{"url":"https://nivawealth.com/firms/trio-wealth-management-328042","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/328042","regulatoryAum":133979243,"crd":"328042","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7373601","suffix":null,"lastName":"Bell","firstName":"Charlotte","middleName":"Grace"},{"crd":"8215363","suffix":null,"lastName":"Bell","firstName":"Lauren","middleName":null},{"crd":"6692766","suffix":null,"lastName":"HUNDLEY","firstName":"MICHELLE","middleName":"PATTERSON"},{"crd":"4841719","suffix":null,"lastName":"MCLOUGHLIN","firstName":"KEVIN","middleName":"D"}],"total":4,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134440","legalName":"Trio Wealth Management, LLC","displayName":"Trio Wealth Management","slug":"trio-wealth-management-328042","website":"https://triowm.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/328042/79d5fcc38b39ad50-r1.webp","tone":"dark","width":495,"height":200,"sourceUrl":"https://triowm.com/","sourceLabel":"Trio Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/trio-wealth-management-llc/","founded":null,"organization":"Virginia limited liability company","fiscalYearEnd":"December","headquarters":{"street":"774a Walker Road","city":"Great Falls","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22066"},"tradeNames":[],"registration":{"secApproved":"29 September 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1550482.6860465116,"staff":{"employees":4,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":133979243,"discretionary":133979243,"discretionaryAccounts":338,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":37,"regulatoryAum":7448913},{"label":"High-net-worth individuals","clients":49,"regulatoryAum":125892598},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":637732}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":1000000,"pct":1,"from":0},{"to":4000000,"pct":0.75,"from":1000000},{"to":7000000,"pct":0.5,"from":4000000},{"to":10000000,"pct":0.4,"from":7000000},{"to":null,"pct":0.3,"from":10000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023494","versionId":1023494,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-23","documentName":"ADV PART 2A/2B","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":500000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Ongoing Financial Planning","summary":"Initial plan fee of $250 to $5,000, then a recurring fixed fee of $250 to $1,000 a month in advance, for clients who do not take investment management services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023494","versionId":1023494,"submittedOn":"2026-03-23","documentName":"ADV PART 2A/2B"},{"role":"other","program":"Project-Based Financial Planning","summary":"Fixed fee rates range from $250 to $10,000, negotiable; 25% collected in advance with the remainder due on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023494","versionId":1023494,"submittedOn":"2026-03-23","documentName":"ADV PART 2A/2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:34:41.489558+00:00","documents":[{"name":"ADV PART 2A/2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023494","versionId":1023494,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Orlando, FL","smaAssets":60145871},{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":73833372}],"custodyNote":"Trio Wealth Management has custody of $42.5M in client assets for 31 clients.","otherCustodians":[],"leadership":[{"name":"Michelle Hundley","title":"Co-Founder and CEO and Chief Compliance Officer","crd":"6692766"},{"name":"Kevin McLoughlin","title":"Co-Founder and Chief Investment Officer","crd":"4841719"}],"ownership":[{"label":"Michelle Hundley","detail":"Co-founder and ceo and chief compliance officer in the 75% or more ownership band and a control person, since August 2023."},{"label":"Kevin McLoughlin","detail":"Co-founder and chief investment officer in the 10% to 25% ownership band, since October 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":4,"privateResidences":3},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"1450 Brickell Bay Drive","city":"Miami"}]},{"state":"Virginia","offices":1,"addresses":[{"street":"774a Walker Road","city":"Great Falls","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-459-9171","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Educational seminars/workshops"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":14},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":3},{"label":"Investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":69},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"29 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/328042/PDF/328042.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1023494","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Trio Wealth Management have?","answer":"Trio Wealth Management has 87 clients and manages $134 million for them, as of September 2026. They include 49 high-net-worth individuals, 37 individual clients and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Trio Wealth Management offer?","answer":"Trio Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Trio Wealth Management charge?","answer":"Trio Wealth Management charges 0.30%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $500,000.","source":"ADV PART 2A/2B, filed 23 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Trio Wealth Management use?","answer":"Trio Wealth Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $73.8M and Charles Schwab & Co., Inc. (Orlando, FL), with $60.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Trio Wealth Management have?","answer":"Trio Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Trio Wealth Management invest in?","answer":"At the end of its last fiscal year, Trio Wealth Management’s separately managed accounts held 69% registered funds (mutual funds, ETFs, BDCs), 14% exchange-traded equities, 8% cash and equivalents, 5% investment grade corporate bonds, 3% state and local bonds and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Trio Wealth Management have a minimum investment?","answer":"Yes, Trio Wealth Management’s minimum account size for its Investment Management Services is $500K.","source":"ADV PART 2A/2B, filed 23 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Trio Wealth Management?","answer":"Trio Wealth Management’s direct owners are Michelle Hundley (75% or more) and Kevin McLoughlin (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Trio Wealth Management get paid?","answer":"Trio Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Trio Wealth Management?","answer":"Trio Wealth Management’s main office is at 774a Walker Road, Great Falls, VA 22066. Its phone number is 703-459-9171. Its website is triowm.com.","source":"Form ADV Part 1A, Item 1.F, filed 29 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}