and above | 0.30% |
Fee details and sources
Other fees
- Ongoing Financial Planning
- Initial plan fee of $250 to $5,000, then a recurring fixed fee of $250 to $1,000 a month in advance, for clients who do not take investment management services.
- Project-Based Financial Planning
- Fixed fee rates range from $250 to $10,000, negotiable; 25% collected in advance with the remainder due on completion.
Michelle Hundley owns 75% or more of Trio Wealth Management. The leadership team of Trio Wealth Management includes Chief Investment Officer Kevin McLoughlin and Chief Compliance Officer Michelle Hundley. It has 4 employees, 3 of them in advisory roles.
Leadership
Michelle HundleyCo-Founder and CEO and Chief Compliance Officer
Kevin McLoughlinCo-Founder and Chief Investment Officer
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Trio Wealth Management, LLC
Michelle Hundley
Control person · since August 2023
- Owns 10% to 25% of Trio Wealth Management, LLC
Kevin McLoughlin
since October 2023
Besides its headquarters, Trio Wealth Management has 4 offices (3 private residences, listed without an address), with 2 listed addresses in Florida and Virginia.
Florida · 1 listed address
- 1450 Brickell Bay Drive, Miami
Virginia · 1 listed address
- 774a Walker Road, Great FallsHQ
Contact and registration details
- Legal name
- Trio Wealth Management, LLC
- Headquarters
- 774a Walker Road, Great Falls, VA 22066
- Website
- triowm.com
- Phone
- 703-459-9171
- @trio-wealth-management-llc
- SEC file
- 801-134440
- Structure
- Virginia LLC
- Fiscal year end
- December
Trio Wealth Management uses Fidelity ($73.8M, 55%) and Charles Schwab ($60.1M, 45%) as custodians for its separately managed accounts. Trio Wealth Management has custody of $42.5M in client assets for 31 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Orlando, FL · $60.1M45%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $73.8M55%
At year end, Trio Wealth Management’s separately managed accounts were mostly in funds (69%) and stocks (14%).
What the accounts hold
- Stocks14%
- Funds69%
- Bonds9%
- Investment grade corporate bonds5%
- State and local bonds3%
- U.S. government and agency bonds1%
- Cash8%
How many clients does Trio Wealth Management have?
Trio Wealth Management has 87 clients and manages $134 million for them, as of September 2026. They include 49 high-net-worth individuals, 37 individual clients and 1 charitable organization.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026
What services does Trio Wealth Management offer?
Trio Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Trio Wealth Management charge?
Trio Wealth Management charges 0.30%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Which custodians does Trio Wealth Management use?
Trio Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $73.8M and Charles Schwab & Co., Inc. (Orlando, FL), with $60.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026
How many financial advisors does Trio Wealth Management have?
Trio Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Trio Wealth Management invest in?
At the end of its last fiscal year, Trio Wealth Management’s separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities, 8% cash and equivalents, 5% investment grade corporate bonds, 3% state and local bonds and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Trio Wealth Management have a minimum investment?
Yes, Trio Wealth Management’s minimum account size for its Investment Management Services is $500K.
Who owns Trio Wealth Management?
Trio Wealth Management’s direct owners are Michelle Hundley (75% or more) and Kevin McLoughlin (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 29 September 2026
How does Trio Wealth Management get paid?
Trio Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Trio Wealth Management?
Trio Wealth Management’s main office is at 774a Walker Road, Great Falls, VA 22066. Its phone number is 703-459-9171. Its website is triowm.com.